Spandana Sphoorty Financial Limited is an Indian company in the BFSI industry (formerly Spandana Sphoorty Innovative F S Ltd) with 9 outstanding bonds (ISINs) recorded on this page. Stated coupons on its fixed-rate bonds range from 10.5% to 11.5% a year. Maturity dates run from 21 Dec 2026 to 30 Jun 2028. NSDL records all 9 whose terms it holds as secured. Latest credit ratings on record: India Ratings BBB+ (Stable) (action dated 7 Oct 2026); CARE BBB+ (Stable) (action dated 2 Jul 2026); ICRA BBB+ (Stable) (action dated 11 Jun 2026). Verify current terms against the official documents linked on this page.
Data as of 15 Nov 2026 (snapshot 20261115-2253) · How this page is compiled
Issuer overview
- Legal name
- Spandana Sphoorty Financial Limited
- Formerly
- Spandana Sphoorty Innovative F S Ltd
- CIN
- L65929TG2003PLC040648
- LEI
- 335800439Z6PMBKI2680
- Industry
- BFSI
- Business
- Non-Banking Financial Company (NBFC)
- ISIN issuer code
- INE572J
- Outstanding bonds (ISINs)
- 9 (plus 41 matured)
- Stated coupons (fixed rate)
- 10.5% – 11.5%
- Maturity dates
- 21 Dec 2026 – 30 Jun 2028
- Secured (NSDL)
- 9 of 9
- Combined issue size of outstanding bonds
- ₹1,599 crore
- Traded on
- BSE
Issue size is the amount each bond raised when it was issued, as recorded by NSDL. It is not the amount still outstanding today (bonds can be partly redeemed or bought back) and not the company's total debt.
Spandana Sphoorty Financial bonds: ISIN, coupon and maturity
9 outstanding bonds, by maturity date.
| ISIN | Type | Coupon | Interest paid | Allotted | Maturity | Face value | Issue size (₹ cr) | Security | Guarantee | Traded on | Rating (NSDL) |
|---|---|---|---|---|---|---|---|---|---|---|---|
| INE572J07695 | NCD | 10.75% | Yearly | 21 Mar 2024 | 21 Dec 2026 | ₹1,00,000 | 50.00 | Secured | None recorded | — | Unrated |
| INE572J07737 | NCD | 10.5% | Yearly | 14 Aug 2024 | 14 Apr 2027 | ₹1,00,000 | 100 | Secured | None recorded | — | Unrated |
| INE572J07752 | NCD | 10.75% | Quarterly | 5 Sep 2024 | 15 Apr 2027 | ₹54,545.45 | 50.00 | Secured | None recorded | — | CARE BBB+ 2 Jul 2026 |
| INE572J07778 | NCD | 11.25% | Yearly | 17 Dec 2025 | 17 Dec 2027 | ₹87,500 | 74.38 | Secured | None recorded | BSE | India Ratings BBB+ 7 Oct 2026 |
| INE572J07794 | NCD | 11% | Yearly | 23 Dec 2025 | 31 Mar 2028 | ₹1,00,000 | 75.00 | Secured | None recorded | — | CARE BBB+ 2 Jul 2026 |
| INE572J07810 | NCD | 11.25% | Yearly | 28 Apr 2026 | 26 Apr 2028 | ₹10,000 | 500 | Secured | None recorded | BSE | ICRA BBB+ 11 Jun 2026 |
| INE572J07760 | NCD | 11% | Yearly | 24 Oct 2025 | 30 Apr 2028 | ₹95,000 | 400 | Secured | None recorded | BSE | India Ratings BBB+ 7 Oct 2026 |
| INE572J07786 | NCD | 11.5% | Quarterly | 23 Dec 2025 | 30 Jun 2028 | ₹1,00,000 | 150 | Secured | None recorded | BSE | CARE BBB+ 2 Jul 2026 |
| INE572J07802 | NCD | 11.5% | Quarterly | 23 Dec 2025 | 30 Jun 2028 | ₹1,00,000 | 200 | Secured | None recorded | — | CARE BBB+ 2 Jul 2026 |
Notes on this table
- Outstanding means the maturity date has not passed, according to the depository record. It does not confirm that a bond has not been redeemed early, called or bought back.
- Type, coupon, interest frequency, allotment date, issue size, security and guarantee are as recorded by NSDL India Bond Info, the depository's record of each ISIN. Search an ISIN on NSDL India Bond Info to see its full record.
- "Secured" and "Guarantee" are NSDL's classification. What the security is, the asset cover and the terms of any guarantee or co-obligor are in the offer document and the debenture trust deed; this page does not infer them.
- Prices and yields are not shown. They change with every trade: see BSE and NSE.
- Terms used in this table: ISIN · Coupon rate · Yield to maturity (YTM) · Secured NCD · Unsecured NCD · Credit rating.
Public NCD issues
| Issuer | Opened | Coupon | Tenor | Rating | Issue size |
|---|---|---|---|---|---|
| Spandana Sphoorty Financial | 5 Aug 2019 | — | — | — | — |
Private placements and disclosure documents
From BSE's list of privately placed debt. The documents are the issuer's own; the offer document and debenture trust deed are the authoritative source for each bond's terms.
Spandana Sphoorty Financial bonds: questions and answers
What bonds has Spandana Sphoorty Financial Limited issued?
Spandana Sphoorty Financial Limited has 9 outstanding bonds recorded on this page. By type, as described by NSDL: 9 NCDs. 41 further ISINs on record have passed their maturity dates and are not counted as outstanding.
What are the ISINs of Spandana Sphoorty Financial Limited bonds?
Its 9 outstanding bonds each have their own ISIN, for example INE572J07695, INE572J07737, INE572J07752. All are listed in the bond table on this page. ISINs of this issuer begin with its issuer code, INE572J.
What coupon rates do Spandana Sphoorty Financial Limited bonds pay?
Stated coupons on its fixed-rate outstanding bonds range from 10.5% to 11.5% a year on face value. The bond table gives the coupon and interest frequency of each ISIN. The coupon is not the yield: the yield an investor earns depends on the price paid.
When do Spandana Sphoorty Financial Limited bonds mature?
Its outstanding bonds have maturity dates from 21 Dec 2026 to 30 Jun 2028. The bond table lists the maturity date of each ISIN.
What is the latest credit rating of Spandana Sphoorty Financial Limited bonds?
NSDL India Bond Info records India Ratings BBB+ (Stable) (action dated 7 Oct 2026); CARE BBB+ (Stable) (action dated 2 Jul 2026); ICRA BBB+ (Stable) (action dated 11 Jun 2026) on its outstanding bonds. Checked on NSDL on 7 Nov 2026. A rating is the agency's opinion and can change at any time.
Are Spandana Sphoorty Financial Limited bonds secured, unsecured or guaranteed?
NSDL records all 9 outstanding bonds whose terms it holds as secured. None is recorded as guaranteed. What the security is, the asset cover and the terms of any guarantee or co-obligor are set out in the offer document and the debenture trust deed; this page does not infer them.
Is Spandana Sphoorty Financial Limited the same company as Spandana Sphoorty Innovative F S Ltd?
Yes. Spandana Sphoorty Financial Limited was formerly known as Spandana Sphoorty Innovative F S Ltd; bonds issued under the earlier name are obligations of the same company. Its Corporate Identification Number (CIN) is L65929TG2003PLC040648.
Where can investors find the original disclosure documents for Spandana Sphoorty Financial Limited bonds?
Each ISIN's record, including its terms and rating history, is on NSDL India Bond Info (search the ISIN). The offer document (shelf prospectus, tranche prospectus or general information document and key information document) and the debenture trust deed set out the full terms; listed issuers publish them on BSE or NSE. For the private placements listed on this page, each row links to the disclosure documents on BSE.
How can investors check the current market price or yield of Spandana Sphoorty Financial Limited bonds?
This page does not show prices or yields. Trades in these bonds are reported on BSE, which publish the price and yield of each trade, usually by the end of the trading day. Many corporate bonds trade rarely, so a recent price may not exist; an old trade is not a current price.
Sources and dates
- NSDL India Bond Info: bond terms, issuer identity and ratings by ISIN
- BSE and NSE: bonds that have traded, and their exchange listings
- BSE: privately placed debt securities
- Methodology: how these pages are compiled and checked
Data as of 15 Nov 2026 (snapshot 20261115-2253). Facts on this page last changed on 4 Nov 2026. Rating dates above are the agencies' action dates, which can be much older than the data date. This page is for information only. It is not investment advice, a credit rating or a recommendation to buy, sell or hold any security. Facts are taken from the issuer's own documents and the sources linked on this page; check them with the source before investing.
