ICL Fincorp Limited is an Indian company in the BFSI industry (formerly Irinjalakuda Credit and Leasing Company and Jawahar Finance Limited) with 31 outstanding bonds (ISINs) recorded on this page. Stated coupons on its fixed-rate bonds range from 11.5% to 12.5% a year. 19 are cumulative bonds, which pay no periodic coupon; their contractual return is payable at maturity. Maturity dates run from 31 May 2027 to 2 Oct 2031. NSDL records all 31 whose terms it holds as secured. Latest credit ratings on record: CRISIL BBB- (Stable) (action dated 30 Jun 2026); Acuite BBB- (Stable) (action dated 9 Mar 2026). Verify current terms against the official documents linked on this page.
Data as of 13 Nov 2026 (snapshot 20261113-2049) · How this page is compiled
Issuer overview
- Legal name
- ICL Fincorp Limited
- Formerly
- Irinjalakuda Credit and Leasing Company; Jawahar Finance Limited
- CIN
- U65191TN1991PLC021815
- LEI
- 3358003WZ4DISBNLP214
- Industry
- BFSI
- Business
- Non-Banking Financial Company (NBFC)
- Ownership
- Non PSU
- ISIN issuer code
- INE01CY
- Outstanding bonds (ISINs)
- 31 (plus 2 matured)
- Stated coupons (fixed rate)
- 11.5% – 12.5%
- Maturity dates
- 31 May 2027 – 2 Oct 2031
- Secured (NSDL)
- 31 of 31
- Combined issue size of outstanding bonds
- ₹268 crore
- Traded on
- BSE
Issue size is the amount each bond raised when it was issued, as recorded by NSDL. It is not the amount still outstanding today (bonds can be partly redeemed or bought back) and not the company's total debt.
ICL Fincorp bonds: ISIN, coupon and maturity
31 outstanding bonds, by maturity date.
| ISIN | Type | Coupon | Interest paid | Allotted | Maturity | Face value | Issue size (₹ cr) | Security | Guarantee | Traded on | Rating (NSDL) |
|---|---|---|---|---|---|---|---|---|---|---|---|
| INE01CY077W3 | NCD | 12% | Yearly | 31 May 2024 | 31 May 2027 | ₹1,00,000 | 3.72 | Secured | None recorded | — | Acuite BBB- 9 Mar 2026 |
| INE01CY077Y9 | NCD | Cumulative | At maturity | 31 May 2024 | 31 May 2027 | ₹1,00,000 | 0.63 | Secured | None recorded | — | Acuite BBB- 9 Mar 2026 |
| INE01CY078B5 | NCD | 12% | Yearly | 25 Jun 2024 | 25 Jun 2027 | ₹1,00,000 | 1.61 | Secured | None recorded | — | Acuite BBB- 9 Mar 2026 |
| INE01CY078C3 | NCD | Cumulative | At maturity | 25 Jun 2024 | 25 Jun 2027 | ₹1,00,000 | 1.34 | Secured | None recorded | — | Acuite BBB- 9 Mar 2026 |
| INE01CY078F6 | NCD | 12% | Yearly | 23 Jul 2024 | 23 Jul 2027 | ₹1,00,000 | 5.00 | Secured | None recorded | — | CRISIL BBB- 8 Jul 2024 |
| INE01CY078E9 | NCD | Cumulative | At maturity | 23 Jul 2024 | 23 Jul 2027 | ₹1,00,000 | 5.00 | Secured | None recorded | — | CRISIL BBB- 8 Jul 2024 |
| INE01CYA7435 | NCD | 12.5% | Yearly | 9 Jul 2026 | 9 Aug 2027 | ₹10,000 | 25.00 | Secured | Guaranteed | BSE | Acuite BBB- 9 Mar 2026 |
| INE01CY078I0 | NCD | 12% | Yearly | 19 Aug 2024 | 19 Aug 2027 | ₹1,00,000 | 3.00 | Secured | None recorded | — | CRISIL BBB- 8 Jul 2024 |
| INE01CY078H2 | NCD | Cumulative | At maturity | 19 Aug 2024 | 19 Aug 2027 | ₹1,00,000 | 3.00 | Secured | None recorded | — | CRISIL BBB- 8 Jul 2024 |
| INE01CY079X7 | NCD | 12% | Yearly | 10 Jul 2025 | 10 Jul 2028 | ₹1,00,000 | 10.00 | Secured | None recorded | — | CRISIL BBB- 8 Jul 2024 |
| INE01CY079Y5 | NCD | Cumulative | At maturity | 10 Jul 2025 | 10 Jul 2028 | ₹1,00,000 | 10.00 | Secured | None recorded | — | CRISIL BBB- 8 Jul 2024 |
| INE01CY078L4 | NCD | 12.25% | Yearly | 4 Oct 2024 | 4 Oct 2028 | ₹1,00,000 | 5.00 | Secured | None recorded | — | CRISIL BBB- 8 Jul 2024 |
| INE01CY078M2 | NCD | Cumulative | At maturity | 4 Oct 2024 | 4 Oct 2028 | ₹1,00,000 | 5.00 | Secured | None recorded | — | CRISIL BBB- 8 Jul 2024 |
| INE01CYA7112 | NCD | 11.5% | Yearly | 8 Oct 2025 | 8 Oct 2028 | ₹1,00,000 | 5.00 | Secured | None recorded | — | CRISIL BBB- 7 Jul 2025 |
| INE01CY079H0 | NCD | 12.25% | Yearly | 5 Mar 2025 | 5 Mar 2029 | ₹1,00,000 | 10.00 | Secured | None recorded | — | CRISIL BBB- 8 Jul 2024 |
| INE01CY079I8 | NCD | Cumulative | At maturity | 5 Mar 2025 | 5 Mar 2029 | ₹1,00,000 | 10.00 | Secured | None recorded | — | CRISIL BBB- 8 Jul 2024 |
| INE01CY079L2 | NCD | 12.25% | Yearly | 27 Mar 2025 | 27 Mar 2029 | ₹1,00,000 | 6.00 | Secured | None recorded | — | CRISIL BBB- 8 Jul 2024 |
| INE01CY079M0 | NCD | Cumulative | At maturity | 27 Mar 2025 | 27 Mar 2029 | ₹1,00,000 | 6.00 | Secured | None recorded | — | CRISIL BBB- 8 Jul 2024 |
| INE01CYA7450 | NCD | 12% | Yearly | 5 Aug 2026 | 5 Aug 2029 | ₹10,000 | 50.00 | Secured | Guaranteed | BSE | Acuite BBB- 9 Mar 2026 |
| INE01CYA7120 | NCD | Cumulative | At maturity | 8 Oct 2025 | 8 Oct 2029 | ₹1,00,000 | 5.00 | Secured | None recorded | — | CRISIL BBB- 7 Jul 2025 |
| INE01CYA7559 | NCD | 12% | Yearly | 2 Nov 2026 | 2 Nov 2029 | ₹10,000 | 40.00 | Secured | Guaranteed | BSE | CRISIL BBB- 30 Jun 2026 |
| INE01CY077X1 | NCD | Cumulative | At maturity | 31 May 2024 | 31 Jan 2030 | ₹1,00,000 | 0.64 | Secured | None recorded | — | Acuite BBB- 9 Mar 2026 |
| INE01CY078A7 | NCD | Cumulative | At maturity | 25 Jun 2024 | 25 Feb 2030 | ₹1,00,000 | 0.54 | Secured | None recorded | — | Acuite BBB- 9 Mar 2026 |
| INE01CY078D1 | NCD | Cumulative | At maturity | 23 Jul 2024 | 23 Mar 2030 | ₹1,00,000 | 5.00 | Secured | None recorded | — | Acuite BBB- 9 Mar 2026 |
| INE01CY078G4 | NCD | Cumulative | At maturity | 19 Aug 2024 | 19 Apr 2030 | ₹1,00,000 | 3.00 | Secured | None recorded | — | CRISIL BBB- 8 Jul 2024 |
| INE01CY078K6 | NCD | Cumulative | At maturity | 4 Oct 2024 | 4 Jun 2030 | ₹1,00,000 | 5.00 | Secured | None recorded | — | CRISIL BBB- 8 Jul 2024 |
| INE01CY079G2 | NCD | Cumulative | At maturity | 5 Mar 2025 | 5 Nov 2030 | ₹1,00,000 | 10.00 | Secured | None recorded | — | CRISIL BBB- 8 Jul 2024 |
| INE01CY079J6 | NCD | Cumulative | At maturity | 27 Mar 2025 | 27 Nov 2030 | ₹1,00,000 | 6.00 | Secured | None recorded | — | CRISIL BBB- 8 Jul 2024 |
| INE01CY079W9 | NCD | Cumulative | At maturity | 10 Jul 2025 | 10 Mar 2031 | ₹1,00,000 | 10.00 | Secured | None recorded | — | CRISIL BBB- 8 Jul 2024 |
| INE01CYA7104 | NCD | Cumulative | At maturity | 8 Oct 2025 | 8 Aug 2031 | ₹1,00,000 | 5.00 | Secured | None recorded | — | CRISIL BBB- 7 Jul 2025 |
| INE01CYA7138 | NCD | Cumulative | At maturity | 2 Dec 2025 | 2 Oct 2031 | ₹1,000 | 12.26 | Secured | None recorded | BSE | CRISIL BBB- 7 Jul 2025 |
Notes on this table
- Outstanding means the maturity date has not passed, according to the depository record. It does not confirm that a bond has not been redeemed early, called or bought back.
- Type, coupon, interest frequency, allotment date, issue size, security and guarantee are as recorded by NSDL India Bond Info, the depository's record of each ISIN. Search an ISIN on NSDL India Bond Info to see its full record.
- Cumulative bonds pay no periodic coupon; the contractual return is payable at maturity. The amount shown is that return per unit of face value, and the yearly rate is worked out from it and the allotment and maturity dates.
- "Secured" and "Guarantee" are NSDL's classification. What the security is, the asset cover and the terms of any guarantee or co-obligor are in the offer document and the debenture trust deed; this page does not infer them.
- Prices and yields are not shown. They change with every trade: see BSE and NSE.
- Terms used in this table: ISIN · Coupon rate · Yield to maturity (YTM) · Secured NCD · Unsecured NCD · Cumulative NCD · Credit rating.
Private placements and disclosure documents
From BSE's list of privately placed debt. The documents are the issuer's own; the offer document and debenture trust deed are the authoritative source for each bond's terms.
ICL Fincorp bonds: questions and answers
What bonds has ICL Fincorp Limited issued?
ICL Fincorp Limited has 31 outstanding bonds recorded on this page. By type, as described by NSDL: 31 NCDs. 2 further ISINs on record have passed their maturity dates and are not counted as outstanding.
What are the ISINs of ICL Fincorp Limited bonds?
Its 31 outstanding bonds each have their own ISIN, for example INE01CY077W3, INE01CY077Y9, INE01CY078B5. All are listed in the bond table on this page. ISINs of this issuer begin with its issuer code, INE01CY.
What coupon rates do ICL Fincorp Limited bonds pay?
Stated coupons on its fixed-rate outstanding bonds range from 11.5% to 12.5% a year on face value. 19 cumulative bonds pay no periodic coupon; their contractual return is payable at maturity. The bond table gives the coupon and interest frequency of each ISIN. The coupon is not the yield: the yield an investor earns depends on the price paid.
When do ICL Fincorp Limited bonds mature?
Its outstanding bonds have maturity dates from 31 May 2027 to 2 Oct 2031. The bond table lists the maturity date of each ISIN.
What is the latest credit rating of ICL Fincorp Limited bonds?
NSDL India Bond Info records CRISIL BBB- (Stable) (action dated 30 Jun 2026); Acuite BBB- (Stable) (action dated 9 Mar 2026) on its outstanding bonds. Checked on NSDL on 7 Nov 2026. A rating is the agency's opinion and can change at any time.
Are ICL Fincorp Limited bonds secured, unsecured or guaranteed?
NSDL records all 31 outstanding bonds whose terms it holds as secured. 3 are recorded as guaranteed. What the security is, the asset cover and the terms of any guarantee or co-obligor are set out in the offer document and the debenture trust deed; this page does not infer them.
Is ICL Fincorp Limited the same company as Irinjalakuda Credit and Leasing Company?
Yes. ICL Fincorp Limited was formerly known as Irinjalakuda Credit and Leasing Company and Jawahar Finance Limited; bonds issued under the earlier name are obligations of the same company. Its Corporate Identification Number (CIN) is U65191TN1991PLC021815.
Where can investors find the original disclosure documents for ICL Fincorp Limited bonds?
Each ISIN's record, including its terms and rating history, is on NSDL India Bond Info (search the ISIN). The offer document (shelf prospectus, tranche prospectus or general information document and key information document) and the debenture trust deed set out the full terms; listed issuers publish them on BSE or NSE. For the private placements listed on this page, each row links to the disclosure documents on BSE.
How can investors check the current market price or yield of ICL Fincorp Limited bonds?
This page does not show prices or yields. Trades in these bonds are reported on BSE, which publish the price and yield of each trade, usually by the end of the trading day. Many corporate bonds trade rarely, so a recent price may not exist; an old trade is not a current price.
What is a cumulative bond?
A cumulative bond pays no periodic coupon. The contractual return builds up over its life and is payable with the face value at maturity, so this page shows the amount payable at maturity and the yearly rate it works out to, instead of a yearly coupon.
Sources and dates
- NSDL India Bond Info: bond terms, issuer identity and ratings by ISIN
- BSE and NSE: bonds that have traded, and their exchange listings
- BSE: privately placed debt securities
- Methodology: how these pages are compiled and checked
Data as of 13 Nov 2026 (snapshot 20261113-2049). Facts on this page last changed on 5 Nov 2026. Rating dates above are the agencies' action dates, which can be much older than the data date. This page is for information only. It is not investment advice, a credit rating or a recommendation to buy, sell or hold any security. Facts are taken from the issuer's own documents and the sources linked on this page; check them with the source before investing.


