Credila Financial Services Limited

Credila Financial Services Limited is an Indian company in the BFSI industry (formerly HDFC Credila Financial Services Limited and HDFC Credila Financial Services Private Limited and Credila Financial Services Private Limited) with 31 outstanding bonds (ISINs) recorded on this page. Stated coupons on its fixed-rate bonds range from 7% to 9.6% a year. 3 have floating or market-linked coupons. Maturity dates run from 11 Jun 2027 to 31 Dec 2999. NSDL records 20 of the 31 whose terms it holds as secured. Latest credit ratings on record: CRISIL AA+ (Stable) (action dated 21 Jul 2026); ICRA AA (Stable) (action dated 5 May 2026); CARE AA (Stable) (action dated 8 Apr 2026). Verify current terms against the official documents linked on this page.

Data as of 14 Nov 2026 (snapshot 20261114-2051) · How this page is compiled

Issuer overview

Legal name
Credila Financial Services Limited
Formerly
HDFC Credila Financial Services Limited; HDFC Credila Financial Services Private Limited; Credila Financial Services Private Limited
CIN
U67190MH2006PLC159411
LEI
3358002OGW3QMVG5K284
Industry
BFSI
Business
Non-Banking Financial Company (NBFC)
Ownership
Non PSU
ISIN issuer code
INE539K
Outstanding bonds (ISINs)
31 (plus 10 matured)
Stated coupons (fixed rate)
7% – 9.6%
Maturity dates
11 Jun 2027 – 31 Dec 2999
Secured (NSDL)
20 of 31
Combined issue size of outstanding bonds
₹7,310 crore
Traded on
BSE

Issue size is the amount each bond raised when it was issued, as recorded by NSDL. It is not the amount still outstanding today (bonds can be partly redeemed or bought back) and not the company's total debt.

Credila Financial Services bonds: ISIN, coupon and maturity

31 outstanding bonds, by maturity date.

ISIN Type Coupon Interest paid Allotted Maturity Face value Issue size (₹ cr) Security Guarantee Traded on Rating (NSDL)
INE539K07304 NCD Floating / market-linked Quarterly 11 Jun 2025 11 Jun 2027 ₹1,00,000 300 Secured None recorded — CRISIL AA+ 5 May 2025
INE539K07320 NCD 8.24% Yearly 15 Dec 2025 15 Jun 2027 ₹1,00,000 150 Secured None recorded — CRISIL AA+ 5 May 2025
INE539K07262 NCD 9.23% Yearly 22 Jul 2024 22 Jul 2027 ₹1,00,000 200 Secured None recorded — CRISIL AA+ 7 May 2024
INE539K08153 Subordinated NCD (Tier II) 8.2% Yearly 24 Jul 2017 23 Jul 2027 ₹10,00,000 50.00 Unsecured None recorded — CRISIL AA+ 29 Mar 2024
INE539K07171 NCD 7% Yearly 13 Nov 2020 12 Nov 2027 ₹10,00,000 200 Secured None recorded — CRISIL AA+ 29 Mar 2024
INE539K08161 Subordinated NCD (Tier II) 8.1% Yearly 16 Nov 2017 16 Nov 2027 ₹10,00,000 50.00 Unsecured None recorded — CRISIL AA+ 29 Mar 2024
INE539K07338 NCD 8.37% Yearly 15 Dec 2025 15 Mar 2028 ₹1,00,000 250 Secured None recorded — CRISIL AA+ 5 May 2025
INE539K07254 NCD 8.25% Yearly 29 Mar 2023 29 Mar 2028 ₹1,00,000 300 Secured None recorded — CRISIL AA+ 29 Mar 2024
INE539K07353 NCD 8.95% Yearly 24 Jun 2026 22 Jun 2028 ₹1,00,000 450 Secured None recorded — CRISIL AA+ 5 May 2026
INE539K07213 NCD 7.3% Yearly 25 Feb 2022 23 Feb 2029 ₹10,00,000 200 Secured None recorded — CRISIL AA+ 29 Mar 2024
INE539K08195 Subordinated NCD (Tier II) 9.12% Yearly 6 Jun 2019 6 Jun 2029 ₹10,00,000 150 Unsecured Guaranteed — CRISIL AA+ 29 Mar 2024
INE539K08245 Subordinated NCD (Tier II) 9.6% Yearly 29 Dec 2023 29 Jun 2029 ₹1,00,000 290 Unsecured None recorded — CRISIL AA+ 29 Mar 2024
INE539K07122 NCD 8.85% Yearly 8 Jul 2019 6 Jul 2029 ₹10,00,000 200 Secured None recorded — CRISIL AA+ 29 Mar 2024
INE539K07130 NCD 8.7% Yearly 1 Aug 2019 1 Aug 2029 ₹10,00,000 200 Secured None recorded — CRISIL AA+ 29 Mar 2024
INE539K07361 NCD 9.25% Yearly 6 Oct 2026 5 Oct 2029 ₹1,00,000 260 Secured None recorded — CRISIL AA+ 21 Jul 2026
INE539K07288 NCD 9.1% Yearly 13 Dec 2024 13 Dec 2029 ₹1,00,000 260 Secured None recorded — CRISIL AA+ 7 May 2024
INE539K07312 NCD 8.49% Yearly 19 Sep 2025 19 Sep 2030 ₹1,00,000 225 Secured None recorded — CRISIL AA+ 5 May 2025
INE539K07346 NCD 9.51% Yearly 4 Jun 2026 4 Jun 2031 ₹1,00,000 425 Secured None recorded BSE CRISIL AA+ 5 May 2026
INE539K07189 NCD 7.23% Yearly 2 Aug 2021 1 Aug 2031 ₹10,00,000 250 Secured None recorded BSE CRISIL AA+ 29 Mar 2024
INE539K07205 NCD 7.5% Yearly 1 Feb 2022 30 Jan 2032 ₹10,00,000 200 Secured None recorded — CRISIL AA+ 29 Mar 2024
INE539K08203 Subordinated NCD (Tier II) 8.4% Yearly 4 Jul 2022 30 Jun 2032 ₹1,00,00,000 200 Unsecured None recorded — CRISIL AA+ 29 Mar 2024
INE539K07221 NCD 8.15% Yearly 7 Jul 2022 7 Jul 2032 ₹10,00,000 300 Secured None recorded — CARE AA 8 Apr 2026
INE539K08211 Subordinated NCD (Tier II) 8.25% Yearly 25 Jul 2022 23 Jul 2032 ₹1,00,00,000 175 Unsecured None recorded — CRISIL AA+ 29 Mar 2024
INE539K07239 NCD 8.17% Yearly 14 Oct 2022 14 Oct 2032 ₹10,00,000 500 Secured None recorded — CRISIL AA+ 29 Mar 2024
INE539K07247 NCD 7.95% Yearly 24 Nov 2022 24 Nov 2032 ₹10,00,000 150 Secured None recorded — CRISIL AA+ 29 Mar 2024
INE539K08252 Subordinated NCD (Tier II) 9.6% Yearly 26 Feb 2024 24 Feb 2034 ₹1,00,000 210 Unsecured None recorded — CRISIL AA+ 29 Mar 2024
INE539K07296 NCD 9% Yearly 10 Feb 2025 10 Feb 2035 ₹1,00,000 740 Secured None recorded — CRISIL AA+ 10 Jan 2025
INE539K08237 Perpetual debt 8.15% Yearly 31 Jan 2023 31 Jan 2099 ₹1,00,00,000 200 Unsecured None recorded — CRISIL AA 29 Mar 2024
INE539K08229 Perpetual debt 8.36% Yearly 30 Aug 2022 30 Aug 2099 ₹1,00,00,000 100 Unsecured None recorded — CRISIL AA 29 Mar 2024
INE539K08179 Perpetual debt Floating / market-linked Yearly 8 Dec 2017 31 Dec 2099 ₹10,00,000 50.00 Unsecured None recorded — ICRA AA- 5 May 2026
INE539K08187 Perpetual debt Floating / market-linked Yearly 6 Jun 2018 31 Dec 2999 ₹10,00,000 75.00 Unsecured None recorded — ICRA AA- 5 May 2026
Notes on this table
  • Outstanding means the maturity date has not passed, according to the depository record. It does not confirm that a bond has not been redeemed early, called or bought back.
  • Type, coupon, interest frequency, allotment date, issue size, security and guarantee are as recorded by NSDL India Bond Info, the depository's record of each ISIN. Search an ISIN on NSDL India Bond Info to see its full record.
  • "Secured" and "Guarantee" are NSDL's classification. What the security is, the asset cover and the terms of any guarantee or co-obligor are in the offer document and the debenture trust deed; this page does not infer them.
  • Prices and yields are not shown. They change with every trade: see BSE and NSE.
  • Terms used in this table: ISIN · Coupon rate · Yield to maturity (YTM) · Secured NCD · Unsecured NCD · Floating rate bond · Credit rating.

Credila Financial Services credit rating

Latest rating by agency on the outstanding bonds (NSDL India Bond Info)
Agency Rating Outlook Latest action Action date Bonds Status
CRISIL AA+ Stable New 21 Jul 2026 28 Verified by NSDL · Checked 7 Nov 2026
ICRA AA Stable Reaffirm 5 May 2026 10 Verified by NSDL · Checked 7 Nov 2026
CARE AA Stable Reaffirm 8 Apr 2026 23 Verified by NSDL · Checked 7 Nov 2026
Rating history
Date Agency Rating Outlook Action
21 Jul 2026 CRISIL AA+ Stable New
5 May 2026 ICRA AA Stable Reaffirm
5 May 2026 CRISIL AA+ Stable New
5 May 2026 ICRA AA- Stable Reaffirm
8 Apr 2026 CARE AA Stable Reaffirm
8 Apr 2026 CARE AA- Stable Reaffirm
16 Jan 2026 ICRA AA Stable Reaffirm
16 Jan 2026 ICRA AA- Stable Reaffirm
5 May 2025 CRISIL AA+ Stable New
29 Apr 2025 CARE AA Stable New
29 Apr 2025 CARE AA- Stable Reaffirm
31 Mar 2025 CARE AA Stable Reaffirm
31 Mar 2025 CARE AA- Stable Reaffirm
17 Jan 2025 ICRA AA Stable Reaffirm
17 Jan 2025 ICRA AA- Stable Reaffirm

Rating actions on the issuer's bonds as recorded by NSDL, newest first. Earlier lines are history, not the current rating.

A credit rating is the agency's opinion and can change at any time. Check the agency's website for the latest action: CRISIL, ICRA, CARE

Private placements and disclosure documents

Allotted ISIN Redemption Disclosure documents
6 Oct 2026 INE539K07361 5 Oct 2029 Placement memorandum on BSE
24 Jun 2026 INE539K07353 22 Jun 2028 Placement memorandum on BSE
15 Dec 2025 INE539K07320 15 Jun 2027 Placement memorandum on BSE
15 Dec 2025 INE539K07338 15 Mar 2028 Placement memorandum on BSE
19 Sep 2025 INE539K07312 19 Sep 2030 Placement memorandum on BSE
11 Jun 2025 INE539K07304 11 Jun 2027 Placement memorandum on BSE
10 Feb 2025 INE539K07296 10 Feb 2035 Placement memorandum on BSE
13 Dec 2024 INE539K07288 13 Dec 2029 Placement memorandum on BSE
4 Sep 2024 INE539K07270 4 Mar 2026 Placement memorandum on BSE
22 Jul 2024 INE539K07262 22 Jul 2027 Placement memorandum on BSE
26 Feb 2024 INE539K08252 24 Feb 2034 Placement memorandum on BSE
29 Dec 2023 INE539K08245 29 Jun 2029 Placement memorandum on BSE
29 Mar 2023 INE539K07254 29 Mar 2028 Placement memorandum on BSE
31 Jan 2023 INE539K08237 31 Jan 2099 Placement memorandum on BSE
24 Nov 2022 INE539K07247 24 Nov 2032 Placement memorandum on BSE
14 Oct 2022 INE539K07239 14 Oct 2032 Placement memorandum on BSE
30 Aug 2022 INE539K08229 30 Aug 2099 Placement memorandum on BSE
25 Jul 2022 INE539K08211 23 Jul 2032 Placement memorandum on BSE
7 Jul 2022 INE539K07221 7 Jul 2032 Placement memorandum on BSE
4 Jul 2022 INE539K08203 30 Jun 2032 Placement memorandum on BSE
25 Feb 2022 INE539K07213 23 Feb 2029 Placement memorandum on BSE
1 Feb 2022 INE539K07205 30 Jan 2032 Placement memorandum on BSE
25 Nov 2021 INE539K07197 25 Nov 2024 Placement memorandum on BSE
2 Aug 2021 INE539K07189 1 Aug 2031 Placement memorandum on BSE
13 Nov 2020 INE539K07171 12 Nov 2027 Placement memorandum on BSE
24 Sep 2020 INE539K07163 2 Aug 2023 Placement memorandum on BSE
25 Feb 2020 INE539K07155 25 Feb 2022 Placement memorandum on BSE
31 Jan 2020 INE539K07148 31 Jan 2025 Placement memorandum on BSE
1 Aug 2019 INE539K07130 1 Aug 2029 Placement memorandum on BSE
8 Jul 2019 INE539K07122 6 Jul 2029 Placement memorandum on BSE
17 Jun 2019 INE539K07114 17 Jul 2024 Placement memorandum on BSE
6 Jun 2019 INE539K08187 31 Dec 2999 Placement memorandum on BSE
6 Jun 2019 INE539K08195 6 Jun 2029 Placement memorandum on BSE
20 Nov 2018 INE539K07106 20 Nov 2020 Placement memorandum on BSE
24 Sep 2018 INE539K07098 24 Sep 2020 Placement memorandum on BSE
8 Dec 2017 INE539K08179 31 Dec 2099 Placement memorandum on BSE
16 Nov 2017 INE539K08161 16 Nov 2027 Placement memorandum on BSE
7 Aug 2017 INE539K07080 7 Aug 2019 Placement memorandum on BSE
24 Jul 2017 INE539K08153 23 Jul 2027 Placement memorandum on BSE
28 Jun 2017 INE539K07072 26 Mar 2019 Placement memorandum on BSE

From BSE's list of privately placed debt. The documents are the issuer's own; the offer document and debenture trust deed are the authoritative source for each bond's terms.

Credila Financial Services bonds: questions and answers

What bonds has Credila Financial Services Limited issued?

Credila Financial Services Limited has 31 outstanding bonds recorded on this page. By type, as described by NSDL: 20 NCDs, 7 subordinated NCD (tier ii), 4 perpetual debt. 10 further ISINs on record have passed their maturity dates and are not counted as outstanding.

What are the ISINs of Credila Financial Services Limited bonds?

Its 31 outstanding bonds each have their own ISIN, for example INE539K07304, INE539K07320, INE539K07262. All are listed in the bond table on this page. ISINs of this issuer begin with its issuer code, INE539K.

What coupon rates do Credila Financial Services Limited bonds pay?

Stated coupons on its fixed-rate outstanding bonds range from 7% to 9.6% a year on face value. 3 bonds have floating or market-linked coupons. The bond table gives the coupon and interest frequency of each ISIN. The coupon is not the yield: the yield an investor earns depends on the price paid.

When do Credila Financial Services Limited bonds mature?

Its outstanding bonds have maturity dates from 11 Jun 2027 to 31 Dec 2999. The bond table lists the maturity date of each ISIN.

What is the latest credit rating of Credila Financial Services Limited bonds?

NSDL India Bond Info records CRISIL AA+ (Stable) (action dated 21 Jul 2026); ICRA AA (Stable) (action dated 5 May 2026); CARE AA (Stable) (action dated 8 Apr 2026) on its outstanding bonds. Checked on NSDL on 7 Nov 2026. A rating is the agency's opinion and can change at any time.

Are Credila Financial Services Limited bonds secured, unsecured or guaranteed?

NSDL records 20 of the 31 outstanding bonds whose terms it holds as secured and 11 as unsecured. One is recorded as guaranteed. What the security is, the asset cover and the terms of any guarantee or co-obligor are set out in the offer document and the debenture trust deed; this page does not infer them.

Is Credila Financial Services Limited the same company as HDFC Credila Financial Services Limited?

Yes. Credila Financial Services Limited was formerly known as HDFC Credila Financial Services Limited and HDFC Credila Financial Services Private Limited and Credila Financial Services Private Limited; bonds issued under the earlier name are obligations of the same company. Its Corporate Identification Number (CIN) is U67190MH2006PLC159411.

Where can investors find the original disclosure documents for Credila Financial Services Limited bonds?

Each ISIN's record, including its terms and rating history, is on NSDL India Bond Info (search the ISIN). The offer document (shelf prospectus, tranche prospectus or general information document and key information document) and the debenture trust deed set out the full terms; listed issuers publish them on BSE or NSE. For the private placements listed on this page, each row links to the disclosure documents on BSE.

How can investors check the current market price or yield of Credila Financial Services Limited bonds?

This page does not show prices or yields. Trades in these bonds are reported on BSE, which publish the price and yield of each trade, usually by the end of the trading day. Many corporate bonds trade rarely, so a recent price may not exist; an old trade is not a current price.

Sources and dates

Data as of 14 Nov 2026 (snapshot 20261114-2051). Facts on this page last changed on 6 Nov 2026. Rating dates above are the agencies' action dates, which can be much older than the data date. This page is for information only. It is not investment advice, a credit rating or a recommendation to buy, sell or hold any security. Facts are taken from the issuer's own documents and the sources linked on this page; check them with the source before investing.

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