LIC Housing Finance Limited is an Indian company in the BFSI industry with 30 outstanding bonds (ISINs) recorded on this page. It is also the originator behind 2 outstanding pass-through certificates (PTCs) in one securitisation trusts: India Residential Mortgage Trust 2025 01. Stated coupons on its fixed-rate bonds range from 6.4% to 8.8% a year. Maturity dates run from 30 Nov 2026 to 23 Mar 2035. NSDL records all 30 whose terms it holds as secured. Latest credit ratings on record: CARE AAA (Stable) (action dated 24 Jun 2026); CRISIL AAA (Stable) (action dated 13 Mar 2026). Verify current terms against the official documents linked on this page.
Data as of 15 Nov 2026 (snapshot 20261115-2253) · How this page is compiled
Issuer overview
- Outstanding pass-through certificates (ISINs)
- 2
- Pass-through scheme
- India Residential Mortgage Trust 2025 01
- Legal name
- LIC Housing Finance Ltd
- CIN
- L65922MH1989PLC052257
- LEI
- 335800NFSMJ2ZKBCYP06
- Industry
- BFSI
- Business
- Housing Finance Company
- Ownership
- Non PSU
- ISIN issuer codes
- INE115A, INE1X1T
- Outstanding bonds (ISINs)
- 30
- Stated coupons (fixed rate)
- 6.4% – 8.8%
- Maturity dates
- 30 Nov 2026 – 23 Mar 2035
- Secured (NSDL)
- 30 of 30
- Combined issue size of outstanding bonds
- ₹74,447 crore
- Traded on
- BSE, NSE
Issue size is the amount each bond raised when it was issued, as recorded by NSDL. It is not the amount still outstanding today (bonds can be partly redeemed or bought back) and not the company's total debt.
LIC Housing Finance bonds: ISIN, coupon and maturity
30 outstanding bonds, by maturity date.
| ISIN | Type | Coupon | Interest paid | Allotted | Maturity | Face value | Issue size (₹ cr) | Security | Guarantee | Traded on | Rating (NSDL) |
|---|---|---|---|---|---|---|---|---|---|---|---|
| INE115A07PN6 | NCD | 6.4% | Yearly | 30 Nov 2021 | 30 Nov 2026 | ₹10,00,000 | 2,780 | Secured | None recorded | BSE | CRISIL AAA 17 Nov 2021 |
| INE115A07RA9 | NCD | 7.69% | Yearly | 12 Dec 2024 | 11 Dec 2026 | ₹1,00,000 | 1,275 | Secured | None recorded | BSE, NSE | CRISIL AAA 8 Oct 2024 |
| INE115A07RE1 | NCD | 7.73% | Yearly | 18 Mar 2025 | 18 Mar 2027 | ₹1,00,000 | 1,000 | Secured | None recorded | NSE | CRISIL AAA 8 Oct 2024 |
| INE115A07PV9 | NCD | 7.9% | Yearly | 23 Jun 2022 | 23 Jun 2027 | ₹10,00,000 | 2,500 | Secured | None recorded | BSE | CRISIL AAA 8 Jun 2022 |
| INE115A07QS3 | NCD | 7.93% | Yearly | 14 Jun 2024 | 14 Jul 2027 | ₹1,00,000 | 2,570 | Secured | None recorded | BSE, NSE | CRISIL AAA 31 Oct 2023 |
| INE115A07RH4 | NCD | 6.9% | Yearly | 19 Jun 2025 | 17 Sep 2027 | ₹1,00,000 | 3,250 | Secured | None recorded | NSE | CRISIL AAA 8 Oct 2024 |
| INE115A07QZ8 | NCD | 7.74% | Yearly | 29 Nov 2024 | 22 Oct 2027 | ₹1,00,000 | 2,015 | Secured | None recorded | BSE, NSE | CRISIL AAA 8 Oct 2024 |
| INE115A07MQ6 | NCD | 7.75% | Yearly | 23 Nov 2017 | 23 Nov 2027 | ₹10,00,000 | 530 | Secured | None recorded | BSE | CRISIL AAA 6 Nov 2017 |
| INE115A07MW4 | NCD | 7.95% | Yearly | 29 Jan 2018 | 29 Jan 2028 | ₹10,00,000 | 1,477 | Secured | None recorded | BSE | CRISIL AAA 11 Jan 2018 |
| INE115A07QW5 | NCD | 7.74% | Yearly | 29 Aug 2024 | 11 Feb 2028 | ₹1,00,000 | 3,213 | Secured | None recorded | NSE | CRISIL AAA 31 Oct 2023 |
| INE115A07PH8 | NCD | 6.68% | Yearly | 4 Jun 2021 | 4 Jun 2028 | ₹10,00,000 | 740 | Secured | None recorded | BSE | CRISIL AAA 12 May 2021 |
| INE115A07NU6 | NCD | 8.8% | Yearly | 28 Jan 2019 | 25 Jan 2029 | ₹10,00,000 | 1,365 | Secured | None recorded | BSE | CRISIL AAA 25 Jan 2019 |
| INE115A07OB4 | NCD | 8.7% | Yearly | 25 Mar 2019 | 23 Mar 2029 | ₹10,00,000 | 3,400 | Secured | None recorded | BSE | CRISIL AAA 19 Mar 2019 |
| INE115A07QQ7 | NCD | 7.87% | Yearly | 14 May 2024 | 14 May 2029 | ₹1,00,000 | 3,615 | Secured | None recorded | NSE | CRISIL AAA 31 Oct 2023 |
| INE115A07QU9 | NCD | 7.75% | Yearly | 23 Aug 2024 | 23 Aug 2029 | ₹1,00,000 | 3,550 | Secured | None recorded | NSE | CRISIL AAA 31 Oct 2023 |
| INE115A07RK8 | NCD | 7.87% | Yearly | 16 Sep 2026 | 17 Sep 2029 | ₹1,00,000 | 1,000 | Secured | None recorded | BSE, NSE | CRISIL AAA 13 Mar 2026 |
| INE115A07QY1 | NCD | 7.57% | Yearly | 18 Oct 2024 | 18 Oct 2029 | ₹1,00,000 | 3,935 | Secured | None recorded | NSE | CRISIL AAA 8 Oct 2024 |
| INE115A07RJ0 | NCD | 7.57% | Yearly | 24 Jun 2026 | 23 Nov 2029 | ₹1,00,000 | 3,500 | Secured | None recorded | BSE, NSE | CRISIL AAA 13 Mar 2026 |
| INE115A07RC5 | NCD | 7.66% | Yearly | 29 Jan 2025 | 11 Dec 2029 | ₹1,00,000 | 2,745 | Secured | None recorded | NSE | CRISIL AAA 8 Oct 2024 |
| INE115A07RD3 | NCD | 7.65% | Yearly | 21 Feb 2025 | 21 Feb 2030 | ₹1,00,000 | 1,000 | Secured | None recorded | NSE | CRISIL AAA 8 Oct 2024 |
| INE115A07RG6 | NCD | 7.07% | Yearly | 29 Apr 2025 | 29 Apr 2030 | ₹1,00,000 | 1,210 | Secured | None recorded | BSE, NSE | CRISIL AAA 8 Oct 2024 |
| INE115A07RI2 | NCD | 7.59% | Yearly | 15 Jun 2026 | 12 Jun 2031 | ₹1,00,000 | 1,150 | Secured | None recorded | BSE, NSE | CRISIL AAA 13 Mar 2026 |
| INE115A07QX3 | NCD | 7.65% | Yearly | 19 Sep 2024 | 19 Aug 2031 | ₹1,00,000 | 1,625 | Secured | None recorded | NSE | CRISIL AAA 31 Oct 2023 |
| INE115A07PP1 | NCD | 7.13% | Yearly | 30 Nov 2021 | 28 Nov 2031 | ₹10,00,000 | 3,007 | Secured | None recorded | BSE | CRISIL AAA 17 Nov 2021 |
| INE115A07QN4 | NCD | 7.69% | Yearly | 6 Feb 2024 | 6 Feb 2034 | ₹1,00,000 | 4,245 | Secured | None recorded | NSE | CRISIL AAA 23 Jan 2024 |
| INE115A07QP9 | NCD | 7.73% | Yearly | 22 Mar 2024 | 22 Mar 2034 | ₹1,00,000 | 3,470 | Secured | None recorded | BSE | CRISIL AAA 31 Oct 2023 |
| INE115A07QR5 | NCD | 7.68% | Yearly | 29 May 2024 | 29 May 2034 | ₹1,00,000 | 2,805 | Secured | None recorded | BSE, NSE | CRISIL AAA 31 Oct 2023 |
| INE115A07QV7 | NCD | 7.61% | Yearly | 29 Aug 2024 | 29 Aug 2034 | ₹1,00,000 | 3,230 | Secured | None recorded | NSE | CRISIL AAA 31 Oct 2023 |
| INE115A07RB7 | NCD | 7.58% | Yearly | 21 Jan 2025 | 19 Jan 2035 | ₹1,00,000 | 1,245 | Secured | None recorded | NSE | CRISIL AAA 8 Oct 2024 |
| INE115A07RF8 | NCD | 7.58% | Yearly | 24 Mar 2025 | 23 Mar 2035 | ₹1,00,000 | 7,000 | Secured | None recorded | BSE, NSE | CRISIL AAA 8 Oct 2024 |
Notes on this table
- Outstanding means the maturity date has not passed, according to the depository record. It does not confirm that a bond has not been redeemed early, called or bought back.
- Type, coupon, interest frequency, allotment date, issue size, security and guarantee are as recorded by NSDL India Bond Info, the depository's record of each ISIN. Search an ISIN on NSDL India Bond Info to see its full record.
- "Secured" and "Guarantee" are NSDL's classification. What the security is, the asset cover and the terms of any guarantee or co-obligor are in the offer document and the debenture trust deed; this page does not infer them.
- Prices and yields are not shown. They change with every trade: see BSE and NSE.
- Terms used in this table: ISIN · Coupon rate · Yield to maturity (YTM) · Secured NCD · Unsecured NCD · Credit rating.
LIC Housing Finance pass-through certificates (PTCs): schemes, ISINs and maturity
2 outstanding PTCs in 1 scheme · by scheme, then maturity
| Scheme | ISIN | Series | Coupon | Maturity | Interest | Trustee | Traded on | Rating (NSDL) |
|---|---|---|---|---|---|---|---|---|
| India Residential Mortgage Trust 2025 01 | INE1X1T15018 | Series A | 7.26% | 15 Feb 2045 | As per payout schedule | IDBI Trusteeship Services Ltd | NSE | — |
| India Residential Mortgage Trust 2025 01 | INE1X1T15026 | Equity Tranche | — | 15 Dec 2054 | As per payout schedule | IDBI Trusteeship Services Ltd | Not traded | — |
Notes on this table
Each scheme is a securitisation trust with its own ISIN issuer code. PTCs usually repay part of the principal every month as the pool pays down, so the amount outstanding is lower than the amount issued. Coupons are as recorded by CDSL, NSDL or the exchanges; for an equity or junior tranche there may be no fixed coupon. Ratings of PTCs carry the suffix "(SO)". Series, trustee and originator are from CDSL's list of securitised debt instruments where it has the ISIN; schemes held at NSDL are listed when they trade or are placed on BSE.
LIC Housing Finance bonds: questions and answers
What bonds has LIC Housing Finance Limited issued?
LIC Housing Finance Limited has 30 outstanding bonds recorded on this page. By type, as described by NSDL: 30 NCDs.
What are the ISINs of LIC Housing Finance Limited bonds?
Its 30 outstanding bonds each have their own ISIN, for example INE115A07PN6, INE115A07RA9, INE115A07RE1. All are listed in the bond table on this page. ISINs of this issuer begin with its issuer code, INE115A / INE1X1T.
What coupon rates do LIC Housing Finance Limited bonds pay?
Stated coupons on its fixed-rate outstanding bonds range from 6.4% to 8.8% a year on face value. The bond table gives the coupon and interest frequency of each ISIN. The coupon is not the yield: the yield an investor earns depends on the price paid.
When do LIC Housing Finance Limited bonds mature?
Its outstanding bonds have maturity dates from 30 Nov 2026 to 23 Mar 2035. The bond table lists the maturity date of each ISIN.
What is the latest credit rating of LIC Housing Finance Limited bonds?
NSDL India Bond Info records CARE AAA (Stable) (action dated 24 Jun 2026); CRISIL AAA (Stable) (action dated 13 Mar 2026) on its outstanding bonds. Checked on NSDL on 13 Nov 2026. A rating is the agency's opinion and can change at any time.
Are LIC Housing Finance Limited bonds secured, unsecured or guaranteed?
NSDL records all 30 outstanding bonds whose terms it holds as secured. None is recorded as guaranteed. What the security is, the asset cover and the terms of any guarantee or co-obligor are set out in the offer document and the debenture trust deed; this page does not infer them.
Where can investors find the original disclosure documents for LIC Housing Finance Limited bonds?
Each ISIN's record, including its terms and rating history, is on NSDL India Bond Info (search the ISIN). The offer document (shelf prospectus, tranche prospectus or general information document and key information document) and the debenture trust deed set out the full terms; listed issuers publish them on BSE or NSE.
How can investors check the current market price or yield of LIC Housing Finance Limited bonds?
This page does not show prices or yields. Trades in these bonds are reported on BSE and NSE, which publish the price and yield of each trade, usually by the end of the trading day. Many corporate bonds trade rarely, so a recent price may not exist; an old trade is not a current price.
Which pass-through schemes are listed under LIC Housing Finance Limited?
LIC Housing Finance Limited has one scheme with outstanding pass-through certificates on this page: India Residential Mortgage Trust 2025 01, with 2 outstanding PTC ISIN in all.
What is a pass-through certificate (PTC)?
A pass-through certificate is a debt security issued by a securitisation trust. A lender sells a pool of loans or receivables to the trust, and the trust passes the repayments it collects to the certificate holders. Payments depend on how the pool performs and on any credit enhancement, not on the general funds of the lender. Ratings of PTCs carry the suffix "(SO)", structured obligation.
Sources and dates
- NSDL India Bond Info: bond terms, issuer identity and ratings by ISIN
- BSE and NSE: bonds that have traded, and their exchange listings
- CDSL: list of securitised debt instruments (pass-through certificates, with trust, series, trustee and originator)
- Methodology: how these pages are compiled and checked
Data as of 15 Nov 2026 (snapshot 20261115-2253). Facts on this page last changed on 13 Nov 2026. Rating dates above are the agencies' action dates, which can be much older than the data date. This page is for information only. It is not investment advice, a credit rating or a recommendation to buy, sell or hold any security. Facts are taken from the issuer's own documents and the sources linked on this page; check them with the source before investing.
