SMFG India Home Finance Company Limited

SMFG India Home Finance Company Limited is an Indian company in the BFSI industry (formerly Fullerton India Home Finance Company Limited) with 11 outstanding bonds (ISINs) recorded on this page. Stated coupons on its fixed-rate bonds range from 7.17% to 8.35% a year. 3 have floating or market-linked coupons. Maturity dates run from 15 Jan 2027 to 16 Nov 2035. NSDL records 10 of the 11 whose terms it holds as secured. Latest credit ratings on record: CARE AAA (Stable) (action dated 23 Sep 2026); CRISIL AAA (Stable) (action dated 4 Sep 2025). Verify current terms against the official documents linked on this page.

Data as of 14 Nov 2026 (snapshot 20261114-2051) · How this page is compiled

Issuer overview

Legal name
Smfg India Home Finance Company Limited
Formerly
Fullerton India Home Finance Company Limited
CIN
U65922TN2010PLC076972
LEI
335800DBAF1GYGSJK232
Industry
BFSI
Business
Non-Banking Financial Company (NBFC)
Ownership
Non PSU
ISIN issuer code
INE213W
Outstanding bonds (ISINs)
11
Stated coupons (fixed rate)
7.17% – 8.35%
Maturity dates
15 Jan 2027 – 16 Nov 2035
Secured (NSDL)
10 of 11
Combined issue size of outstanding bonds
₹2,348 crore
Traded on
BSE, NSE

Issue size is the amount each bond raised when it was issued, as recorded by NSDL. It is not the amount still outstanding today (bonds can be partly redeemed or bought back) and not the company's total debt.

SMFG India Home Finance Company bonds: ISIN, coupon and maturity

11 outstanding bonds, by maturity date.

ISIN Type Coupon Interest paid Allotted Maturity Face value Issue size (₹ cr) Security Guarantee Traded on Rating (NSDL)
INE213W07277 NCD 8.35% Yearly 17 Jan 2024 15 Jan 2027 ₹1,00,000 425 Secured None recorded BSE CRISIL AAA 5 Jan 2024
INE213W07285 NCD 8.25% Yearly 28 May 2024 28 May 2027 ₹1,00,000 200 Secured None recorded NSE CRISIL AAA 19 Apr 2024
INE213W07335 NCD 7.17% Yearly 1 Aug 2025 27 Jan 2028 ₹1,00,000 300 Secured None recorded NSE CARE AAA 23 Sep 2026
INE213W07319 NCD 7.4% Yearly 19 May 2025 19 May 2028 ₹1,00,000 250 Secured None recorded NSE CARE AAA 23 Sep 2026
INE213W07327 NCD 7.25% Yearly 6 Jun 2025 4 Sep 2028 ₹1,00,000 100 Secured None recorded NSE CARE AAA 23 Sep 2026
INE213W07343 NCD 7.3% Yearly 14 Oct 2025 13 Oct 2028 ₹1,00,000 18.00 Secured None recorded NSE CARE AAA 23 Sep 2026
INE213W07368 NCD Floating / market-linked Yearly 23 Jan 2026 23 Jan 2029 ₹1,00,000 30.00 Secured None recorded NSE CARE AAA 23 Sep 2026
INE213W07376 NCD Floating / market-linked Yearly 30 Mar 2026 30 Mar 2029 ₹1,00,000 500 Secured None recorded NSE CARE AAA 23 Sep 2026
INE213W07392 NCD Floating / market-linked Yearly 23 Jul 2026 29 May 2029 ₹1,00,000 150 Secured None recorded NSE CARE AAA 23 Sep 2026
INE213W08069 NCD 8.1% Yearly 24 Oct 2025 24 Oct 2035 ₹1,00,000 50.00 Unsecured None recorded NSE CRISIL AAA 4 Sep 2025
INE213W07350 NCD 7.71% Yearly 17 Nov 2025 16 Nov 2035 ₹1,00,000 325 Secured None recorded NSE CRISIL AAA 4 Sep 2025
Notes on this table
  • Outstanding means the maturity date has not passed, according to the depository record. It does not confirm that a bond has not been redeemed early, called or bought back.
  • Type, coupon, interest frequency, allotment date, issue size, security and guarantee are as recorded by NSDL India Bond Info, the depository's record of each ISIN. Search an ISIN on NSDL India Bond Info to see its full record.
  • "Secured" and "Guarantee" are NSDL's classification. What the security is, the asset cover and the terms of any guarantee or co-obligor are in the offer document and the debenture trust deed; this page does not infer them.
  • Prices and yields are not shown. They change with every trade: see BSE and NSE.
  • Terms used in this table: ISIN · Coupon rate · Yield to maturity (YTM) · Secured NCD · Unsecured NCD · Floating rate bond · Credit rating.

SMFG India Home Finance Company credit rating

Latest rating by agency on the outstanding bonds (NSDL India Bond Info)
Agency Rating Outlook Latest action Action date Bonds Status
CARE AAA Stable Reaffirm 23 Sep 2026 9 Verified by NSDL · Checked 11 Nov 2026
CRISIL AAA Stable New 4 Sep 2025 4 Verified by NSDL · Over 12 months old · Checked 11 Nov 2026
Rating history
Date Agency Rating Outlook Action
23 Sep 2026 CARE AAA Stable Reaffirm
23 Jul 2026 CARE AAA Stable New
30 Mar 2026 CARE AAA Stable New
23 Jan 2026 CARE AAA Stable New
17 Nov 2025 CARE AAA Stable New
24 Oct 2025 CARE AAA Stable New
14 Oct 2025 CARE AAA Stable New
24 Sep 2025 CARE AAA Stable Reaffirm
4 Sep 2025 CRISIL AAA Stable New
1 Aug 2025 CARE AAA Stable New
11 Oct 2024 CARE AAA Stable New
19 Apr 2024 CRISIL AAA Stable New
5 Jan 2024 CRISIL AAA Stable New
7 Jul 2022 CARE AAA Stable New

Rating actions on the issuer's bonds as recorded by NSDL, newest first. Earlier lines are history, not the current rating.

A credit rating is the agency's opinion and can change at any time. Check the agency's website for the latest action: CRISIL, CARE

SMFG India Home Finance Company bonds: questions and answers

What bonds has SMFG India Home Finance Company Limited issued?

SMFG India Home Finance Company Limited has 11 outstanding bonds recorded on this page. By type, as described by NSDL: 11 NCDs.

What are the ISINs of SMFG India Home Finance Company Limited bonds?

Its 11 outstanding bonds each have their own ISIN, for example INE213W07277, INE213W07285, INE213W07335. All are listed in the bond table on this page. ISINs of this issuer begin with its issuer code, INE213W.

What coupon rates do SMFG India Home Finance Company Limited bonds pay?

Stated coupons on its fixed-rate outstanding bonds range from 7.17% to 8.35% a year on face value. 3 bonds have floating or market-linked coupons. The bond table gives the coupon and interest frequency of each ISIN. The coupon is not the yield: the yield an investor earns depends on the price paid.

When do SMFG India Home Finance Company Limited bonds mature?

Its outstanding bonds have maturity dates from 15 Jan 2027 to 16 Nov 2035. The bond table lists the maturity date of each ISIN.

What is the latest credit rating of SMFG India Home Finance Company Limited bonds?

NSDL India Bond Info records CARE AAA (Stable) (action dated 23 Sep 2026); CRISIL AAA (Stable) (action dated 4 Sep 2025) on its outstanding bonds. Checked on NSDL on 11 Nov 2026. A rating is the agency's opinion and can change at any time.

Are SMFG India Home Finance Company Limited bonds secured, unsecured or guaranteed?

NSDL records 10 of the 11 outstanding bonds whose terms it holds as secured and 1 as unsecured. None is recorded as guaranteed. What the security is, the asset cover and the terms of any guarantee or co-obligor are set out in the offer document and the debenture trust deed; this page does not infer them.

Is SMFG India Home Finance Company Limited the same company as Fullerton India Home Finance Company Limited?

Yes. SMFG India Home Finance Company Limited was formerly known as Fullerton India Home Finance Company Limited; bonds issued under the earlier name are obligations of the same company. Its Corporate Identification Number (CIN) is U65922TN2010PLC076972.

Where can investors find the original disclosure documents for SMFG India Home Finance Company Limited bonds?

Each ISIN's record, including its terms and rating history, is on NSDL India Bond Info (search the ISIN). The offer document (shelf prospectus, tranche prospectus or general information document and key information document) and the debenture trust deed set out the full terms; listed issuers publish them on BSE or NSE.

How can investors check the current market price or yield of SMFG India Home Finance Company Limited bonds?

This page does not show prices or yields. Trades in these bonds are reported on BSE and NSE, which publish the price and yield of each trade, usually by the end of the trading day. Many corporate bonds trade rarely, so a recent price may not exist; an old trade is not a current price.

Sources and dates

Data as of 14 Nov 2026 (snapshot 20261114-2051). Facts on this page last changed on 11 Nov 2026. Rating dates above are the agencies' action dates, which can be much older than the data date. This page is for information only. It is not investment advice, a credit rating or a recommendation to buy, sell or hold any security. Facts are taken from the issuer's own documents and the sources linked on this page; check them with the source before investing.

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Bond Interpretation is an information resource on Indian corporate bond issuers, published by Newsinterpretation. It covers the companies behind corporate bonds and non-convertible debentures (NCDs): their outstanding bonds with ISIN-level terms, credit ratings as recorded by the depository, private placements and public NCD issues. It brings together depository (NSDL India Bond Info), exchange (BSE and NSE) and company records, and shows the source and date of each fact. The pages are compiled automatically from those records. Bond Interpretation publishes no credit ratings, opinions or recommendations to buy, sell or hold of its own.

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