Aadhar Housing Finance Limited is an Indian company in the BFSI industry (formerly DHFL VYSYA HOUSING FINANCE LIMITED, VYSYA BANK HOUSING FINANCE LTD) with 10 outstanding bonds (ISINs) recorded on this page. Stated coupons on its fixed-rate bonds range from 7.15% to 8.65% a year. 4 have floating or market-linked coupons. Maturity dates run from 9 Dec 2026 to 15 Jul 2031. NSDL records all 10 whose terms it holds as secured. Latest credit ratings on record: ICRA AA+ (Stable) (action dated 22 Sep 2026); India Ratings AA+ (Stable) (action dated 30 Aug 2026); CARE AA+ (Stable) (action dated 3 Jul 2026). Verify current terms against the official documents linked on this page.
Data as of 13 Nov 2026 (snapshot 20261113-2049) · How this page is compiled
Issuer overview
- Legal name
- AADHAR HOUSING FINANCE LIMITED
- Formerly
- DHFL VYSYA HOUSING FINANCE LIMITED, VYSYA BANK HOUSING FINANCE LTD
- CIN
- U66010KA1990PLC011409
- LEI
- 335800JQMNJOX3W7LY96
- Company status
- Listed
- Industry
- BFSI
- Business
- Housing Finance Company
- Ownership
- Non PSU
- ISIN issuer codes
- INE883F, INE538L
- Outstanding bonds (ISINs)
- 10 (plus 20 matured)
- Stated coupons (fixed rate)
- 7.15% – 8.65%
- Maturity dates
- 9 Dec 2026 – 15 Jul 2031
- Secured (NSDL)
- 10 of 10
- Combined issue size of outstanding bonds
- ₹2,215 crore
- Traded on
- BSE
Issue size is the amount each bond raised when it was issued, as recorded by NSDL. It is not the amount still outstanding today (bonds can be partly redeemed or bought back) and not the company's total debt.
Aadhar Housing Finance bonds: ISIN, coupon and maturity
10 outstanding bonds, by maturity date.
| ISIN | Type | Coupon | Interest paid | Allotted | Maturity | Face value | Issue size (₹ cr) | Security | Guarantee | Traded on | Rating (NSDL) |
|---|---|---|---|---|---|---|---|---|---|---|---|
| INE883F07249 | NCD | 7.15% | Yearly | 9 Dec 2021 | 9 Dec 2026 | ₹10,00,000 | 100 | Secured | None recorded | — | Unrated |
| INE883F07330 | NCD | 8.65% | Yearly | 22 Feb 2024 | 21 Aug 2027 | ₹1,00,000 | 300 | Secured | None recorded | BSE | ICRA AA+ 22 Sep 2026 |
| INE883F07363 | NCD | 8.5% | Yearly | 27 Aug 2024 | 2 Dec 2027 | ₹1,00,000 | 350 | Secured | None recorded | — | ICRA AA+ 22 Sep 2026 |
| INE883F07280 | NCD | Floating / market-linked | Quarterly | 3 Feb 2023 | 3 Jan 2028 | ₹40,000 | 115 | Secured | None recorded | — | India Ratings AA+ 30 Aug 2026 |
| INE883F07389 | NCD | 8.37% | Yearly | 13 Dec 2024 | 29 May 2028 | ₹1,00,000 | 200 | Secured | None recorded | — | ICRA AA+ 22 Sep 2026 |
| INE883F07397 | NCD | 8.1% | Yearly | 24 Apr 2025 | 24 Aug 2028 | ₹1,00,000 | 200 | Secured | None recorded | — | CARE AA+ 3 Jul 2026 |
| INE883F07405 | NCD | 7.76% | Yearly | 5 Jun 2025 | 30 Nov 2028 | ₹1,00,000 | 200 | Secured | None recorded | — | ICRA AA+ 22 Sep 2026 |
| INE883F07348 | NCD | Floating / market-linked | Yearly | 28 Mar 2024 | 28 Mar 2029 | ₹60,000 | 150 | Secured | None recorded | — | ICRA AA+ 22 Sep 2026 |
| INE883F07413 | NCD | Floating / market-linked | Yearly | 18 Jun 2026 | 3 Aug 2029 | ₹1,00,000 | 250 | Secured | None recorded | — | ICRA AA+ 22 Sep 2026 |
| INE883F07421 | NCD | Floating / market-linked | Quarterly | 20 Jul 2026 | 15 Jul 2031 | ₹1,00,000 | 350 | Secured | None recorded | — | ICRA AA+ 22 Sep 2026 |
Notes on this table
- Outstanding means the maturity date has not passed, according to the depository record. It does not confirm that a bond has not been redeemed early, called or bought back.
- Type, coupon, interest frequency, allotment date, issue size, security and guarantee are as recorded by NSDL India Bond Info, the depository's record of each ISIN. Search an ISIN on NSDL India Bond Info to see its full record.
- "Secured" and "Guarantee" are NSDL's classification. What the security is, the asset cover and the terms of any guarantee or co-obligor are in the offer document and the debenture trust deed; this page does not infer them.
- Prices and yields are not shown. They change with every trade: see BSE and NSE.
- Terms used in this table: ISIN · Coupon rate · Yield to maturity (YTM) · Secured NCD · Unsecured NCD · Floating rate bond · Credit rating.
Private placements and disclosure documents
From BSE's list of privately placed debt. The documents are the issuer's own; the offer document and debenture trust deed are the authoritative source for each bond's terms.
Company details
- Date of incorporation
- 26 Nov 1990
- Category
- Housing Finance
- Class
- https://aadharhousing.com/
- Listed / unlisted
- Listed
- Registered office
- No.3, 'JVT Towers', 8th A Main Road, Sampangi Rama Nagar, Bangalore
- State
- Karnataka
- Registrar of Companies
- Karnataka
- Authorised capital
- 5000000000
- Paid-up capital
- 4383900000
- Last AGM
- 6 Aug 2026
Aadhar Housing Finance bonds: questions and answers
What bonds has Aadhar Housing Finance Limited issued?
Aadhar Housing Finance Limited has 10 outstanding bonds recorded on this page. By type, as described by NSDL: 10 NCDs. 20 further ISINs on record have passed their maturity dates and are not counted as outstanding.
What are the ISINs of Aadhar Housing Finance Limited bonds?
Its 10 outstanding bonds each have their own ISIN, for example INE883F07249, INE883F07330, INE883F07363. All are listed in the bond table on this page. ISINs of this issuer begin with its issuer code, INE883F / INE538L.
What coupon rates do Aadhar Housing Finance Limited bonds pay?
Stated coupons on its fixed-rate outstanding bonds range from 7.15% to 8.65% a year on face value. 4 bonds have floating or market-linked coupons. The bond table gives the coupon and interest frequency of each ISIN. The coupon is not the yield: the yield an investor earns depends on the price paid.
When do Aadhar Housing Finance Limited bonds mature?
Its outstanding bonds have maturity dates from 9 Dec 2026 to 15 Jul 2031. The bond table lists the maturity date of each ISIN.
What is the latest credit rating of Aadhar Housing Finance Limited bonds?
NSDL India Bond Info records ICRA AA+ (Stable) (action dated 22 Sep 2026); India Ratings AA+ (Stable) (action dated 30 Aug 2026); CARE AA+ (Stable) (action dated 3 Jul 2026) on its outstanding bonds. Checked on NSDL on 5 Nov 2026. A rating is the agency's opinion and can change at any time.
Are Aadhar Housing Finance Limited bonds secured, unsecured or guaranteed?
NSDL records all 10 outstanding bonds whose terms it holds as secured. None is recorded as guaranteed. What the security is, the asset cover and the terms of any guarantee or co-obligor are set out in the offer document and the debenture trust deed; this page does not infer them.
Is Aadhar Housing Finance Limited the same company as DHFL VYSYA HOUSING FINANCE LIMITED, VYSYA BANK HOUSING FINANCE LTD?
Yes. Aadhar Housing Finance Limited was formerly known as DHFL VYSYA HOUSING FINANCE LIMITED, VYSYA BANK HOUSING FINANCE LTD; bonds issued under the earlier name are obligations of the same company. Its Corporate Identification Number (CIN) is U66010KA1990PLC011409.
Where can investors find the original disclosure documents for Aadhar Housing Finance Limited bonds?
Each ISIN's record, including its terms and rating history, is on NSDL India Bond Info (search the ISIN). The offer document (shelf prospectus, tranche prospectus or general information document and key information document) and the debenture trust deed set out the full terms; listed issuers publish them on BSE or NSE. For the private placements listed on this page, each row links to the disclosure documents on BSE.
How can investors check the current market price or yield of Aadhar Housing Finance Limited bonds?
This page does not show prices or yields. Trades in these bonds are reported on BSE, which publish the price and yield of each trade, usually by the end of the trading day. Many corporate bonds trade rarely, so a recent price may not exist; an old trade is not a current price.
Sources and dates
- NSDL India Bond Info: bond terms, issuer identity and ratings by ISIN
- BSE and NSE: bonds that have traded, and their exchange listings
- BSE: privately placed debt securities
- Methodology: how these pages are compiled and checked
Data as of 13 Nov 2026 (snapshot 20261113-2049). Facts on this page last changed on 4 Nov 2026. Rating dates above are the agencies' action dates, which can be much older than the data date. This page is for information only. It is not investment advice, a credit rating or a recommendation to buy, sell or hold any security. Facts are taken from the issuer's own documents and the sources linked on this page; check them with the source before investing.
