JM Financial Home Loans Limited

JM Financial Home Loans Limited is an Indian company in the BFSI industry with 13 outstanding bonds (ISINs) recorded on this page. Stated coupons on its fixed-rate bonds range from 7.9% to 9.51% a year. 5 have floating or market-linked coupons. Maturity dates run from 16 Mar 2027 to 13 Aug 2030. NSDL records all 13 whose terms it holds as secured. Latest credit ratings on record: CRISIL AA (Stable) (action dated 2 Apr 2026); ICRA AA (Stable) (action dated 31 Dec 2025). Verify current terms against the official documents linked on this page.

Data as of 14 Nov 2026 (snapshot 20261114-2051) · How this page is compiled

Issuer overview

Legal name
JM Financial Home Loans Limited
CIN
U65999MH2016PLC288534
LEI
335800KR78FCL2IQIK80
Company status
Active
Industry
BFSI
Business
Housing Finance Company
Ownership
Non PSU
ISIN issuer code
INE01A2
Outstanding bonds (ISINs)
13 (plus 10 matured)
Stated coupons (fixed rate)
7.9% – 9.51%
Maturity dates
16 Mar 2027 – 13 Aug 2030
Secured (NSDL)
13 of 13
Combined issue size of outstanding bonds
₹730 crore

Issue size is the amount each bond raised when it was issued, as recorded by NSDL. It is not the amount still outstanding today (bonds can be partly redeemed or bought back) and not the company's total debt.

JM Financial Home Loans bonds: ISIN, coupon and maturity

13 outstanding bonds, by maturity date.

ISIN Type Coupon Interest paid Allotted Maturity Face value Issue size (₹ cr) Security Guarantee Rating (NSDL)
INE01A207179 NCD 9% Yearly 16 Aug 2024 16 Mar 2027 ₹1,00,000 50.00 Secured None recorded CRISIL AA 5 Apr 2024
INE01A207096 NCD 7.9% Quarterly 5 Apr 2022 5 Apr 2027 ₹10,00,000 5.00 Secured None recorded CRISIL AA 5 Apr 2022
INE01A207120 NCD 8.8% Yearly 15 May 2023 15 May 2027 ₹1,00,000 15.00 Secured None recorded ICRA AA 31 Dec 2025
INE01A207203 NCD 9% Yearly 16 Aug 2024 13 Aug 2027 ₹1,00,000 75.00 Secured None recorded CRISIL AA 5 Apr 2024
INE01A207138 NCD Floating / market-linked Quarterly 28 Sep 2023 28 Sep 2027 ₹1,00,000 34.00 Secured None recorded ICRA AA 31 Dec 2025
INE01A207153 NCD Floating / market-linked Quarterly 29 Dec 2023 29 Dec 2027 ₹1,00,000 16.00 Secured None recorded ICRA AA 31 Dec 2025
INE01A207195 NCD 9% Yearly 16 Aug 2024 16 Feb 2028 ₹1,00,000 100 Secured None recorded CRISIL AA 5 Apr 2024
INE01A207187 NCD 9% Yearly 16 Aug 2024 16 Jun 2028 ₹1,00,000 75.00 Secured None recorded CRISIL AA 5 Apr 2024
INE01A207161 NCD 9% Quarterly 21 Jun 2024 21 Jun 2028 ₹1,00,000 10.00 Secured None recorded CRISIL AA 5 Apr 2024
INE01A207013 NCD 9.51% Yearly 30 Aug 2018 30 Aug 2028 ₹10,00,000 25.00 Secured None recorded ICRA AA 31 Dec 2025
INE01A207229 NCD Floating / market-linked Yearly 5 Oct 2026 5 Dec 2029 ₹1,00,000 125 Secured None recorded ICRA AA 5 Jul 2024
INE01A207237 NCD Floating / market-linked Yearly 8 Oct 2026 15 Feb 2030 ₹1,00,000 125 Secured None recorded ICRA AA 5 Jul 2024
INE01A207211 NCD Floating (MIBOR-linked) Quarterly 13 Aug 2026 13 Aug 2030 ₹1,00,000 75.00 Secured None recorded CRISIL AA 2 Apr 2026
Notes on this table
  • Outstanding means the maturity date has not passed, according to the depository record. It does not confirm that a bond has not been redeemed early, called or bought back.
  • Type, coupon, interest frequency, allotment date, issue size, security and guarantee are as recorded by NSDL India Bond Info, the depository's record of each ISIN. Search an ISIN on NSDL India Bond Info to see its full record.
  • "Secured" and "Guarantee" are NSDL's classification. What the security is, the asset cover and the terms of any guarantee or co-obligor are in the offer document and the debenture trust deed; this page does not infer them.
  • Prices and yields are not shown. They change with every trade: see BSE and NSE.
  • Terms used in this table: ISIN · Coupon rate · Yield to maturity (YTM) · Secured NCD · Unsecured NCD · Floating rate bond · Credit rating.

JM Financial Home Loans credit rating

Latest rating by agency on the outstanding bonds (NSDL India Bond Info)
Agency Rating Outlook Latest action Action date Bonds Status
CRISIL AA Stable New 2 Apr 2026 7 Verified by NSDL · Checked 5 Nov 2026
ICRA AA Stable Reaffirm 31 Dec 2025 6 Verified by NSDL · Checked 5 Nov 2026
Rating history
Date Agency Rating Outlook Action
2 Apr 2026 CRISIL AA Stable New
31 Dec 2025 ICRA AA Stable Reaffirm
3 Jan 2025 ICRA AA Stable Reaffirm
5 Jul 2024 ICRA AA Stable Reaffirm
5 Apr 2024 CRISIL AA Stable New
20 Oct 2023 ICRA AA Stable New
18 Sep 2023 ICRA AA Stable Reaffirm
10 May 2023 ICRA AA Stable Reaffirm
5 May 2023 ICRA AA Stable Reaffirm
5 Apr 2022 CRISIL AA Stable New
2 Nov 2021 CRISIL AA Stable —
2 Jul 2018 ICRA AA Stable —

Rating actions on the issuer's bonds as recorded by NSDL, newest first. Earlier lines are history, not the current rating.

A credit rating is the agency's opinion and can change at any time. Check the agency's website for the latest action: CRISIL, ICRA

Private placements and disclosure documents

Allotted ISIN Redemption Disclosure documents
8 Oct 2026 INE01A207237 15 Feb 2030 Placement memorandum on BSE
5 Oct 2026 INE01A207229 5 Dec 2029 Placement memorandum on BSE
13 Aug 2026 INE01A207211 13 Aug 2030 Placement memorandum on BSE
16 Aug 2024 INE01A207179 16 Mar 2027 Placement memorandum on BSE
16 Aug 2024 INE01A207195 16 Feb 2028 Placement memorandum on BSE
16 Aug 2024 INE01A207203 13 Aug 2027 Placement memorandum on BSE
16 Aug 2024 INE01A207187 16 Jun 2028 Placement memorandum on BSE
21 Jun 2024 INE01A207161 21 Jun 2028 Placement memorandum on BSE
29 Dec 2023 INE01A207153 29 Dec 2027 Placement memorandum on BSE
1 Nov 2023 INE01A207146 30 Oct 2026 Placement memorandum on BSE
28 Sep 2023 INE01A207138 28 Sep 2027 Placement memorandum on BSE
15 May 2023 INE01A207120 15 May 2027 Placement memorandum on BSE
28 Mar 2023 INE01A207112 28 Jun 2026 Placement memorandum on BSE
31 May 2022 INE01A207104 31 May 2026 Placement memorandum on BSE
5 Apr 2022 INE01A207096 5 Apr 2027 Placement memorandum on BSE
11 Nov 2021 INE01A207088 10 Nov 2026 Placement memorandum on BSE
30 Mar 2021 INE01A207070 30 Mar 2025 Placement memorandum on BSE
21 Oct 2020 INE01A207062 20 Oct 2025 Placement memorandum on BSE
29 Jun 2020 INE01A207054 29 Jun 2023 Placement memorandum on BSE
27 Sep 2019 INE01A207047 18 Nov 2022 Placement memorandum on BSE
29 May 2019 INE01A207047 18 Nov 2022 Placement memorandum on BSE
20 May 2019 INE01A207047 18 Nov 2022 Placement memorandum on BSE
28 Dec 2018 INE01A207039 29 Apr 2024 Placement memorandum on BSE
16 Oct 2018 INE01A207021 14 Oct 2021 Placement memorandum on BSE
30 Aug 2018 INE01A207013 30 Aug 2028 Placement memorandum on BSE

From BSE's list of privately placed debt. The documents are the issuer's own; the offer document and debenture trust deed are the authoritative source for each bond's terms.

Company details

Date of incorporation
1 Dec 2016
Class
https://www.jmflhomeloans.com/
Listed / unlisted
Unlisted
Registered office
7th Floor, Cnergy, Appasaheb Marathe Marg, Prabhadevi Mumbai, 400025
State
Maharashtra
Registrar of Companies
Mumbai
Authorised capital
10000000000
Paid-up capital
4881700000
Last AGM
20 Jul 2026

JM Financial Home Loans bonds: questions and answers

What bonds has JM Financial Home Loans Limited issued?

JM Financial Home Loans Limited has 13 outstanding bonds recorded on this page. By type, as described by NSDL: 13 NCDs. 10 further ISINs on record have passed their maturity dates and are not counted as outstanding.

What are the ISINs of JM Financial Home Loans Limited bonds?

Its 13 outstanding bonds each have their own ISIN, for example INE01A207179, INE01A207096, INE01A207120. All are listed in the bond table on this page. ISINs of this issuer begin with its issuer code, INE01A2.

What coupon rates do JM Financial Home Loans Limited bonds pay?

Stated coupons on its fixed-rate outstanding bonds range from 7.9% to 9.51% a year on face value. 5 bonds have floating or market-linked coupons. The bond table gives the coupon and interest frequency of each ISIN. The coupon is not the yield: the yield an investor earns depends on the price paid.

When do JM Financial Home Loans Limited bonds mature?

Its outstanding bonds have maturity dates from 16 Mar 2027 to 13 Aug 2030. The bond table lists the maturity date of each ISIN.

What is the latest credit rating of JM Financial Home Loans Limited bonds?

NSDL India Bond Info records CRISIL AA (Stable) (action dated 2 Apr 2026); ICRA AA (Stable) (action dated 31 Dec 2025) on its outstanding bonds. Checked on NSDL on 5 Nov 2026. A rating is the agency's opinion and can change at any time.

Are JM Financial Home Loans Limited bonds secured, unsecured or guaranteed?

NSDL records all 13 outstanding bonds whose terms it holds as secured. None is recorded as guaranteed. What the security is, the asset cover and the terms of any guarantee or co-obligor are set out in the offer document and the debenture trust deed; this page does not infer them.

Where can investors find the original disclosure documents for JM Financial Home Loans Limited bonds?

Each ISIN's record, including its terms and rating history, is on NSDL India Bond Info (search the ISIN). The offer document (shelf prospectus, tranche prospectus or general information document and key information document) and the debenture trust deed set out the full terms; listed issuers publish them on BSE or NSE. For the private placements listed on this page, each row links to the disclosure documents on BSE.

How can investors check the current market price or yield of JM Financial Home Loans Limited bonds?

This page does not show prices or yields. Trades in these bonds are reported on BSE and NSE, which publish the price and yield of each trade, usually by the end of the trading day. Many corporate bonds trade rarely, so a recent price may not exist; an old trade is not a current price.

Sources and dates

Data as of 14 Nov 2026 (snapshot 20261114-2051). Facts on this page last changed on 11 Nov 2026. Rating dates above are the agencies' action dates, which can be much older than the data date. This page is for information only. It is not investment advice, a credit rating or a recommendation to buy, sell or hold any security. Facts are taken from the issuer's own documents and the sources linked on this page; check them with the source before investing.

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Bond Interpretation is an information resource on Indian corporate bond issuers, published by Newsinterpretation. It covers the companies behind corporate bonds and non-convertible debentures (NCDs): their outstanding bonds with ISIN-level terms, credit ratings as recorded by the depository, private placements and public NCD issues. It brings together depository (NSDL India Bond Info), exchange (BSE and NSE) and company records, and shows the source and date of each fact. The pages are compiled automatically from those records. Bond Interpretation publishes no credit ratings, opinions or recommendations to buy, sell or hold of its own.

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