Whizdm Finance Private Limited is an Indian company in the BFSI industry with 6 outstanding bonds (ISINs) recorded on this page. It is also the originator behind 6 outstanding pass-through certificates (PTCs) in 3 securitisation trusts: Fortis 01 2026, Topaz 04 2026 and Truefort 05 2026. Stated coupons on its fixed-rate bonds range from 11.4% to 13% a year. Maturity dates run from 11 Dec 2026 to 28 Aug 2028. NSDL records all 6 whose terms it holds as secured. Latest credit rating on record: India Ratings A- (Positive) (action dated 11 Aug 2026). Verify current terms against the official documents linked on this page.
Data as of 15 Nov 2026 (snapshot 20261115-2253) · How this page is compiled
Issuer overview
- Outstanding pass-through certificates (ISINs)
- 6
- Pass-through schemes
- Fortis 01 2026, Topaz 04 2026 and Truefort 05 2026
- Legal name
- Whizdm Finance Private Limited
- CIN
- U65929KA2017PTC101703
- Industry
- BFSI
- Business
- Non-Banking Financial Company (NBFC)
- Ownership
- Non PSU
- ISIN issuer codes
- INE0MHC, INE2QF0, INE2V4Q, INE2W9A
- Outstanding bonds (ISINs)
- 6
- Stated coupons (fixed rate)
- 11.4% – 13%
- Maturity dates
- 11 Dec 2026 – 28 Aug 2028
- Secured (NSDL)
- 6 of 6
- Combined issue size of outstanding bonds
- ₹875 crore
- Traded on
- BSE
Issue size is the amount each bond raised when it was issued, as recorded by NSDL. It is not the amount still outstanding today (bonds can be partly redeemed or bought back) and not the company's total debt.
Whizdm Finance bonds: ISIN, coupon and maturity
6 outstanding bonds, by maturity date.
| ISIN | Type | Coupon | Interest paid | Allotted | Maturity | Face value | Issue size (₹ cr) | Security | Guarantee | Traded on | Rating (NSDL) |
|---|---|---|---|---|---|---|---|---|---|---|---|
| INE0MHC07682 | NCD | 11.5% | Yearly | 11 Nov 2025 | 11 Dec 2026 | ₹1,00,00,000 | 100 | Secured | Guaranteed | BSE | India Ratings A- 11 Aug 2026 |
| INE0MHC07724 | NCD | 11.5% | Yearly | 26 Feb 2026 | 7 Jul 2027 | ₹1,00,00,000 | 150 | Secured | Guaranteed | BSE | India Ratings A- 11 Aug 2026 |
| INE0MHC07633 | NCD | 11.94% | Yearly | 28 Oct 2025 | 28 Oct 2027 | ₹1,00,00,000 | 150 | Secured | Guaranteed | BSE | India Ratings A- 11 Aug 2026 |
| INE0MHC07641 | NCD | 11.4% | Quarterly | 30 Oct 2025 | 30 Oct 2027 | ₹1,00,00,000 | 150 | Secured | Guaranteed | BSE | India Ratings A- 11 Aug 2026 |
| INE0MHC07732 | NCD | 12% | Quarterly | 12 Jun 2026 | 12 Mar 2028 | ₹1,00,000 | 225 | Secured | Guaranteed | BSE | India Ratings A- 11 Aug 2026 |
| INE0MHC07617 | NCD | 13% | Quarterly | 28 Aug 2025 | 28 Aug 2028 | ₹1,00,00,000 | 100 | Secured | Guaranteed | BSE | India Ratings A- 11 Aug 2026 |
Notes on this table
- Outstanding means the maturity date has not passed, according to the depository record. It does not confirm that a bond has not been redeemed early, called or bought back.
- Type, coupon, interest frequency, allotment date, issue size, security and guarantee are as recorded by NSDL India Bond Info, the depository's record of each ISIN. Search an ISIN on NSDL India Bond Info to see its full record.
- "Secured" and "Guarantee" are NSDL's classification. What the security is, the asset cover and the terms of any guarantee or co-obligor are in the offer document and the debenture trust deed; this page does not infer them.
- Prices and yields are not shown. They change with every trade: see BSE and NSE.
- Terms used in this table: ISIN · Coupon rate · Yield to maturity (YTM) · Secured NCD · Unsecured NCD · Credit rating.
Whizdm Finance pass-through certificates (PTCs): schemes, ISINs and maturity
6 outstanding PTCs in 3 schemes · by scheme, then maturity
| Scheme | ISIN | Series | Coupon | Maturity | Interest | Trustee | Traded on | Rating (NSDL) |
|---|---|---|---|---|---|---|---|---|
| Fortis 01 2026 | INE2QF015012 | Series A1 | 11.75% | 21 Jan 2029 | As per payout schedule | Catalyst Trusteeship Limited | Not traded | — |
| Topaz 04 2026 | INE2V4Q15019 | Series A1(a) | 7.5% | 20 Apr 2027 | As per payout schedule | Catalyst Trusteeship Limited | Not traded | — |
| Topaz 04 2026 | INE2V4Q15027 | Series A1(b) | 7.75% | 20 Dec 2028 | Monthly | Catalyst Trusteeship Limited | Not traded | — |
| Topaz 04 2026 | INE2V4Q15035 | Series A2 | 8.25% | 20 Dec 2028 | As per payout schedule | Catalyst Trusteeship Limited | Not traded | — |
| Truefort 05 2026 | INE2W9A15011 | Series A1 | 10.93% | 26 Jun 2031 | Quarterly | Catalyst Trusteeship Limited | Not traded | — |
| Truefort 05 2026 | INE2W9A15029 | Series A2 | 11.03% | 26 Jun 2031 | As per payout schedule | Catalyst Trusteeship Limited | Not traded | — |
Notes on this table
Each scheme is a securitisation trust with its own ISIN issuer code. PTCs usually repay part of the principal every month as the pool pays down, so the amount outstanding is lower than the amount issued. Coupons are as recorded by CDSL, NSDL or the exchanges; for an equity or junior tranche there may be no fixed coupon. Ratings of PTCs carry the suffix "(SO)". Series, trustee and originator are from CDSL's list of securitised debt instruments where it has the ISIN; schemes held at NSDL are listed when they trade or are placed on BSE.
Whizdm Finance bonds: questions and answers
What bonds has Whizdm Finance Private Limited issued?
Whizdm Finance Private Limited has 6 outstanding bonds recorded on this page. By type, as described by NSDL: 6 NCDs.
What are the ISINs of Whizdm Finance Private Limited bonds?
Its 6 outstanding bonds each have their own ISIN, for example INE0MHC07682, INE0MHC07724, INE0MHC07633. All are listed in the bond table on this page. ISINs of this issuer begin with its issuer code, INE0MHC / INE2QF0 / INE2V4Q / INE2W9A.
What coupon rates do Whizdm Finance Private Limited bonds pay?
Stated coupons on its fixed-rate outstanding bonds range from 11.4% to 13% a year on face value. The bond table gives the coupon and interest frequency of each ISIN. The coupon is not the yield: the yield an investor earns depends on the price paid.
When do Whizdm Finance Private Limited bonds mature?
Its outstanding bonds have maturity dates from 11 Dec 2026 to 28 Aug 2028. The bond table lists the maturity date of each ISIN.
What is the latest India Ratings credit rating of Whizdm Finance Private Limited bonds?
NSDL India Bond Info records India Ratings A- (Positive) (action dated 11 Aug 2026) on its outstanding bonds. Checked on NSDL on 4 Nov 2026. A rating is the agency's opinion and can change at any time.
Are Whizdm Finance Private Limited bonds secured, unsecured or guaranteed?
NSDL records all 6 outstanding bonds whose terms it holds as secured. 6 are recorded as guaranteed. What the security is, the asset cover and the terms of any guarantee or co-obligor are set out in the offer document and the debenture trust deed; this page does not infer them.
Where can investors find the original disclosure documents for Whizdm Finance Private Limited bonds?
Each ISIN's record, including its terms and rating history, is on NSDL India Bond Info (search the ISIN). The offer document (shelf prospectus, tranche prospectus or general information document and key information document) and the debenture trust deed set out the full terms; listed issuers publish them on BSE or NSE.
How can investors check the current market price or yield of Whizdm Finance Private Limited bonds?
This page does not show prices or yields. Trades in these bonds are reported on BSE, which publish the price and yield of each trade, usually by the end of the trading day. Many corporate bonds trade rarely, so a recent price may not exist; an old trade is not a current price.
Which pass-through schemes are listed under Whizdm Finance Private Limited?
Whizdm Finance Private Limited has 3 schemes with outstanding pass-through certificates on this page: Fortis 01 2026, Topaz 04 2026 and Truefort 05 2026, with 6 outstanding PTC ISINs in all.
What is a pass-through certificate (PTC)?
A pass-through certificate is a debt security issued by a securitisation trust. A lender sells a pool of loans or receivables to the trust, and the trust passes the repayments it collects to the certificate holders. Payments depend on how the pool performs and on any credit enhancement, not on the general funds of the lender. Ratings of PTCs carry the suffix "(SO)", structured obligation.
Sources and dates
- NSDL India Bond Info: bond terms, issuer identity and ratings by ISIN
- BSE and NSE: bonds that have traded, and their exchange listings
- CDSL: list of securitised debt instruments (pass-through certificates, with trust, series, trustee and originator)
- Methodology: how these pages are compiled and checked
Data as of 15 Nov 2026 (snapshot 20261115-2253). Facts on this page last changed on 14 Nov 2026. Rating dates above are the agencies' action dates, which can be much older than the data date. This page is for information only. It is not investment advice, a credit rating or a recommendation to buy, sell or hold any security. Facts are taken from the issuer's own documents and the sources linked on this page; check them with the source before investing.
