Shriram Finance Limited is an Indian company in the BFSI industry (formerly Shriram Transport Finance Company Limited) with 53 outstanding bonds (ISINs) recorded on this page. It is also the originator behind 8 outstanding pass-through certificates (PTCs) in 8 securitisation trusts: Sansar Aug 2024 Vii Trust, Sansar Aug 2024 V Trust, Sansar Jan 2025 Trust, Sansar June 2024 Trust, Sansar Trust July 2023 II, Sansar Trust Nov 2023 II and 2 more. Stated coupons on its fixed-rate bonds range from 7.6% to 10.51% a year. One is a cumulative bond, which pays no periodic coupon; its contractual return is payable at maturity. One has a floating or market-linked coupon. Maturity dates run from 28 Jan 2027 to 11 Sep 2034. NSDL records 46 of the 53 whose terms it holds as secured. Latest credit ratings on record: ICRA AAA (Stable) (action dated 3 Sep 2026); India Ratings AAA (Stable) (action dated 10 Apr 2026); CRISIL AAA (Stable) (action dated 9 Apr 2026); CARE AAA (Stable) (action dated 16 Feb 2026). Verify current terms against the official documents linked on this page.
Data as of 14 Nov 2026 (snapshot 20261114-2051) · How this page is compiled
Issuer overview
- Outstanding pass-through certificates (ISINs)
- 8
- Pass-through schemes
- Sansar Aug 2024 Vii Trust, Sansar Aug 2024 V Trust, Sansar Jan 2025 Trust, Sansar June 2024 Trust, Sansar Trust July 2023 II, Sansar Trust Nov 2023 II, Sansar Trust Nov 2023 IV and Sansar Trust Sep 2023 Ix
- Legal name
- Shriram Finance Limited
- Formerly
- Shriram Transport Finance Company Limited
- CIN
- L65191TN1979PLC007874
- LEI
- 335800TM2YO24B76XL26
- Industry
- BFSI
- Business
- Non-Banking Financial Company (NBFC)
- Ownership
- Non PSU
- ISIN issuer codes
- INE721A, INE722A, INE0QTL, INE0REK, INE0RVR, INE0SAI, INE0YWN, INE14LF, INE17O2, INE1WMT
- Outstanding bonds (ISINs)
- 53 (plus 93 matured)
- Stated coupons (fixed rate)
- 7.6% – 10.51%
- Maturity dates
- 28 Jan 2027 – 11 Sep 2034
- Secured (NSDL)
- 46 of 53
- Combined issue size of outstanding bonds
- ₹29,455 crore
- Traded on
- BSE, NSE
Issue size is the amount each bond raised when it was issued, as recorded by NSDL. It is not the amount still outstanding today (bonds can be partly redeemed or bought back) and not the company's total debt.
Shriram Finance bonds: ISIN, coupon and maturity
53 outstanding bonds, by maturity date.
| ISIN | Type | Coupon | Interest paid | Allotted | Maturity | Face value | Issue size (₹ cr) | Security | Guarantee | Traded on | Rating (NSDL) |
|---|---|---|---|---|---|---|---|---|---|---|---|
| INE721A07PK7 | NCD | 8.75% | Monthly | 28 Jan 2020 | 28 Jan 2027 | ₹1,000 | 13.83 | Secured | None recorded | NSE | CRISIL AAA 9 Apr 2026 |
| INE721A07PN1 | NCD | 9.1% | Yearly | 28 Jan 2020 | 28 Jan 2027 | ₹1,000 | 13.02 | Secured | None recorded | NSE | CRISIL AAA 9 Apr 2026 |
| INE721A07RZ1 | NCD | 9.1% | Yearly | 5 Mar 2024 | 18 Mar 2027 | ₹1,00,000 | 1,071 | Secured | None recorded | BSE | CRISIL AAA 9 Apr 2026 |
| INE721A07RV0 | NCD | 9.23% | Yearly | 19 Dec 2023 | 18 May 2027 | ₹1,00,000 | 1,378 | Secured | None recorded | BSE | CRISIL AAA 9 Apr 2026 |
| INE721A07SI5 | NCD | 8.93% | Yearly | 8 Nov 2024 | 20 Jul 2027 | ₹1,00,000 | 100 | Secured | None recorded | BSE | CRISIL AAA 9 Apr 2026 |
| INE721A07SF1 | NCD | 8.86% | Yearly | 2 Sep 2024 | 2 Sep 2027 | ₹1,00,000 | 650 | Secured | None recorded | — | CRISIL AAA 9 Apr 2026 |
| INE721A08CY4 | NCD | 8.2% | Yearly | 17 Oct 2017 | 15 Oct 2027 | ₹10,00,000 | 294 | Unsecured | None recorded | — | CRISIL AAA 9 Apr 2026 |
| INE721A07SH7 | NCD | 8.96% | Yearly | 24 Oct 2024 | 24 Oct 2027 | ₹1,00,000 | 1,000 | Secured | None recorded | — | CRISIL AAA 9 Apr 2026 |
| INE721A07SJ3 | NCD | 8.89% | Yearly | 23 Dec 2024 | 24 Jan 2028 | ₹1,00,000 | 175 | Secured | None recorded | — | CRISIL AAA 9 Apr 2026 |
| INE721A08CZ1 | NCD | 9% | Yearly | 23 Mar 2018 | 23 Mar 2028 | ₹10,00,000 | 100 | Unsecured | None recorded | — | CRISIL AAA 9 Apr 2026 |
| INE721A08DA2 | NCD | 9% | Yearly | 28 Mar 2018 | 28 Mar 2028 | ₹10,00,000 | 995 | Unsecured | None recorded | BSE | CRISIL AAA 9 Apr 2026 |
| INE721A07SL9 | NCD | 8.7% | Yearly | 9 Apr 2025 | 9 Apr 2028 | ₹1,00,000 | 1,875 | Secured | None recorded | BSE | CRISIL AAA 9 Apr 2026 |
| INE721A07RL1 | NCD | 8.75% | Yearly | 28 Apr 2023 | 28 Apr 2028 | ₹1,00,000 | 250 | Secured | None recorded | — | CRISIL AAA 9 Apr 2026 |
| INE721A07RM9 | NCD | 8.55% | Yearly | 28 Apr 2023 | 28 Apr 2028 | ₹1,00,000 | 250 | Secured | None recorded | — | CRISIL AAA 9 Apr 2026 |
| INE721A08CK3 | NCD | 10% | Yearly | 29 May 2013 | 29 May 2028 | ₹10,00,000 | 15.00 | Unsecured | None recorded | BSE | CRISIL AAA 9 Apr 2026 |
| INE721A07NU1 | NCD | 9.03% | Monthly | 12 Jul 2018 | 12 Jul 2028 | ₹1,000 | 49.93 | Secured | None recorded | NSE | CRISIL AAA 9 Apr 2026 |
| INE721A07NX5 | NCD | 9.4% | Yearly | 12 Jul 2018 | 12 Jul 2028 | ₹1,000 | 532 | Secured | None recorded | NSE | CRISIL AAA 9 Apr 2026 |
| INE721A07SO3 | NCD | Floating / market-linked | Quarterly | 1 Oct 2025 | 29 Sep 2028 | ₹1,00,000 | 500 | Secured | None recorded | — | CRISIL AAA 9 Apr 2026 |
| INE721A07OC7 | NCD | 9.3% | Monthly | 2 Nov 2018 | 2 Nov 2028 | ₹1,000 | 32.34 | Secured | None recorded | NSE | CRISIL AAA 9 Apr 2026 |
| INE721A07OF0 | NCD | 9.7% | Yearly | 2 Nov 2018 | 2 Nov 2028 | ₹1,000 | 38.98 | Secured | None recorded | NSE | CRISIL AAA 9 Apr 2026 |
| INE721A08DD6 | Subordinated NCD (Tier II) | 10.51% | Yearly | 12 Dec 2018 | 12 Dec 2028 | ₹10,00,000 | 35.00 | Unsecured | None recorded | — | CRISIL AAA 9 Apr 2026 |
| INE721A07RY4 | NCD | 9.15% | Yearly | 19 Jan 2024 | 19 Jan 2029 | ₹1,00,000 | 1,541 | Secured | None recorded | — | CRISIL AAA 9 Apr 2026 |
| INE721A07ON4 | NCD | 9.3% | Monthly | 6 Feb 2019 | 6 Feb 2029 | ₹1,000 | 26.38 | Secured | None recorded | NSE | CRISIL AAA 9 Apr 2026 |
| INE721A07OQ7 | NCD | 9.7% | Yearly | 6 Feb 2019 | 6 Feb 2029 | ₹1,000 | 34.15 | Secured | None recorded | NSE | CRISIL AAA 9 Apr 2026 |
| INE721A07QY6 | NCD | 8.25% | Yearly | 25 Apr 2022 | 25 Apr 2029 | ₹10,00,000 | 300 | Secured | None recorded | — | India Ratings AAA 10 Apr 2026 |
| INE721A07SQ8 | NCD | Cumulative | At maturity | 1 Dec 2025 | 3 May 2029 | ₹1,00,000 | 500 | Secured | None recorded | — | CRISIL AAA 9 Apr 2026 |
| INE721A07SA2 | NCD | 9.2% | Yearly | 22 May 2024 | 22 May 2029 | ₹1,00,000 | 696 | Secured | None recorded | — | CRISIL AAA 9 Apr 2026 |
| INE721A07SD6 | NCD | 9.15% | Yearly | 28 Jun 2024 | 28 Jun 2029 | ₹1,00,000 | 3,595 | Secured | None recorded | — | CRISIL AAA 9 Apr 2026 |
| INE721A07SS4 | NCD | 7.8% | Yearly | 9 Jul 2026 | 7 Sep 2029 | ₹1,00,000 | 1,000 | Secured | None recorded | BSE | ICRA AAA 3 Sep 2026 |
| INE721A07SK1 | NCD | 8.9% | Yearly | 6 Jan 2025 | 4 Jan 2030 | ₹1,00,000 | 510 | Secured | None recorded | — | CRISIL AAA 9 Apr 2026 |
| INE722A07AN1 | NCD | 9.25% | Yearly | 8 Feb 2021 | 8 Feb 2030 | ₹10,00,000 | 10.00 | Secured | None recorded | — | India Ratings AAA 10 Apr 2026 |
| INE722A07AP6 | NCD | 9.25% | Yearly | 22 Feb 2021 | 22 Feb 2030 | ₹10,00,000 | 50.00 | Secured | None recorded | — | India Ratings AAA 10 Apr 2026 |
| INE721A07SM7 | NCD | 8.69% | Yearly | 9 Apr 2025 | 19 Jul 2030 | ₹1,00,000 | 1,875 | Secured | None recorded | — | CRISIL AAA 9 Apr 2026 |
| INE721A07PZ5 | NCD | 9% | Yearly | 29 Oct 2020 | 29 Oct 2030 | ₹10,00,000 | 75.00 | Secured | None recorded | — | CRISIL AAA 9 Apr 2026 |
| INE722A07AO9 | NCD | 9.5% | Yearly | 8 Feb 2021 | 7 Feb 2031 | ₹10,00,000 | 30.00 | Secured | None recorded | — | India Ratings AAA 10 Apr 2026 |
| INE722A07AQ4 | NCD | 9.5% | Yearly | 22 Feb 2021 | 21 Feb 2031 | ₹10,00,000 | 75.00 | Secured | None recorded | — | India Ratings AAA 10 Apr 2026 |
| INE722A07AV4 | NCD | 9% | Yearly | 23 Jun 2021 | 23 Jun 2031 | ₹10,00,000 | 100 | Secured | None recorded | — | CRISIL AAA 9 Apr 2026 |
| INE722A07AX0 | NCD | 8.75% | Yearly | 23 Jul 2021 | 23 Jul 2031 | ₹10,00,000 | 100 | Secured | None recorded | — | CRISIL AAA 9 Apr 2026 |
| INE722A07BA6 | NCD | 8.65% | Yearly | 21 Sep 2021 | 21 Sep 2031 | ₹10,00,000 | 200 | Secured | None recorded | — | CRISIL AAA 9 Apr 2026 |
| INE721A07QM1 | NCD | 8.37% | Yearly | 12 Nov 2021 | 12 Nov 2031 | ₹10,00,000 | 2,100 | Secured | None recorded | — | CRISIL AAA 9 Apr 2026 |
| INE721A07QO7 | NCD | 8% | Yearly | 28 Dec 2021 | 26 Dec 2031 | ₹10,00,000 | 25.00 | Secured | None recorded | — | CRISIL AAA 9 Apr 2026 |
| INE722A07BG3 | NCD | 9% | Yearly | 22 Feb 2022 | 22 Feb 2032 | ₹10,00,000 | 180 | Secured | None recorded | — | CRISIL AAA 9 Apr 2026 |
| INE721A07QU4 | NCD | 8.56% | Yearly | 25 Feb 2022 | 25 Feb 2032 | ₹10,00,000 | 900 | Secured | None recorded | — | CRISIL AAA 9 Apr 2026 |
| INE722A07BI9 | NCD | 8.85% | Yearly | 31 May 2022 | 31 May 2032 | ₹10,00,000 | 200 | Secured | None recorded | — | CRISIL AAA 9 Apr 2026 |
| INE721A07RA4 | NCD | 8.72% | Yearly | 17 Aug 2022 | 17 Aug 2032 | ₹10,00,000 | 3,300 | Secured | None recorded | — | CRISIL AAA 9 Apr 2026 |
| INE721A07RC0 | NCD | 8.55% | Yearly | 8 Sep 2022 | 8 Sep 2032 | ₹10,00,000 | 197 | Secured | None recorded | — | CRISIL AAA 9 Apr 2026 |
| INE721A07RE6 | NCD | 8.5% | Yearly | 18 Oct 2022 | 18 Oct 2032 | ₹10,00,000 | 462 | Secured | None recorded | BSE | CRISIL AAA 9 Apr 2026 |
| INE721A08DG9 | Subordinated NCD (Tier II) | 8.75% | Yearly | 25 Oct 2022 | 25 Oct 2032 | ₹1,00,00,000 | 165 | Unsecured | None recorded | — | CRISIL AAA 9 Apr 2026 |
| INE721A07SR6 | Bond (NCD) | 7.6% | Yearly | 8 Dec 2025 | 8 Dec 2032 | ₹1,00,000 | 150 | Secured | None recorded | — | CRISIL AAA 9 Apr 2026 |
| INE721A07RX6 | NCD | 8.75% | Yearly | 5 Jan 2024 | 5 Jan 2034 | ₹1,00,000 | 50.00 | Secured | None recorded | — | CRISIL AAA 9 Apr 2026 |
| INE721A08DH7 | Subordinated NCD (Tier II) | 9.1% | Yearly | 20 Jun 2024 | 20 Jun 2034 | ₹1,00,00,000 | 550 | Unsecured | None recorded | — | CRISIL AAA 9 Apr 2026 |
| INE721A07SE4 | NCD | 8.75% | Yearly | 31 Jul 2024 | 31 Jul 2034 | ₹1,00,000 | 90.00 | Secured | None recorded | — | CRISIL AAA 9 Apr 2026 |
| INE721A07SG9 | NCD | 9.1% | Yearly | 11 Sep 2024 | 11 Sep 2034 | ₹1,00,000 | 1,000 | Secured | None recorded | — | CRISIL AAA 9 Apr 2026 |
Notes on this table
- Outstanding means the maturity date has not passed, according to the depository record. It does not confirm that a bond has not been redeemed early, called or bought back.
- Type, coupon, interest frequency, allotment date, issue size, security and guarantee are as recorded by NSDL India Bond Info, the depository's record of each ISIN. Search an ISIN on NSDL India Bond Info to see its full record.
- Cumulative bonds pay no periodic coupon; the contractual return is payable at maturity. The amount shown is that return per unit of face value, and the yearly rate is worked out from it and the allotment and maturity dates.
- "Secured" and "Guarantee" are NSDL's classification. What the security is, the asset cover and the terms of any guarantee or co-obligor are in the offer document and the debenture trust deed; this page does not infer them.
- Prices and yields are not shown. They change with every trade: see BSE and NSE.
- Terms used in this table: ISIN · Coupon rate · Yield to maturity (YTM) · Secured NCD · Unsecured NCD · Cumulative NCD · Floating rate bond · Credit rating.
Shriram Finance pass-through certificates (PTCs): schemes, ISINs and maturity
8 outstanding PTCs in 8 schemes · by scheme, then maturity
| Scheme | ISIN | Series | Coupon | Maturity | Interest | Trustee | Traded on | Rating (NSDL) |
|---|---|---|---|---|---|---|---|---|
| Sansar Aug 2024 Vii Trust | INE14LF15016 | Series A1 | 8.85% | 25 Aug 2030 | As per payout schedule | Catalyst Trusteeship Limited | Not traded | — |
| Sansar Aug 2024 V Trust | INE17O215012 | Series A1 | 8.85% | 25 Sep 2029 | As per payout schedule | Catalyst Trusteeship Limited | Not traded | — |
| Sansar Jan 2025 Trust | INE1WMT15017 | Series A1 | 8.6% | 25 Apr 2031 | As per payout schedule | Catalyst Trusteeship Limited | Not traded | — |
| Sansar June 2024 Trust | INE0YWN15017 | Series A1 | 8.85% | 25 Jun 2030 | As per payout schedule | Catalyst Trusteeship Limited | Not traded | — |
| Sansar Trust July 2023 II | INE0QTL15013 | Series A1 | 8.75% | 17 Aug 2028 | As per payout schedule | Catalyst Trusteeship Limited | Not traded | — |
| Sansar Trust Nov 2023 II | INE0RVR15014 | Series A1 | 8.75% | 17 Mar 2028 | As per payout schedule | Catalyst Trusteeship Limited | Not traded | — |
| Sansar Trust Nov 2023 IV | INE0SAI15015 | Series A1 | 8.8% | 20 Nov 2029 | As per payout schedule | Catalyst Trusteeship Limited | Not traded | — |
| Sansar Trust Sep 2023 Ix | INE0REK15015 | Series A1 | 8.75% | 18 Oct 2028 | As per payout schedule | Catalyst Trusteeship Limited | Not traded | — |
Notes on this table
Each scheme is a securitisation trust with its own ISIN issuer code. PTCs usually repay part of the principal every month as the pool pays down, so the amount outstanding is lower than the amount issued. Coupons are as recorded by CDSL, NSDL or the exchanges; for an equity or junior tranche there may be no fixed coupon. Ratings of PTCs carry the suffix "(SO)". Series, trustee and originator are from CDSL's list of securitised debt instruments where it has the ISIN; schemes held at NSDL are listed when they trade or are placed on BSE.
Private placements and disclosure documents
From BSE's list of privately placed debt. The documents are the issuer's own; the offer document and debenture trust deed are the authoritative source for each bond's terms.
Shriram Finance bonds: questions and answers
What bonds has Shriram Finance Limited issued?
Shriram Finance Limited has 53 outstanding bonds recorded on this page. By type, as described by NSDL: 49 NCDs, 3 subordinated NCD (tier ii), 1 bond (ncd). 93 further ISINs on record have passed their maturity dates and are not counted as outstanding.
What are the ISINs of Shriram Finance Limited bonds?
Its 53 outstanding bonds each have their own ISIN, for example INE721A07PK7, INE721A07PN1, INE721A07RZ1. All are listed in the bond table on this page. ISINs of this issuer begin with its issuer code, INE721A / INE722A / INE0QTL / INE0REK / INE0RVR / INE0SAI / INE0YWN / INE14LF / INE17O2 / INE1WMT.
What coupon rates do Shriram Finance Limited bonds pay?
Stated coupons on its fixed-rate outstanding bonds range from 7.6% to 10.51% a year on face value. One cumulative bond pays no periodic coupon; its contractual return is payable at maturity. One bond has a floating or market-linked coupon. The bond table gives the coupon and interest frequency of each ISIN. The coupon is not the yield: the yield an investor earns depends on the price paid.
When do Shriram Finance Limited bonds mature?
Its outstanding bonds have maturity dates from 28 Jan 2027 to 11 Sep 2034. The bond table lists the maturity date of each ISIN.
What is the latest credit rating of Shriram Finance Limited bonds?
NSDL India Bond Info records ICRA AAA (Stable) (action dated 3 Sep 2026); India Ratings AAA (Stable) (action dated 10 Apr 2026); CRISIL AAA (Stable) (action dated 9 Apr 2026); CARE AAA (Stable) (action dated 16 Feb 2026) on its outstanding bonds. Checked on NSDL on 12 Nov 2026. A rating is the agency's opinion and can change at any time.
Are Shriram Finance Limited bonds secured, unsecured or guaranteed?
NSDL records 46 of the 53 outstanding bonds whose terms it holds as secured and 7 as unsecured. None is recorded as guaranteed. What the security is, the asset cover and the terms of any guarantee or co-obligor are set out in the offer document and the debenture trust deed; this page does not infer them.
Is Shriram Finance Limited the same company as Shriram Transport Finance Company Limited?
Yes. Shriram Finance Limited was formerly known as Shriram Transport Finance Company Limited; bonds issued under the earlier name are obligations of the same company. Its Corporate Identification Number (CIN) is L65191TN1979PLC007874.
Where can investors find the original disclosure documents for Shriram Finance Limited bonds?
Each ISIN's record, including its terms and rating history, is on NSDL India Bond Info (search the ISIN). The offer document (shelf prospectus, tranche prospectus or general information document and key information document) and the debenture trust deed set out the full terms; listed issuers publish them on BSE or NSE. For the private placements listed on this page, each row links to the disclosure documents on BSE.
How can investors check the current market price or yield of Shriram Finance Limited bonds?
This page does not show prices or yields. Trades in these bonds are reported on BSE and NSE, which publish the price and yield of each trade, usually by the end of the trading day. Many corporate bonds trade rarely, so a recent price may not exist; an old trade is not a current price.
What is a cumulative bond?
A cumulative bond pays no periodic coupon. The contractual return builds up over its life and is payable with the face value at maturity, so this page shows the amount payable at maturity and the yearly rate it works out to, instead of a yearly coupon.
Which pass-through schemes are listed under Shriram Finance Limited?
Shriram Finance Limited has 8 schemes with outstanding pass-through certificates on this page: Sansar Aug 2024 Vii Trust, Sansar Aug 2024 V Trust, Sansar Jan 2025 Trust, Sansar June 2024 Trust, Sansar Trust July 2023 II, Sansar Trust Nov 2023 II, Sansar Trust Nov 2023 IV and Sansar Trust Sep 2023 Ix, with 8 outstanding PTC ISINs in all.
What is a pass-through certificate (PTC)?
A pass-through certificate is a debt security issued by a securitisation trust. A lender sells a pool of loans or receivables to the trust, and the trust passes the repayments it collects to the certificate holders. Payments depend on how the pool performs and on any credit enhancement, not on the general funds of the lender. Ratings of PTCs carry the suffix "(SO)", structured obligation.
Sources and dates
- NSDL India Bond Info: bond terms, issuer identity and ratings by ISIN
- BSE and NSE: bonds that have traded, and their exchange listings
- CDSL: list of securitised debt instruments (pass-through certificates, with trust, series, trustee and originator)
- BSE: privately placed debt securities
- Methodology: how these pages are compiled and checked
Data as of 14 Nov 2026 (snapshot 20261114-2051). Facts on this page last changed on 13 Nov 2026. Rating dates above are the agencies' action dates, which can be much older than the data date. This page is for information only. It is not investment advice, a credit rating or a recommendation to buy, sell or hold any security. Facts are taken from the issuer's own documents and the sources linked on this page; check them with the source before investing.
