GIC Housing Finance Ltd is an Indian company in the BFSI industry (formerly Gic Grih Vitta LTD.) with 6 outstanding bonds (ISINs) recorded on this page. Stated coupons on its fixed-rate bonds range from 7.49% to 8.15% a year. Maturity dates run from 24 Feb 2027 to 19 Dec 2029. NSDL records all 6 whose terms it holds as secured. Latest credit ratings on record: CRISIL AA+ (Stable) (action dated 18 Sep 2026); ICRA AA+ (Stable) (action dated 7 Aug 2026). Verify current terms against the official documents linked on this page.
Data as of 14 Nov 2026 (snapshot 20261114-2051) · How this page is compiled
Issuer overview
- Legal name
- Gic Housing Finance Limited
- Formerly
- Gic Grih Vitta LTD.
- CIN
- L65922MH1989PLC054583
- LEI
- 335800E78RKYOY7GR932
- Industry
- BFSI
- Business
- Housing Finance Company
- Ownership
- Non PSU
- ISIN issuer code
- INE289B
- Outstanding bonds (ISINs)
- 6 (plus 7 matured)
- Stated coupons (fixed rate)
- 7.49% – 8.15%
- Maturity dates
- 24 Feb 2027 – 19 Dec 2029
- Secured (NSDL)
- 6 of 6
- Combined issue size of outstanding bonds
- ₹1,150 crore
Issue size is the amount each bond raised when it was issued, as recorded by NSDL. It is not the amount still outstanding today (bonds can be partly redeemed or bought back) and not the company's total debt.
GIC Housing Finance bonds: ISIN, coupon and maturity
6 outstanding bonds, by maturity date.
| ISIN | Type | Coupon | Interest paid | Allotted | Maturity | Face value | Issue size (₹ cr) | Security | Guarantee | Rating (NSDL) |
|---|---|---|---|---|---|---|---|---|---|---|
| INE289B07115 | NCD | 7.49% | Yearly | 24 Jul 2025 | 24 Feb 2027 | ₹1,00,000 | 200 | Secured | None recorded | CRISIL AA+ 3 Jul 2025 |
| INE289B07131 | NCD | 7.59% | Yearly | 25 Feb 2026 | 10 Jun 2027 | ₹1,00,000 | 150 | Secured | None recorded | CRISIL AA+ 20 Oct 2025 |
| INE289B07107 | NCD | 7.59% | Yearly | 24 Jul 2025 | 24 Aug 2027 | ₹1,00,000 | 200 | Secured | None recorded | CRISIL AA+ 3 Jul 2025 |
| INE289B07149 | NCD | 8.15% | Yearly | 29 Jul 2026 | 28 Jan 2028 | ₹1,00,000 | 200 | Secured | None recorded | CRISIL AA+ 20 Oct 2025 |
| INE289B07123 | NCD | 7.65% | Yearly | 6 Nov 2025 | 29 Feb 2028 | ₹1,00,000 | 200 | Secured | None recorded | CRISIL AA+ 20 Oct 2025 |
| INE289B07156 | NCD | 8.15% | Yearly | 28 Sep 2026 | 19 Dec 2029 | ₹1,00,000 | 200 | Secured | None recorded | CRISIL AA+ 18 Sep 2026 |
Notes on this table
- Outstanding means the maturity date has not passed, according to the depository record. It does not confirm that a bond has not been redeemed early, called or bought back.
- Type, coupon, interest frequency, allotment date, issue size, security and guarantee are as recorded by NSDL India Bond Info, the depository's record of each ISIN. Search an ISIN on NSDL India Bond Info to see its full record.
- "Secured" and "Guarantee" are NSDL's classification. What the security is, the asset cover and the terms of any guarantee or co-obligor are in the offer document and the debenture trust deed; this page does not infer them.
- Prices and yields are not shown. They change with every trade: see BSE and NSE.
- Terms used in this table: ISIN · Coupon rate · Yield to maturity (YTM) · Secured NCD · Unsecured NCD · Credit rating.
Private placements and disclosure documents
| Allotted | ISIN | Redemption | Disclosure documents |
|---|---|---|---|
| 28 Sep 2026 | INE289B07156 | 19 Dec 2029 | Placement memorandum on BSE |
| 29 Jul 2026 | INE289B07149 | 28 Jan 2028 | Placement memorandum on BSE |
| 25 Feb 2026 | INE289B07131 | 10 Jun 2027 | Placement memorandum on BSE |
| 6 Nov 2025 | INE289B07123 | 29 Feb 2028 | Placement memorandum on BSE |
| 24 Jul 2025 | INE289B07115 | 24 Feb 2027 | Placement memorandum on BSE |
| 24 Jul 2025 | INE289B07107 | 24 Aug 2027 | Placement memorandum on BSE |
| 21 Nov 2024 | INE289B07081 | 19 Jun 2026 | Placement memorandum on BSE |
| 21 Nov 2024 | INE289B07099 | 21 Aug 2026 | Placement memorandum on BSE |
| 27 Feb 2023 | INE289B07073 | 27 Nov 2024 | Placement memorandum on BSE |
| 28 Mar 2022 | INE289B07065 | 7 Jun 2023 | Placement memorandum on BSE |
| 21 Mar 2022 | INE289B07057 | 20 Oct 2023 | Placement memorandum on BSE |
| 30 Mar 2021 | INE289B07040 | 30 Mar 2023 | Placement memorandum on BSE |
| 22 Feb 2021 | INE289B07032 | 22 Feb 2023 | Placement memorandum on BSE |
From BSE's list of privately placed debt. The documents are the issuer's own; the offer document and debenture trust deed are the authoritative source for each bond's terms.
GIC Housing Finance bonds: questions and answers
What bonds has GIC Housing Finance Ltd issued?
GIC Housing Finance Ltd has 6 outstanding bonds recorded on this page. By type, as described by NSDL: 6 NCDs. 7 further ISINs on record have passed their maturity dates and are not counted as outstanding.
What are the ISINs of GIC Housing Finance Ltd bonds?
Its 6 outstanding bonds each have their own ISIN, for example INE289B07115, INE289B07131, INE289B07107. All are listed in the bond table on this page. ISINs of this issuer begin with its issuer code, INE289B.
What coupon rates do GIC Housing Finance Ltd bonds pay?
Stated coupons on its fixed-rate outstanding bonds range from 7.49% to 8.15% a year on face value. The bond table gives the coupon and interest frequency of each ISIN. The coupon is not the yield: the yield an investor earns depends on the price paid.
When do GIC Housing Finance Ltd bonds mature?
Its outstanding bonds have maturity dates from 24 Feb 2027 to 19 Dec 2029. The bond table lists the maturity date of each ISIN.
What is the latest credit rating of GIC Housing Finance Ltd bonds?
NSDL India Bond Info records CRISIL AA+ (Stable) (action dated 18 Sep 2026); ICRA AA+ (Stable) (action dated 7 Aug 2026) on its outstanding bonds. Checked on NSDL on 4 Nov 2026. A rating is the agency's opinion and can change at any time.
Are GIC Housing Finance Ltd bonds secured, unsecured or guaranteed?
NSDL records all 6 outstanding bonds whose terms it holds as secured. None is recorded as guaranteed. What the security is, the asset cover and the terms of any guarantee or co-obligor are set out in the offer document and the debenture trust deed; this page does not infer them.
Is GIC Housing Finance Ltd the same company as Gic Grih Vitta LTD.?
Yes. GIC Housing Finance Ltd was formerly known as Gic Grih Vitta LTD.; bonds issued under the earlier name are obligations of the same company. Its Corporate Identification Number (CIN) is L65922MH1989PLC054583.
Where can investors find the original disclosure documents for GIC Housing Finance Ltd bonds?
Each ISIN's record, including its terms and rating history, is on NSDL India Bond Info (search the ISIN). The offer document (shelf prospectus, tranche prospectus or general information document and key information document) and the debenture trust deed set out the full terms; listed issuers publish them on BSE or NSE. For the private placements listed on this page, each row links to the disclosure documents on BSE.
How can investors check the current market price or yield of GIC Housing Finance Ltd bonds?
This page does not show prices or yields. Trades in these bonds are reported on BSE and NSE, which publish the price and yield of each trade, usually by the end of the trading day. Many corporate bonds trade rarely, so a recent price may not exist; an old trade is not a current price.
Sources and dates
- NSDL India Bond Info: bond terms, issuer identity and ratings by ISIN
- BSE and NSE: bonds that have traded, and their exchange listings
- BSE: privately placed debt securities
- Methodology: how these pages are compiled and checked
Data as of 14 Nov 2026 (snapshot 20261114-2051). Facts on this page last changed on 3 Nov 2026. Rating dates above are the agencies' action dates, which can be much older than the data date. This page is for information only. It is not investment advice, a credit rating or a recommendation to buy, sell or hold any security. Facts are taken from the issuer's own documents and the sources linked on this page; check them with the source before investing.
