Indian Overseas Bank is an Indian company in the BFSI industry with 6 outstanding bonds (ISINs) recorded on this page. Stated coupons on its fixed-rate bonds range from 7.8% to 11.7% a year. Maturity dates run from 8 Dec 2028 to 30 Dec 2099. NSDL records 0 of the 6 whose terms it holds as secured. Latest credit ratings on record: India Ratings AA+ (Stable) (action dated 5 Oct 2026); CARE AA+ (Stable) (action dated 30 Jul 2026); CRISIL AA+ (Stable) (action dated 25 Jun 2026); ICRA AA (Stable) (action dated 19 Nov 2025); Brickwork BBB+ (action dated 29 Sep 2016); CREDIT ANALYSIS & RESEARCH LTD. A- (action dated 21 Oct 2015). Verify current terms against the official documents linked on this page.
Data as of 15 Nov 2026 (snapshot 20261115-2253) · How this page is compiled
Issuer overview
- Legal name
- Indian Overseas Bank
- LEI
- 335800QFIPQ9AFX1CS84
- Industry
- BFSI
- Business
- Public Sector Bank
- Ownership
- Non PSU
- ISIN issuer code
- INE565A
- Outstanding bonds (ISINs)
- 6
- Stated coupons (fixed rate)
- 7.8% – 11.7%
- Maturity dates
- 8 Dec 2028 – 30 Dec 2099
- Secured (NSDL)
- 0 of 6
- Combined issue size of outstanding bonds
- ₹4,465 crore
Issue size is the amount each bond raised when it was issued, as recorded by NSDL. It is not the amount still outstanding today (bonds can be partly redeemed or bought back) and not the company's total debt.
Indian Overseas Bank bonds: ISIN, coupon and maturity
6 outstanding bonds, by maturity date.
| ISIN | Type | Coupon | Interest paid | Allotted | Maturity | Face value | Issue size (₹ cr) | Security | Guarantee | Rating (NSDL) |
|---|---|---|---|---|---|---|---|---|---|---|
| INE565A09264 | Subordinated NCD (Tier II) | 11.7% | Yearly | 10 Dec 2018 | 8 Dec 2028 | ₹10,00,000 | 300 | Unsecured | None recorded | CRISIL AA- 28 Jun 2023 |
| INE565A08035 | Subordinated NCD (Tier II) | 9.08% | Yearly | 24 Sep 2019 | 24 Sep 2029 | ₹10,00,000 | 500 | Unsecured | None recorded | CRISIL AA+ 25 Jun 2026 |
| INE565A08043 | Subordinated NCD (Tier II) | 8.6% | Yearly | 31 Mar 2022 | 31 Mar 2032 | ₹1,00,00,000 | 665 | Unsecured | None recorded | India Ratings AA+ 5 Oct 2026 |
| INE565A08050 | Subordinated NCD (Tier II) | 9% | Yearly | 24 Mar 2023 | 24 Mar 2033 | ₹1,00,00,000 | 1,000 | Unsecured | None recorded | CARE AA+ 30 Jul 2026 |
| INE565A08068 | Subordinated NCD (Tier II) | 7.8% | Yearly | 23 Jan 2026 | 23 Jan 2036 | ₹1,00,00,000 | 1,000 | Unsecured | None recorded | CARE AA+ 30 Jul 2026 |
| INE565A09231 | Perpetual debt | 10% | Yearly | 4 Feb 2015 | 30 Dec 2099 | ₹10,00,000 | 1,000 | Unsecured | None recorded | Brickwork BBB+ 29 Sep 2016 |
Notes on this table
- Outstanding means the maturity date has not passed, according to the depository record. It does not confirm that a bond has not been redeemed early, called or bought back.
- Type, coupon, interest frequency, allotment date, issue size, security and guarantee are as recorded by NSDL India Bond Info, the depository's record of each ISIN. Search an ISIN on NSDL India Bond Info to see its full record.
- "Secured" and "Guarantee" are NSDL's classification. What the security is, the asset cover and the terms of any guarantee or co-obligor are in the offer document and the debenture trust deed; this page does not infer them.
- Prices and yields are not shown. They change with every trade: see BSE and NSE.
- Terms used in this table: ISIN · Coupon rate · Yield to maturity (YTM) · Secured NCD · Unsecured NCD · Credit rating.
Private placements and disclosure documents
| Allotted | ISIN | Redemption | Disclosure documents |
|---|---|---|---|
| 23 Jan 2026 | INE565A08068 | 23 Jan 2036 | Placement memorandum on BSE |
| 24 Mar 2023 | INE565A08050 | 24 Mar 2033 | Placement memorandum on BSE |
| 31 Mar 2022 | INE565A08043 | 31 Mar 2032 | Placement memorandum on BSE |
| 24 Sep 2019 | INE565A08035 | 24 Sep 2029 | Placement memorandum on BSE |
| 10 Dec 2018 | INE565A09264 | 8 Dec 2028 | Placement memorandum on BSE |
| 4 Feb 2015 | INE565A09231 | 30 Dec 2099 | Placement memorandum on BSE |
From BSE's list of privately placed debt. The documents are the issuer's own; the offer document and debenture trust deed are the authoritative source for each bond's terms.
Company details
- Category
- Bank
- Registered office
- 763, Anna Salai, Chennai, 600002
- State
- Tamil Nadu
- Authorised capital
- 2.50E+11
- Paid-up capital
- 1.93E+11
- Last AGM
- 7 Jul 2026
Indian Overseas Bank bonds: questions and answers
What bonds has Indian Overseas Bank issued?
Indian Overseas Bank has 6 outstanding bonds recorded on this page. By type, as described by NSDL: 5 subordinated NCD (tier ii), 1 perpetual debt.
What are the ISINs of Indian Overseas Bank bonds?
Its 6 outstanding bonds each have their own ISIN, for example INE565A09264, INE565A08035, INE565A08043. All are listed in the bond table on this page. ISINs of this issuer begin with its issuer code, INE565A.
What coupon rates do Indian Overseas Bank bonds pay?
Stated coupons on its fixed-rate outstanding bonds range from 7.8% to 11.7% a year on face value. The bond table gives the coupon and interest frequency of each ISIN. The coupon is not the yield: the yield an investor earns depends on the price paid.
When do Indian Overseas Bank bonds mature?
Its outstanding bonds have maturity dates from 8 Dec 2028 to 30 Dec 2099. The bond table lists the maturity date of each ISIN.
What is the latest credit rating of Indian Overseas Bank bonds?
NSDL India Bond Info records India Ratings AA+ (Stable) (action dated 5 Oct 2026); CARE AA+ (Stable) (action dated 30 Jul 2026); CRISIL AA+ (Stable) (action dated 25 Jun 2026); ICRA AA (Stable) (action dated 19 Nov 2025); Brickwork BBB+ (action dated 29 Sep 2016); CREDIT ANALYSIS & RESEARCH LTD. A- (action dated 21 Oct 2015) on its outstanding bonds. Checked on NSDL on 5 Nov 2026. A rating is the agency's opinion and can change at any time.
Are Indian Overseas Bank bonds secured, unsecured or guaranteed?
NSDL records 0 of the 6 outstanding bonds whose terms it holds as secured and 6 as unsecured. None is recorded as guaranteed. What the security is, the asset cover and the terms of any guarantee or co-obligor are set out in the offer document and the debenture trust deed; this page does not infer them.
Where can investors find the original disclosure documents for Indian Overseas Bank bonds?
Each ISIN's record, including its terms and rating history, is on NSDL India Bond Info (search the ISIN). The offer document (shelf prospectus, tranche prospectus or general information document and key information document) and the debenture trust deed set out the full terms; listed issuers publish them on BSE or NSE. For the private placements listed on this page, each row links to the disclosure documents on BSE.
How can investors check the current market price or yield of Indian Overseas Bank bonds?
This page does not show prices or yields. Trades in these bonds are reported on BSE and NSE, which publish the price and yield of each trade, usually by the end of the trading day. Many corporate bonds trade rarely, so a recent price may not exist; an old trade is not a current price.
Sources and dates
- NSDL India Bond Info: bond terms, issuer identity and ratings by ISIN
- BSE and NSE: bonds that have traded, and their exchange listings
- BSE: privately placed debt securities
- Methodology: how these pages are compiled and checked
Data as of 15 Nov 2026 (snapshot 20261115-2253). Facts on this page last changed on 29 Oct 2026. Rating dates above are the agencies' action dates, which can be much older than the data date. This page is for information only. It is not investment advice, a credit rating or a recommendation to buy, sell or hold any security. Facts are taken from the issuer's own documents and the sources linked on this page; check them with the source before investing.
