Truhome Finance Limited

Truhome Finance Limited is an Indian company in the BFSI industry (formerly Shriram Housing Finance Limited) with 17 outstanding bonds (ISINs) recorded on this page. Stated coupons on its fixed-rate bonds range from 7.6% to 9.6% a year. 3 have floating or market-linked coupons. Maturity dates run from 1 Dec 2026 to 30 Sep 2037. NSDL records 14 of the 17 whose terms it holds as secured. Latest credit ratings on record: CARE AA (Stable) (action dated 29 Oct 2026); India Ratings AA (Positive) (action dated 18 Sep 2026); CRISIL AA (Stable) (action dated 27 Jan 2025). Verify current terms against the official documents linked on this page.

Data as of 13 Nov 2026 (snapshot 20261113-2049) · How this page is compiled

Issuer overview

Legal name
Truhome Finance Limited
Formerly
Shriram Housing Finance Limited
CIN
U65929TN2010PLC078004
LEI
335800ZKQETKBOF4YT05
Industry
BFSI
Business
Housing Finance Company
Ownership
Non PSU
ISIN issuer code
INE432R
Outstanding bonds (ISINs)
17 (plus 13 matured)
Stated coupons (fixed rate)
7.6% – 9.6%
Maturity dates
1 Dec 2026 – 30 Sep 2037
Secured (NSDL)
14 of 17
Combined issue size of outstanding bonds
₹2,493 crore

Issue size is the amount each bond raised when it was issued, as recorded by NSDL. It is not the amount still outstanding today (bonds can be partly redeemed or bought back) and not the company's total debt.

Truhome Finance bonds: ISIN, coupon and maturity

17 outstanding bonds, by maturity date.

ISIN Type Coupon Interest paid Allotted Maturity Face value Issue size (₹ cr) Security Guarantee Rating (NSDL)
INE432R07380 NCD 8.8% Yearly 1 Jun 2023 1 Dec 2026 ₹1,00,000 100 Secured None recorded India Ratings AA 18 Sep 2026
INE432R07448 NCD Floating / market-linked Yearly 29 Jan 2025 29 Jan 2027 ₹1,00,000 150 Secured None recorded CRISIL AA 27 Jan 2025
INE432R07455 NCD 8.6% Yearly 27 Feb 2025 27 Aug 2027 ₹1,00,000 310 Secured None recorded India Ratings AA 18 Sep 2026
INE432R07414 NCD 9.25% Yearly 4 Apr 2024 4 Oct 2027 ₹1,00,000 150 Secured None recorded CRISIL AA 20 Dec 2024
INE432R07489 NCD 7.9% Yearly 8 Aug 2025 8 Aug 2028 ₹1,00,000 200 Secured None recorded India Ratings AA 18 Sep 2026
INE432R07505 NCD Floating / market-linked Yearly 25 Jun 2026 25 Jun 2029 ₹1,00,000 500 Secured None recorded India Ratings AA 18 Sep 2026
INE432R07257 NCD 9.6% Yearly 11 Dec 2020 11 Dec 2030 ₹10,00,000 17.00 Secured None recorded CRISIL AA 20 Dec 2024
INE432R07497 NCD 7.6% Yearly 30 Dec 2025 29 Dec 2030 ₹1,00,000 100 Secured None recorded CARE AA 29 Oct 2026
INE432R07265 NCD 9.42% Yearly 15 Jan 2021 15 Jan 2031 ₹10,00,000 21.00 Secured None recorded CRISIL AA 20 Dec 2024
INE432R07273 NCD 9.32% Yearly 3 May 2021 2 May 2031 ₹10,00,000 10.00 Secured None recorded CRISIL AA 20 Dec 2024
INE432R07513 NCD Floating (MIBOR-linked) Yearly 28 Sep 2026 28 Sep 2031 ₹1,00,000 190 Secured None recorded India Ratings AA 18 Sep 2026
INE432R07356 NCD 9.09% Yearly 9 Feb 2023 9 Feb 2033 ₹1,00,000 240 Secured None recorded CRISIL AA 20 Dec 2024
INE432R08057 Subordinated NCD (Tier II) 9.1% Yearly 1 Mar 2023 1 Mar 2033 ₹1,00,00,000 70.00 Unsecured None recorded CRISIL AA 20 Dec 2024
INE432R08065 Subordinated NCD (Tier II) 9.1% Yearly 19 May 2023 19 May 2033 ₹1,00,000 75.00 Unsecured None recorded CRISIL AA 20 Dec 2024
INE432R07398 NCD 8.9% Yearly 5 Jul 2023 5 Jul 2033 ₹1,00,000 75.00 Secured None recorded CRISIL AA 20 Dec 2024
INE432R07406 NCD 9.25% Yearly 28 Nov 2023 28 Nov 2033 ₹1,00,000 250 Secured None recorded CRISIL AA 20 Dec 2024
INE432R08040 NCD 8.6% Yearly 30 Sep 2022 30 Sep 2037 ₹10,00,000 35.00 Unsecured None recorded India Ratings AA 18 Sep 2026
Notes on this table
  • Outstanding means the maturity date has not passed, according to the depository record. It does not confirm that a bond has not been redeemed early, called or bought back.
  • Type, coupon, interest frequency, allotment date, issue size, security and guarantee are as recorded by NSDL India Bond Info, the depository's record of each ISIN. Search an ISIN on NSDL India Bond Info to see its full record.
  • "Secured" and "Guarantee" are NSDL's classification. What the security is, the asset cover and the terms of any guarantee or co-obligor are in the offer document and the debenture trust deed; this page does not infer them.
  • Prices and yields are not shown. They change with every trade: see BSE and NSE.
  • Terms used in this table: ISIN · Coupon rate · Yield to maturity (YTM) · Secured NCD · Unsecured NCD · Floating rate bond · Credit rating.

Truhome Finance credit rating

Latest rating by agency on the outstanding bonds (NSDL India Bond Info)
Agency Rating Outlook Latest action Action date Bonds Status
CARE AA Stable Reaffirm 29 Oct 2026 6 Verified by NSDL · Checked 5 Nov 2026
India Ratings AA Positive Reaffirm 18 Sep 2026 10 Verified by NSDL · Checked 5 Nov 2026
CRISIL AA Stable New 27 Jan 2025 10 Verified by NSDL · Over 12 months old · Checked 5 Nov 2026
Rating history
Date Agency Rating Outlook Action
29 Oct 2026 CARE AA Stable Reaffirm
18 Sep 2026 India Ratings AA Positive Reaffirm
31 Aug 2026 India Ratings AA Positive Reaffirm
20 May 2026 India Ratings AA Positive Reaffirm
12 Jan 2026 CARE AA Stable Reaffirm
26 Aug 2025 India Ratings AA Stable Reaffirm
2 Jul 2025 CARE AA Stable Reaffirm
20 Feb 2025 India Ratings AA Stable Reaffirm
27 Jan 2025 CRISIL AA Stable New
23 Dec 2024 CARE AA Stable Downgrade
20 Dec 2024 CRISIL AA Stable Downgrade
17 Dec 2024 India Ratings AA Stable Downgrade
1 Aug 2024 CARE AA+ No Outlook Reaffirm
23 May 2024 India Ratings AA+ Stable Reaffirm
23 May 2024 CRISIL AA+ No Outlook Reaffirm

Rating actions on the issuer's bonds as recorded by NSDL, newest first. Earlier lines are history, not the current rating.

A credit rating is the agency's opinion and can change at any time. Check the agency's website for the latest action: CRISIL, CARE, India Ratings

Private placements and disclosure documents

Allotted ISIN Redemption Disclosure documents
28 Sep 2026 INE432R07513 28 Sep 2031 Placement memorandum on BSE
25 Jun 2026 INE432R07505 25 Jun 2029 Placement memorandum on BSE
30 Dec 2025 INE432R07497 29 Dec 2030 Placement memorandum on BSE
8 Aug 2025 INE432R07489 8 Aug 2028 Placement memorandum on BSE
27 Feb 2025 INE432R07455 27 Aug 2027 Placement memorandum on BSE
29 Jan 2025 INE432R07448 29 Jan 2027 Placement memorandum on BSE
20 Aug 2024 INE432R07422 26 Dec 2025 Placement memorandum on BSE
4 Apr 2024 INE432R07414 4 Oct 2027 Placement memorandum on BSE
28 Nov 2023 INE432R07406 28 Nov 2033 Placement memorandum on BSE
27 Oct 2023 INE432R07398 5 Jul 2033 Placement memorandum on BSE
25 Sep 2023 INE432R08065 19 May 2033 Placement memorandum on BSE
5 Jul 2023 INE432R07398 5 Jul 2033 Placement memorandum on BSE
1 Jun 2023 INE432R07380 1 Dec 2026 Placement memorandum on BSE
19 May 2023 INE432R08065 19 May 2033 Placement memorandum on BSE
20 Apr 2023 INE432R07372 25 May 2026 Placement memorandum on BSE
14 Mar 2023 INE432R07364 13 Mar 2026 Placement memorandum on BSE
1 Mar 2023 INE432R08057 1 Mar 2033 Placement memorandum on BSE
9 Feb 2023 INE432R07356 9 Feb 2033 Placement memorandum on BSE
28 Dec 2022 INE432R07349 26 Dec 2025 Placement memorandum on BSE
13 Dec 2022 INE432R07331 10 Oct 2025 Placement memorandum on BSE
30 Sep 2022 INE432R08040 30 Sep 2037 Placement memorandum on BSE
22 Aug 2022 INE432R07323 22 Aug 2024 Placement memorandum on BSE
10 Aug 2022 INE432R07315 9 Aug 2026 Placement memorandum on BSE
22 Jul 2022 INE432R07307 22 Jul 2025 Placement memorandum on BSE
4 Mar 2022 INE432R07299 4 Mar 2025 Placement memorandum on BSE
30 Nov 2021 INE432R07281 30 Jun 2023 Placement memorandum on BSE
3 May 2021 INE432R07273 2 May 2031 Placement memorandum on BSE
15 Jan 2021 INE432R07265 15 Jan 2031 Placement memorandum on BSE
11 Dec 2020 INE432R07257 11 Dec 2030 Placement memorandum on BSE
23 Oct 2020 INE432R07240 22 Apr 2022 Placement memorandum on BSE
21 Sep 2020 INE432R07232 21 Mar 2022 Placement memorandum on BSE
5 Jun 2020 INE432R07224 5 Jun 2023 Placement memorandum on BSE

From BSE's list of privately placed debt. The documents are the issuer's own; the offer document and debenture trust deed are the authoritative source for each bond's terms.

Truhome Finance bonds: questions and answers

What bonds has Truhome Finance Limited issued?

Truhome Finance Limited has 17 outstanding bonds recorded on this page. By type, as described by NSDL: 15 NCDs, 2 subordinated NCD (tier ii). 13 further ISINs on record have passed their maturity dates and are not counted as outstanding.

What are the ISINs of Truhome Finance Limited bonds?

Its 17 outstanding bonds each have their own ISIN, for example INE432R07380, INE432R07448, INE432R07455. All are listed in the bond table on this page. ISINs of this issuer begin with its issuer code, INE432R.

What coupon rates do Truhome Finance Limited bonds pay?

Stated coupons on its fixed-rate outstanding bonds range from 7.6% to 9.6% a year on face value. 3 bonds have floating or market-linked coupons. The bond table gives the coupon and interest frequency of each ISIN. The coupon is not the yield: the yield an investor earns depends on the price paid.

When do Truhome Finance Limited bonds mature?

Its outstanding bonds have maturity dates from 1 Dec 2026 to 30 Sep 2037. The bond table lists the maturity date of each ISIN.

What is the latest credit rating of Truhome Finance Limited bonds?

NSDL India Bond Info records CARE AA (Stable) (action dated 29 Oct 2026); India Ratings AA (Positive) (action dated 18 Sep 2026); CRISIL AA (Stable) (action dated 27 Jan 2025) on its outstanding bonds. Checked on NSDL on 5 Nov 2026. A rating is the agency's opinion and can change at any time.

Are Truhome Finance Limited bonds secured, unsecured or guaranteed?

NSDL records 14 of the 17 outstanding bonds whose terms it holds as secured and 3 as unsecured. None is recorded as guaranteed. What the security is, the asset cover and the terms of any guarantee or co-obligor are set out in the offer document and the debenture trust deed; this page does not infer them.

Is Truhome Finance Limited the same company as Shriram Housing Finance Limited?

Yes. Truhome Finance Limited was formerly known as Shriram Housing Finance Limited; bonds issued under the earlier name are obligations of the same company. Its Corporate Identification Number (CIN) is U65929TN2010PLC078004.

Where can investors find the original disclosure documents for Truhome Finance Limited bonds?

Each ISIN's record, including its terms and rating history, is on NSDL India Bond Info (search the ISIN). The offer document (shelf prospectus, tranche prospectus or general information document and key information document) and the debenture trust deed set out the full terms; listed issuers publish them on BSE or NSE. For the private placements listed on this page, each row links to the disclosure documents on BSE.

How can investors check the current market price or yield of Truhome Finance Limited bonds?

This page does not show prices or yields. Trades in these bonds are reported on BSE and NSE, which publish the price and yield of each trade, usually by the end of the trading day. Many corporate bonds trade rarely, so a recent price may not exist; an old trade is not a current price.

Sources and dates

Data as of 13 Nov 2026 (snapshot 20261113-2049). Facts on this page last changed on 5 Nov 2026. Rating dates above are the agencies' action dates, which can be much older than the data date. This page is for information only. It is not investment advice, a credit rating or a recommendation to buy, sell or hold any security. Facts are taken from the issuer's own documents and the sources linked on this page; check them with the source before investing.

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Bond Interpretation is an information resource on Indian corporate bond issuers, published by Newsinterpretation. It covers the companies behind corporate bonds and non-convertible debentures (NCDs): their outstanding bonds with ISIN-level terms, credit ratings as recorded by the depository, private placements and public NCD issues. It brings together depository (NSDL India Bond Info), exchange (BSE and NSE) and company records, and shows the source and date of each fact. The pages are compiled automatically from those records. Bond Interpretation publishes no credit ratings, opinions or recommendations to buy, sell or hold of its own.

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