Neogrowth Credit Private Limited is an Indian company in the BFSI industry (formerly Bpj Credit & Investments Private Limited) with 14 outstanding bonds (ISINs) recorded on this page. It is also the originator behind 2 outstanding pass-through certificates (PTCs) in 2 securitisation trusts: Sagittarius Trust February 2025 and Scorpio Trust April 2025. Stated coupons on its fixed-rate bonds range from 10.8% to 12.55% a year. Maturity dates run from 29 Nov 2026 to 19 Dec 2031. NSDL records all 14 whose terms it holds as secured. Latest credit rating on record: ICRA BBB (Negative) (action dated 17 Nov 2025). Verify current terms against the official documents linked on this page.
Data as of 15 Nov 2026 (snapshot 20261115-2253) · How this page is compiled
Issuer overview
- Outstanding pass-through certificates (ISINs)
- 2
- Pass-through schemes
- Sagittarius Trust February 2025 and Scorpio Trust April 2025
- Legal name
- Neogrowth Credit Private Limited
- Formerly
- Bpj Credit & Investments Private Limited
- CIN
- U51504MH1993PTC251544
- LEI
- 335800JRBDVRUH22WU96
- Industry
- BFSI
- Business
- Non-Banking Financial Company (NBFC)
- Ownership
- Non PSU
- ISIN issuer codes
- INE814O, INE1PL1, INE1XH8
- Outstanding bonds (ISINs)
- 14 (plus 20 matured)
- Stated coupons (fixed rate)
- 10.8% – 12.55%
- Maturity dates
- 29 Nov 2026 – 19 Dec 2031
- Secured (NSDL)
- 14 of 14
- Combined issue size of outstanding bonds
- ₹627 crore
- Traded on
- BSE
Issue size is the amount each bond raised when it was issued, as recorded by NSDL. It is not the amount still outstanding today (bonds can be partly redeemed or bought back) and not the company's total debt.
Neogrowth Credit bonds: ISIN, coupon and maturity
14 outstanding bonds, by maturity date.
| ISIN | Type | Coupon | Interest paid | Allotted | Maturity | Face value | Issue size (₹ cr) | Security | Guarantee | Traded on | Rating (NSDL) |
|---|---|---|---|---|---|---|---|---|---|---|---|
| INE814O07550 | NCD | 11.7% | Yearly | 29 Nov 2024 | 29 Nov 2026 | ₹1,00,000 | 42.00 | Secured | None recorded | — | ICRA BBB 17 Nov 2025 |
| INE814O07345 | NCD | 12.55% | Half-yearly | 10 Mar 2022 | 10 Mar 2027 | ₹10,00,000 | 20.00 | Secured | None recorded | — | Unrated |
| INE814O07576 | NCD | 11.75% | Quarterly | 30 Sep 2025 | 13 Mar 2027 | ₹75,000 | 35.00 | Secured | None recorded | — | ICRA BBB 17 Nov 2025 |
| INE814O07592 | NCD | 12% | Quarterly | 30 Mar 2026 | 30 Apr 2027 | ₹1,00,000 | 25.00 | Secured | None recorded | — | ICRA BBB 17 Nov 2025 |
| INE814O07543 | NCD | 11.7% | Yearly | 21 Aug 2024 | 21 Aug 2027 | ₹1,00,000 | 100 | Secured | None recorded | — | ICRA BBB 17 Nov 2025 |
| INE814O07600 | NCD | 12% | Quarterly | 9 Jun 2026 | 9 Dec 2027 | ₹1,00,000 | 30.00 | Secured | None recorded | BSE | ICRA BBB 17 Nov 2025 |
| INE814O07618 | NCD | 12.15% | Quarterly | 18 Jun 2026 | 18 Dec 2027 | ₹1,00,000 | 30.00 | Secured | None recorded | — | ICRA BBB 17 Nov 2025 |
| INE814O07634 | NCD | 12.15% | Quarterly | 30 Jul 2026 | 30 Apr 2028 | ₹1,00,000 | 30.00 | Secured | None recorded | — | ICRA BBB 17 Nov 2025 |
| INE814O07642 | NCD | 12% | Quarterly | 29 Sep 2026 | 29 Jun 2028 | ₹1,00,000 | 40.00 | Secured | None recorded | — | ICRA BBB 17 Nov 2025 |
| INE814O07667 | NCD | 12% | Quarterly | 28 Oct 2026 | 28 Jul 2028 | ₹1,00,000 | 30.00 | Secured | None recorded | — | ICRA BBB 17 Nov 2025 |
| INE814O07659 | NCD | 12.5% | Quarterly | 16 Oct 2026 | 16 Oct 2028 | ₹1,00,000 | 60.00 | Secured | None recorded | — | ICRA BBB 17 Nov 2025 |
| INE814O07626 | NCD | 12.15% | Yearly | 30 Jun 2026 | 23 Dec 2028 | ₹1,00,000 | 45.00 | Secured | None recorded | — | ICRA BBB 17 Nov 2025 |
| INE814O07535 | NCD | 12.15% | Yearly | 27 Jun 2024 | 27 Jun 2029 | ₹1,00,000 | 93.76 | Secured | None recorded | — | ICRA BBB 17 Nov 2025 |
| INE814O07584 | NCD | 10.8% | Yearly | 19 Dec 2025 | 19 Dec 2031 | ₹1,00,000 | 46.30 | Secured | None recorded | — | ICRA BBB 17 Nov 2025 |
Notes on this table
- Outstanding means the maturity date has not passed, according to the depository record. It does not confirm that a bond has not been redeemed early, called or bought back.
- Type, coupon, interest frequency, allotment date, issue size, security and guarantee are as recorded by NSDL India Bond Info, the depository's record of each ISIN. Search an ISIN on NSDL India Bond Info to see its full record.
- "Secured" and "Guarantee" are NSDL's classification. What the security is, the asset cover and the terms of any guarantee or co-obligor are in the offer document and the debenture trust deed; this page does not infer them.
- Prices and yields are not shown. They change with every trade: see BSE and NSE.
- Terms used in this table: ISIN · Coupon rate · Yield to maturity (YTM) · Secured NCD · Unsecured NCD · Credit rating.
Neogrowth Credit pass-through certificates (PTCs): schemes, ISINs and maturity
2 outstanding PTCs in 2 schemes · by scheme, then maturity
| Scheme | ISIN | Series | Coupon | Maturity | Interest | Trustee | Traded on | Rating (NSDL) |
|---|---|---|---|---|---|---|---|---|
| Sagittarius Trust February 2025 | INE1PL115014 | Series A1 | 11.35% | 16 Jul 2027 | As per payout schedule | Catalyst Trusteeship Limited | Not traded | — |
| Scorpio Trust April 2025 | INE1XH815015 | Series A1 | 11.35% | 14 Oct 2027 | As per payout schedule | Catalyst Trusteeship Limited | Not traded | — |
Notes on this table
Each scheme is a securitisation trust with its own ISIN issuer code. PTCs usually repay part of the principal every month as the pool pays down, so the amount outstanding is lower than the amount issued. Coupons are as recorded by CDSL, NSDL or the exchanges; for an equity or junior tranche there may be no fixed coupon. Ratings of PTCs carry the suffix "(SO)". Series, trustee and originator are from CDSL's list of securitised debt instruments where it has the ISIN; schemes held at NSDL are listed when they trade or are placed on BSE.
Private placements and disclosure documents
From BSE's list of privately placed debt. The documents are the issuer's own; the offer document and debenture trust deed are the authoritative source for each bond's terms.
Neogrowth Credit bonds: questions and answers
What bonds has Neogrowth Credit Private Limited issued?
Neogrowth Credit Private Limited has 14 outstanding bonds recorded on this page. By type, as described by NSDL: 14 NCDs. 20 further ISINs on record have passed their maturity dates and are not counted as outstanding.
What are the ISINs of Neogrowth Credit Private Limited bonds?
Its 14 outstanding bonds each have their own ISIN, for example INE814O07550, INE814O07345, INE814O07576. All are listed in the bond table on this page. ISINs of this issuer begin with its issuer code, INE814O / INE1PL1 / INE1XH8.
What coupon rates do Neogrowth Credit Private Limited bonds pay?
Stated coupons on its fixed-rate outstanding bonds range from 10.8% to 12.55% a year on face value. The bond table gives the coupon and interest frequency of each ISIN. The coupon is not the yield: the yield an investor earns depends on the price paid.
When do Neogrowth Credit Private Limited bonds mature?
Its outstanding bonds have maturity dates from 29 Nov 2026 to 19 Dec 2031. The bond table lists the maturity date of each ISIN.
What is the latest ICRA credit rating of Neogrowth Credit Private Limited bonds?
NSDL India Bond Info records ICRA BBB (Negative) (action dated 17 Nov 2025) on its outstanding bonds. Checked on NSDL on 7 Nov 2026. A rating is the agency's opinion and can change at any time.
Are Neogrowth Credit Private Limited bonds secured, unsecured or guaranteed?
NSDL records all 14 outstanding bonds whose terms it holds as secured. None is recorded as guaranteed. What the security is, the asset cover and the terms of any guarantee or co-obligor are set out in the offer document and the debenture trust deed; this page does not infer them.
Is Neogrowth Credit Private Limited the same company as Bpj Credit & Investments Private Limited?
Yes. Neogrowth Credit Private Limited was formerly known as Bpj Credit & Investments Private Limited; bonds issued under the earlier name are obligations of the same company. Its Corporate Identification Number (CIN) is U51504MH1993PTC251544.
Where can investors find the original disclosure documents for Neogrowth Credit Private Limited bonds?
Each ISIN's record, including its terms and rating history, is on NSDL India Bond Info (search the ISIN). The offer document (shelf prospectus, tranche prospectus or general information document and key information document) and the debenture trust deed set out the full terms; listed issuers publish them on BSE or NSE. For the private placements listed on this page, each row links to the disclosure documents on BSE.
How can investors check the current market price or yield of Neogrowth Credit Private Limited bonds?
This page does not show prices or yields. Trades in these bonds are reported on BSE, which publish the price and yield of each trade, usually by the end of the trading day. Many corporate bonds trade rarely, so a recent price may not exist; an old trade is not a current price.
Which pass-through schemes are listed under Neogrowth Credit Private Limited?
Neogrowth Credit Private Limited has 2 schemes with outstanding pass-through certificates on this page: Sagittarius Trust February 2025 and Scorpio Trust April 2025, with 2 outstanding PTC ISINs in all.
What is a pass-through certificate (PTC)?
A pass-through certificate is a debt security issued by a securitisation trust. A lender sells a pool of loans or receivables to the trust, and the trust passes the repayments it collects to the certificate holders. Payments depend on how the pool performs and on any credit enhancement, not on the general funds of the lender. Ratings of PTCs carry the suffix "(SO)", structured obligation.
Sources and dates
- NSDL India Bond Info: bond terms, issuer identity and ratings by ISIN
- BSE and NSE: bonds that have traded, and their exchange listings
- CDSL: list of securitised debt instruments (pass-through certificates, with trust, series, trustee and originator)
- BSE: privately placed debt securities
- Methodology: how these pages are compiled and checked
Data as of 15 Nov 2026 (snapshot 20261115-2253). Facts on this page last changed on 3 Nov 2026. Rating dates above are the agencies' action dates, which can be much older than the data date. This page is for information only. It is not investment advice, a credit rating or a recommendation to buy, sell or hold any security. Facts are taken from the issuer's own documents and the sources linked on this page; check them with the source before investing.
