Dmi Finance Private Limited

Dmi Finance Private Limited is an Indian company in the BFSI industry with 11 outstanding bonds (ISINs) recorded on this page. It is also the originator behind 8 outstanding pass-through certificates (PTCs) in 8 securitisation trusts: Plum 24-6, Plum24-7, Plum 24-11, Plum25-1, Plum25-3, Plum 25-6 and 2 more. Stated coupons on its fixed-rate bonds range from 8.75% to 9.8% a year. Maturity dates run from 12 Jan 2027 to 12 Sep 2029. NSDL records 7 of the 11 whose terms it holds as secured. Latest credit rating on record: ICRA AA (Stable) (action dated 16 Oct 2026). Verify current terms against the official documents linked on this page.

Data as of 14 Nov 2026 (snapshot 20261114-2051) · How this page is compiled

Issuer overview

Outstanding pass-through certificates (ISINs)
8
Pass-through schemes
Plum 24-6, Plum24-7, Plum 24-11, Plum25-1, Plum25-3, Plum 25-6, Plum 25-7 and Plum 25-8
Legal name
DMI FINANCE PRIVATE LIMITED
CIN
U64990DL2008PTC182749
LEI
3358007X9RZAOZOLPL15
Company status
Unlisted
Industry
BFSI
Business
Non-Banking Financial Company (NBFC)
Ownership
Non PSU
ISIN issuer codes
INE604O, INE0SNU, INE0T73, INE0UT8, INE0Y32, INE0YNM, INE13OZ, INE17GS, INE1SYA
Outstanding bonds (ISINs)
11 (plus 3 matured)
Stated coupons (fixed rate)
8.75% – 9.8%
Maturity dates
12 Jan 2027 – 12 Sep 2029
Secured (NSDL)
7 of 11
Combined issue size of outstanding bonds
₹2,469 crore
Traded on
BSE

Issue size is the amount each bond raised when it was issued, as recorded by NSDL. It is not the amount still outstanding today (bonds can be partly redeemed or bought back) and not the company's total debt.

Dmi Finance bonds: ISIN, coupon and maturity

11 outstanding bonds, by maturity date.

ISIN Type Coupon Interest paid Allotted Maturity Face value Issue size (₹ cr) Security Guarantee Traded on Rating (NSDL)
INE604O07191 NCD 9.7% Yearly 30 Sep 2024 12 Jan 2027 ₹1,00,000 400 Secured None recorded — ICRA AA 15 Jan 2026
INE604O08165 NCD 8.75% Quarterly 3 Feb 2026 4 Feb 2027 ₹1,00,000 80.00 Unsecured None recorded — ICRA AA 16 Oct 2026
INE604O08132 NCD 9.8% Quarterly 12 Mar 2024 12 Mar 2027 ₹93,750 464 Unsecured None recorded — ICRA AA 16 Oct 2026
INE604O08157 NCD 9.75% Quarterly 18 Oct 2024 18 Apr 2027 ₹1,00,000 56.17 Unsecured None recorded — ICRA AA 16 Oct 2026
INE604O08140 NCD 9.8% Quarterly 4 Jun 2024 4 Jun 2027 ₹1,00,000 13.40 Unsecured None recorded — ICRA AA 16 Oct 2026
INE604O07258 NCD 9.5% Yearly 21 Sep 2026 11 Aug 2028 ₹1,00,000 100 Secured None recorded BSE ICRA AA 16 Oct 2026
INE604O07241 NCD 9.5% Yearly 21 Sep 2026 12 Sep 2028 ₹1,00,000 300 Secured None recorded — ICRA AA 16 Oct 2026
INE604O07225 NCD 9.5% Yearly 21 Sep 2026 12 Oct 2028 ₹1,00,000 265 Secured None recorded — ICRA AA 16 Oct 2026
INE604O07233 NCD 9.22% Quarterly 21 Sep 2026 12 Dec 2028 ₹1,00,000 300 Secured None recorded BSE ICRA AA 16 Oct 2026
INE604O07217 NCD 9.5% Yearly 21 Sep 2026 12 Mar 2029 ₹1,00,000 325 Secured None recorded — ICRA AA 16 Oct 2026
INE604O07209 NCD 9.5% Yearly 21 Sep 2026 12 Sep 2029 ₹1,00,000 165 Secured None recorded — ICRA AA 16 Oct 2026
Notes on this table
  • Outstanding means the maturity date has not passed, according to the depository record. It does not confirm that a bond has not been redeemed early, called or bought back.
  • Type, coupon, interest frequency, allotment date, issue size, security and guarantee are as recorded by NSDL India Bond Info, the depository's record of each ISIN. Search an ISIN on NSDL India Bond Info to see its full record.
  • "Secured" and "Guarantee" are NSDL's classification. What the security is, the asset cover and the terms of any guarantee or co-obligor are in the offer document and the debenture trust deed; this page does not infer them.
  • Prices and yields are not shown. They change with every trade: see BSE and NSE.
  • Terms used in this table: ISIN · Coupon rate · Yield to maturity (YTM) · Secured NCD · Unsecured NCD · Credit rating.

Dmi Finance pass-through certificates (PTCs): schemes, ISINs and maturity

8 outstanding PTCs in 8 schemes · by scheme, then maturity

Scheme ISIN Series Coupon Maturity Interest Trustee Traded on Rating (NSDL)
Plum 24-6 INE0SNU15013 Series A1 9.2% 25 May 2027 As per payout shcedule — Not traded —
Plum24-7 INE0T7315019 Series A1 9.3% 20 Jul 2027 As per payout schedule Catalyst Trusteeship Limited Not traded —
Plum 24-11 INE0UT815015 Series A1 9.2% 25 Aug 2027 As per payout schedule Catalyst Trusteeship Limited Not traded —
Plum25-1 INE0Y3215015 Series A1 9.42% 20 Oct 2027 As per payout schedule Catalyst Trusteeship Limited Not traded —
Plum25-3 INE0YNM15018 Series A1 9.1% 25 Dec 2026 As per payout schedule Catalyst Trusteeship Limited Not traded —
Plum 25-6 INE13OZ15010 Series A1 9.1% 25 Feb 2028 As per payout schedule Catalyst Trusteeship Limited Not traded —
Plum 25-7 INE17GS15012 Series A1 9.4% 20 Mar 2028 As per payout schedule Catalyst Trusteeship Limited Not traded —
Plum 25-8 INE1SYA15010 Series A1 9.4% 20 Jul 2028 As per payout schedule Catalyst Trusteeship Limited Not traded —
Notes on this table

Each scheme is a securitisation trust with its own ISIN issuer code. PTCs usually repay part of the principal every month as the pool pays down, so the amount outstanding is lower than the amount issued. Coupons are as recorded by CDSL, NSDL or the exchanges; for an equity or junior tranche there may be no fixed coupon. Ratings of PTCs carry the suffix "(SO)". Series, trustee and originator are from CDSL's list of securitised debt instruments where it has the ISIN; schemes held at NSDL are listed when they trade or are placed on BSE.

Dmi Finance credit rating

Latest rating by agency on the outstanding bonds (NSDL India Bond Info)
Agency Rating Outlook Latest action Action date Bonds Status
ICRA AA Stable Reaffirm 16 Oct 2026 11 Verified by NSDL · Checked 7 Nov 2026
Rating history
Date Agency Rating Outlook Action
16 Oct 2026 ICRA AA Stable Reaffirm
9 Sep 2026 ICRA AA Stable Reaffirm
15 Jan 2026 ICRA AA Stable Withdrawn
17 Jan 2025 ICRA AA Stable Reaffirm
24 Oct 2024 ICRA AA No Outlook Reaffirm
20 Sep 2024 ICRA AA Stable New
21 Mar 2024 ICRA AA Stable New
6 Mar 2024 ICRA AA Stable New

Rating actions on the issuer's bonds as recorded by NSDL, newest first. Earlier lines are history, not the current rating.

A credit rating is the agency's opinion and can change at any time. Check the agency's website for the latest action: ICRA

Private placements and disclosure documents

Allotted ISIN Redemption Disclosure documents
21 Sep 2026 INE604O07258 11 Aug 2028 Placement memorandum on BSE
21 Sep 2026 INE604O07225 12 Oct 2028 Placement memorandum on BSE
21 Sep 2026 INE604O07217 12 Mar 2029 Placement memorandum on BSE
21 Sep 2026 INE604O07209 12 Sep 2029 Placement memorandum on BSE
21 Sep 2026 INE604O07241 12 Sep 2028 Placement memorandum on BSE
21 Sep 2026 INE604O07233 12 Dec 2028 Placement memorandum on BSE
3 Feb 2026 INE604O08165 4 Feb 2027 Placement memorandum on BSE
18 Oct 2024 INE604O08157 18 Apr 2027 Placement memorandum on BSE
30 Sep 2024 INE604O07191 12 Jan 2027 Placement memorandum on BSE
4 Jun 2024 INE604O08140 4 Jun 2027 Placement memorandum on BSE
12 Mar 2024 INE604O08132 12 Mar 2027 Placement memorandum on BSE
24 Jan 2024 INE604O07183 24 Jul 2026 Placement memorandum on BSE
21 Oct 2022 INE604O07167 21 Oct 2024 Placement memorandum on BSE
30 Jun 2020 INE604O07159 30 Jun 2023 Placement memorandum on BSE

From BSE's list of privately placed debt. The documents are the issuer's own; the offer document and debenture trust deed are the authoritative source for each bond's terms.

Company details

Date of incorporation
2 Sep 2008
Category
DMI Finance Private Limited (DFPL), as per its credit rating report, is a non-deposit-taking Non-Banking Finance Company (NBFC) with the Reserve Bank of India (RBI) loan company. DFPL is engaged in both unsecured and secured lending. It offers loans against shares, project finance, housing finance, digital lending, and many more. DFPL also offers personal loan, cosumption loan, DMI RBL credit card, loan against security, and electric vehicle loan, among others. The company's partners include Shopse, Flexmoney, BNC, and Cateye, among others.
Class
https://www.dmifinance.in
Listed / unlisted
Unlisted
Registered office
Express Building, 3rd Floor 9-10, Bahadur Shah Zafar Marg New Delhi Central Delhi - 110002 Delhi
State
Delhi
Registrar of Companies
Delhi
Authorised capital
2,090.00 cr.
Paid-up capital
742.63 cr.
Last AGM
26 Sep 2025

Dmi Finance bonds: questions and answers

What bonds has Dmi Finance Private Limited issued?

Dmi Finance Private Limited has 11 outstanding bonds recorded on this page. By type, as described by NSDL: 11 NCDs. 3 further ISINs on record have passed their maturity dates and are not counted as outstanding.

What are the ISINs of Dmi Finance Private Limited bonds?

Its 11 outstanding bonds each have their own ISIN, for example INE604O07191, INE604O08165, INE604O08132. All are listed in the bond table on this page. ISINs of this issuer begin with its issuer code, INE604O / INE0SNU / INE0T73 / INE0UT8 / INE0Y32 / INE0YNM / INE13OZ / INE17GS / INE1SYA.

What coupon rates do Dmi Finance Private Limited bonds pay?

Stated coupons on its fixed-rate outstanding bonds range from 8.75% to 9.8% a year on face value. The bond table gives the coupon and interest frequency of each ISIN. The coupon is not the yield: the yield an investor earns depends on the price paid.

When do Dmi Finance Private Limited bonds mature?

Its outstanding bonds have maturity dates from 12 Jan 2027 to 12 Sep 2029. The bond table lists the maturity date of each ISIN.

What is the latest ICRA credit rating of Dmi Finance Private Limited bonds?

NSDL India Bond Info records ICRA AA (Stable) (action dated 16 Oct 2026) on its outstanding bonds. Checked on NSDL on 7 Nov 2026. A rating is the agency's opinion and can change at any time.

Are Dmi Finance Private Limited bonds secured, unsecured or guaranteed?

NSDL records 7 of the 11 outstanding bonds whose terms it holds as secured and 4 as unsecured. None is recorded as guaranteed. What the security is, the asset cover and the terms of any guarantee or co-obligor are set out in the offer document and the debenture trust deed; this page does not infer them.

Where can investors find the original disclosure documents for Dmi Finance Private Limited bonds?

Each ISIN's record, including its terms and rating history, is on NSDL India Bond Info (search the ISIN). The offer document (shelf prospectus, tranche prospectus or general information document and key information document) and the debenture trust deed set out the full terms; listed issuers publish them on BSE or NSE. For the private placements listed on this page, each row links to the disclosure documents on BSE.

How can investors check the current market price or yield of Dmi Finance Private Limited bonds?

This page does not show prices or yields. Trades in these bonds are reported on BSE, which publish the price and yield of each trade, usually by the end of the trading day. Many corporate bonds trade rarely, so a recent price may not exist; an old trade is not a current price.

Which pass-through schemes are listed under Dmi Finance Private Limited?

Dmi Finance Private Limited has 8 schemes with outstanding pass-through certificates on this page: Plum 24-6, Plum24-7, Plum 24-11, Plum25-1, Plum25-3, Plum 25-6, Plum 25-7 and Plum 25-8, with 8 outstanding PTC ISINs in all.

What is a pass-through certificate (PTC)?

A pass-through certificate is a debt security issued by a securitisation trust. A lender sells a pool of loans or receivables to the trust, and the trust passes the repayments it collects to the certificate holders. Payments depend on how the pool performs and on any credit enhancement, not on the general funds of the lender. Ratings of PTCs carry the suffix "(SO)", structured obligation.

Sources and dates

Data as of 14 Nov 2026 (snapshot 20261114-2051). Facts on this page last changed on 3 Nov 2026. Rating dates above are the agencies' action dates, which can be much older than the data date. This page is for information only. It is not investment advice, a credit rating or a recommendation to buy, sell or hold any security. Facts are taken from the issuer's own documents and the sources linked on this page; check them with the source before investing.

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Bond Interpretation is an information resource on Indian corporate bond issuers, published by Newsinterpretation. It covers the companies behind corporate bonds and non-convertible debentures (NCDs): their outstanding bonds with ISIN-level terms, credit ratings as recorded by the depository, private placements and public NCD issues. It brings together depository (NSDL India Bond Info), exchange (BSE and NSE) and company records, and shows the source and date of each fact. The pages are compiled automatically from those records. Bond Interpretation publishes no credit ratings, opinions or recommendations to buy, sell or hold of its own.

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