Finkurve Financial Services Limited

Finkurve Financial Services Limited is an Indian company in the BFSI industry (formerly Sanjay Leasing Ltd) with 11 outstanding bonds (ISINs) recorded on this page. Stated coupons on its fixed-rate bonds range from 11.15% to 12% a year. Maturity dates run from 7 Jul 2027 to 17 Apr 2029. NSDL records all 11 whose terms it holds as secured. Latest credit ratings on record: CARE BBB+ (Stable) (action dated 15 Jun 2026); CRISIL BBB (Stable) (action dated 5 Feb 2026). Verify current terms against the official documents linked on this page.

Data as of 14 Nov 2026 (snapshot 20261114-2051) · How this page is compiled

Issuer overview

Legal name
Finkurve Financial Services Limited
Formerly
Sanjay Leasing Ltd
CIN
L65990MH1984PLC032403
LEI
984500D06EDBO07F8D62
Company status
Listed
Industry
BFSI
Business
Non-Banking Financial Company (NBFC)
ISIN issuer code
INE734I
Outstanding bonds (ISINs)
11
Stated coupons (fixed rate)
11.15% – 12%
Maturity dates
7 Jul 2027 – 17 Apr 2029
Secured (NSDL)
11 of 11
Combined issue size of outstanding bonds
₹543 crore
Traded on
BSE

Issue size is the amount each bond raised when it was issued, as recorded by NSDL. It is not the amount still outstanding today (bonds can be partly redeemed or bought back) and not the company's total debt.

Finkurve Financial Services bonds: ISIN, coupon and maturity

11 outstanding bonds, by maturity date.

ISIN Type Coupon Interest paid Allotted Maturity Face value Issue size (₹ cr) Security Guarantee Traded on Rating (NSDL)
INE734I07065 NCD 11.16% Yearly 31 Dec 2025 7 Jul 2027 ₹10,000 35.00 Secured None recorded — CRISIL BBB 24 Dec 2025
INE734I07073 NCD 11.16% Yearly 12 Feb 2026 12 Nov 2027 ₹10,000 60.00 Secured None recorded — CRISIL BBB 5 Feb 2026
INE734I07040 NCD 11.15% Yearly 25 Nov 2025 25 Nov 2027 ₹1,00,000 20.00 Secured None recorded — CRISIL BBB 30 Sep 2025
INE734I07024 NCD 12% Yearly 18 Dec 2024 18 Dec 2027 ₹1,00,000 49.00 Secured None recorded — CRISIL BBB 1 Oct 2024
INE734I07099 NCD 11.16% Yearly 23 Mar 2026 26 Dec 2027 ₹10,000 25.00 Secured None recorded — CRISIL BBB 5 Feb 2026
INE734I07081 NCD 12% At maturity 26 Feb 2026 26 Feb 2028 ₹1,00,000 50.00 Secured None recorded — CRISIL BBB 5 Feb 2026
INE734I07115 NCD 11.33% Yearly 16 Jun 2026 16 Jun 2028 ₹10,000 100 Secured None recorded BSE CARE BBB+ 15 Jun 2026
INE734I07032 NCD 11.75% Quarterly 13 Aug 2025 13 Aug 2028 ₹1,00,000 49.00 Secured None recorded BSE CRISIL BBB 1 Oct 2024
INE734I07107 NCD 11.33% Yearly 14 May 2026 13 Aug 2028 ₹10,000 75.00 Secured None recorded — CARE BBB+ 15 Jun 2026
INE734I07057 NCD 11.25% Yearly 25 Nov 2025 25 Nov 2028 ₹1,00,000 30.00 Secured None recorded — CRISIL BBB 30 Sep 2025
INE734I07123 NCD 11.55% Yearly 29 Jun 2026 17 Apr 2029 ₹1,00,000 50.00 Secured None recorded — CARE BBB+ 15 Jun 2026
Notes on this table
  • Outstanding means the maturity date has not passed, according to the depository record. It does not confirm that a bond has not been redeemed early, called or bought back.
  • Type, coupon, interest frequency, allotment date, issue size, security and guarantee are as recorded by NSDL India Bond Info, the depository's record of each ISIN. Search an ISIN on NSDL India Bond Info to see its full record.
  • "Secured" and "Guarantee" are NSDL's classification. What the security is, the asset cover and the terms of any guarantee or co-obligor are in the offer document and the debenture trust deed; this page does not infer them.
  • Prices and yields are not shown. They change with every trade: see BSE and NSE.
  • Terms used in this table: ISIN · Coupon rate · Yield to maturity (YTM) · Secured NCD · Unsecured NCD · Credit rating.

Finkurve Financial Services credit rating

Latest rating by agency on the outstanding bonds (NSDL India Bond Info)
Agency Rating Outlook Latest action Action date Bonds Status
CARE BBB+ Stable New 15 Jun 2026 3 Verified by NSDL · Checked 7 Nov 2026
CRISIL BBB Stable New 5 Feb 2026 8 Verified by NSDL · Checked 7 Nov 2026
Rating history
Date Agency Rating Outlook Action
15 Jun 2026 CARE BBB+ Stable New
30 Mar 2026 CARE BBB+ Stable New
5 Feb 2026 CRISIL BBB Stable New
24 Dec 2025 CRISIL BBB Stable New
30 Sep 2025 CRISIL BBB Stable New
1 Oct 2024 CRISIL BBB Stable New

Rating actions on the issuer's bonds as recorded by NSDL, newest first. Earlier lines are history, not the current rating.

A credit rating is the agency's opinion and can change at any time. Check the agency's website for the latest action: CRISIL, CARE

Private placements and disclosure documents

Allotted ISIN Redemption Disclosure documents
29 Jul 2026 INE734I07123 17 Apr 2029 Placement memorandum on BSE
29 Jun 2026 INE734I07123 17 Apr 2029 Placement memorandum on BSE
16 Jun 2026 INE734I07115 16 Jun 2028 Placement memorandum on BSE
14 May 2026 INE734I07107 13 Aug 2028 Placement memorandum on BSE
23 Mar 2026 INE734I07099 26 Dec 2027 Placement memorandum on BSE
26 Feb 2026 INE734I07081 26 Feb 2028 Placement memorandum on BSE
12 Feb 2026 INE734I07073 12 Nov 2027 Placement memorandum on BSE
31 Dec 2025 INE734I07065 7 Jul 2027 Placement memorandum on BSE
25 Nov 2025 INE734I07057 25 Nov 2028 Placement memorandum on BSE
25 Nov 2025 INE734I07040 25 Nov 2027 Placement memorandum on BSE
13 Aug 2025 INE734I07032 13 Aug 2028 Placement memorandum on BSE
7 Feb 2025 INE734I07024 18 Dec 2027 Placement memorandum on BSE
24 Jan 2025 INE734I07024 18 Dec 2027 Placement memorandum on BSE
18 Dec 2024 INE734I07024 18 Dec 2027 Placement memorandum on BSE

From BSE's list of privately placed debt. The documents are the issuer's own; the offer document and debenture trust deed are the authoritative source for each bond's terms.

Company details

Date of incorporation
23 Mar 1984
Class
https://www.arvog.com/
Listed / unlisted
Listed
Registered office
Unit No 1, Trade Garden, 1st Floor, Building No. A, Kamala Mills Compound, Lower Parel , Delisle Road Mumbai Mumbai - 400013 Maharashtra
State
Maharashtra
Registrar of Companies
Mumbai
Authorised capital
17.00 cr.
Paid-up capital
14.01 cr.
Last AGM
30 Sep 2026

Finkurve Financial Services bonds: questions and answers

What bonds has Finkurve Financial Services Limited issued?

Finkurve Financial Services Limited has 11 outstanding bonds recorded on this page. By type, as described by NSDL: 11 NCDs.

What are the ISINs of Finkurve Financial Services Limited bonds?

Its 11 outstanding bonds each have their own ISIN, for example INE734I07065, INE734I07073, INE734I07040. All are listed in the bond table on this page. ISINs of this issuer begin with its issuer code, INE734I.

What coupon rates do Finkurve Financial Services Limited bonds pay?

Stated coupons on its fixed-rate outstanding bonds range from 11.15% to 12% a year on face value. The bond table gives the coupon and interest frequency of each ISIN. The coupon is not the yield: the yield an investor earns depends on the price paid.

When do Finkurve Financial Services Limited bonds mature?

Its outstanding bonds have maturity dates from 7 Jul 2027 to 17 Apr 2029. The bond table lists the maturity date of each ISIN.

What is the latest credit rating of Finkurve Financial Services Limited bonds?

NSDL India Bond Info records CARE BBB+ (Stable) (action dated 15 Jun 2026); CRISIL BBB (Stable) (action dated 5 Feb 2026) on its outstanding bonds. Checked on NSDL on 7 Nov 2026. A rating is the agency's opinion and can change at any time.

Are Finkurve Financial Services Limited bonds secured, unsecured or guaranteed?

NSDL records all 11 outstanding bonds whose terms it holds as secured. None is recorded as guaranteed. What the security is, the asset cover and the terms of any guarantee or co-obligor are set out in the offer document and the debenture trust deed; this page does not infer them.

Is Finkurve Financial Services Limited the same company as Sanjay Leasing Ltd?

Yes. Finkurve Financial Services Limited was formerly known as Sanjay Leasing Ltd; bonds issued under the earlier name are obligations of the same company. Its Corporate Identification Number (CIN) is L65990MH1984PLC032403.

Where can investors find the original disclosure documents for Finkurve Financial Services Limited bonds?

Each ISIN's record, including its terms and rating history, is on NSDL India Bond Info (search the ISIN). The offer document (shelf prospectus, tranche prospectus or general information document and key information document) and the debenture trust deed set out the full terms; listed issuers publish them on BSE or NSE. For the private placements listed on this page, each row links to the disclosure documents on BSE.

How can investors check the current market price or yield of Finkurve Financial Services Limited bonds?

This page does not show prices or yields. Trades in these bonds are reported on BSE, which publish the price and yield of each trade, usually by the end of the trading day. Many corporate bonds trade rarely, so a recent price may not exist; an old trade is not a current price.

Sources and dates

Data as of 14 Nov 2026 (snapshot 20261114-2051). Facts on this page last changed on 27 Oct 2026. Rating dates above are the agencies' action dates, which can be much older than the data date. This page is for information only. It is not investment advice, a credit rating or a recommendation to buy, sell or hold any security. Facts are taken from the issuer's own documents and the sources linked on this page; check them with the source before investing.

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Bond Interpretation is an information resource on Indian corporate bond issuers, published by Newsinterpretation. It covers the companies behind corporate bonds and non-convertible debentures (NCDs): their outstanding bonds with ISIN-level terms, credit ratings as recorded by the depository, private placements and public NCD issues. It brings together depository (NSDL India Bond Info), exchange (BSE and NSE) and company records, and shows the source and date of each fact. The pages are compiled automatically from those records. Bond Interpretation publishes no credit ratings, opinions or recommendations to buy, sell or hold of its own.

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