SMFG India Credit Company Limited is an Indian company in the BFSI industry (formerly Fullerton India Credit Company Ltd and First India Credit Corporation Ltd and Dove Finance Limited) with 11 outstanding bonds (ISINs) recorded on this page. Stated coupons on its fixed-rate bonds range from 7.1% to 8.3% a year. Maturity dates run from 12 Mar 2027 to 24 Oct 2035. NSDL records 10 of the 11 whose terms it holds as secured. Latest credit ratings on record: CARE AAA (Stable) (action dated 23 Sep 2026); CRISIL AAA (Stable) (action dated 28 Jan 2026); ICRA AAA (Stable) (action dated 27 Nov 2025). Verify current terms against the official documents linked on this page.
Data as of 14 Nov 2026 (snapshot 20261114-2051) · How this page is compiled
Issuer overview
- Legal name
- Smfg India Credit Company Limited
- Formerly
- Fullerton India Credit Company Ltd; First India Credit Corporation Ltd; Dove Finance Limited
- CIN
- U65191TN1994PLC079235
- LEI
- 3358001WFWUXKETNU385
- Industry
- BFSI
- Business
- Non-Banking Financial Company (NBFC)
- Ownership
- Non PSU
- ISIN issuer code
- INE535H
- Outstanding bonds (ISINs)
- 11
- Stated coupons (fixed rate)
- 7.1% – 8.3%
- Maturity dates
- 12 Mar 2027 – 24 Oct 2035
- Secured (NSDL)
- 10 of 11
- Combined issue size of outstanding bonds
- ₹4,345 crore
- Traded on
- NSE
Issue size is the amount each bond raised when it was issued, as recorded by NSDL. It is not the amount still outstanding today (bonds can be partly redeemed or bought back) and not the company's total debt.
SMFG India Credit Company bonds: ISIN, coupon and maturity
11 outstanding bonds, by maturity date.
| ISIN | Type | Coupon | Interest paid | Allotted | Maturity | Face value | Issue size (₹ cr) | Security | Guarantee | Traded on | Rating (NSDL) |
|---|---|---|---|---|---|---|---|---|---|---|---|
| INE535H07CH0 | NCD | 8.28% | Yearly | 3 Jun 2024 | 12 Mar 2027 | ₹1,00,000 | 525 | Secured | None recorded | NSE | ICRA AAA 27 Nov 2025 |
| INE535H07CP3 | NCD | 7.3% | Yearly | 26 Jun 2025 | 26 Jun 2028 | ₹1,00,000 | 19.80 | Secured | None recorded | NSE | CARE AAA 23 Sep 2026 |
| INE535H07CQ1 | NCD | 7.3% | Yearly | 10 Jul 2025 | 10 Jul 2028 | ₹1,00,000 | 690 | Secured | None recorded | NSE | CRISIL AAA 24 Dec 2024 |
| INE535H07CS7 | NCD | 7.1% | Yearly | 12 Nov 2025 | 10 Nov 2028 | ₹1,00,000 | 900 | Secured | None recorded | NSE | CRISIL AAA 4 Sep 2025 |
| INE535H07CI8 | NCD | 8.3% | Yearly | 10 Jun 2024 | 8 Jun 2029 | ₹1,00,000 | 110 | Secured | None recorded | NSE | CRISIL AAA 19 Apr 2024 |
| INE535H07CU3 | NCD | 8.15% | Yearly | 19 Jun 2026 | 19 Jun 2029 | ₹1,00,000 | 400 | Secured | None recorded | NSE | CRISIL AAA 8 Jan 2026 |
| INE535H07CV1 | NCD | 7.73% | Quarterly | 3 Aug 2026 | 3 Aug 2029 | ₹1,00,000 | 1,100 | Secured | None recorded | NSE | CRISIL AAA 28 Jan 2026 |
| INE535H07CW9 | NCD | 7.3% | Quarterly | 13 Aug 2026 | 13 Aug 2029 | ₹1,00,000 | 200 | Secured | None recorded | NSE | CRISIL AAA 8 Jan 2026 |
| INE535H07CR9 | NCD | 7.45% | Yearly | 3 Sep 2025 | 3 Sep 2030 | ₹1,00,000 | 100 | Secured | None recorded | NSE | CRISIL AAA 24 Dec 2024 |
| INE535H07CT5 | NCD | 7.65% | Yearly | 9 Apr 2026 | 9 Apr 2031 | ₹1,00,000 | 200 | Secured | None recorded | NSE | CRISIL AAA 28 Jan 2026 |
| INE535H08819 | NCD | 8.05% | Yearly | 24 Oct 2025 | 24 Oct 2035 | ₹1,00,000 | 100 | Unsecured | None recorded | NSE | CARE AAA 23 Sep 2026 |
Notes on this table
- Outstanding means the maturity date has not passed, according to the depository record. It does not confirm that a bond has not been redeemed early, called or bought back.
- Type, coupon, interest frequency, allotment date, issue size, security and guarantee are as recorded by NSDL India Bond Info, the depository's record of each ISIN. Search an ISIN on NSDL India Bond Info to see its full record.
- "Secured" and "Guarantee" are NSDL's classification. What the security is, the asset cover and the terms of any guarantee or co-obligor are in the offer document and the debenture trust deed; this page does not infer them.
- Prices and yields are not shown. They change with every trade: see BSE and NSE.
- Terms used in this table: ISIN · Coupon rate · Yield to maturity (YTM) · Secured NCD · Unsecured NCD · Credit rating.
SMFG India Credit Company bonds: questions and answers
What bonds has SMFG India Credit Company Limited issued?
SMFG India Credit Company Limited has 11 outstanding bonds recorded on this page. By type, as described by NSDL: 11 NCDs.
What are the ISINs of SMFG India Credit Company Limited bonds?
Its 11 outstanding bonds each have their own ISIN, for example INE535H07CH0, INE535H07CP3, INE535H07CQ1. All are listed in the bond table on this page. ISINs of this issuer begin with its issuer code, INE535H.
What coupon rates do SMFG India Credit Company Limited bonds pay?
Stated coupons on its fixed-rate outstanding bonds range from 7.1% to 8.3% a year on face value. The bond table gives the coupon and interest frequency of each ISIN. The coupon is not the yield: the yield an investor earns depends on the price paid.
When do SMFG India Credit Company Limited bonds mature?
Its outstanding bonds have maturity dates from 12 Mar 2027 to 24 Oct 2035. The bond table lists the maturity date of each ISIN.
What is the latest credit rating of SMFG India Credit Company Limited bonds?
NSDL India Bond Info records CARE AAA (Stable) (action dated 23 Sep 2026); CRISIL AAA (Stable) (action dated 28 Jan 2026); ICRA AAA (Stable) (action dated 27 Nov 2025) on its outstanding bonds. Checked on NSDL on 7 Nov 2026. A rating is the agency's opinion and can change at any time.
Are SMFG India Credit Company Limited bonds secured, unsecured or guaranteed?
NSDL records 10 of the 11 outstanding bonds whose terms it holds as secured and 1 as unsecured. None is recorded as guaranteed. What the security is, the asset cover and the terms of any guarantee or co-obligor are set out in the offer document and the debenture trust deed; this page does not infer them.
Is SMFG India Credit Company Limited the same company as Fullerton India Credit Company Ltd?
Yes. SMFG India Credit Company Limited was formerly known as Fullerton India Credit Company Ltd and First India Credit Corporation Ltd and Dove Finance Limited; bonds issued under the earlier name are obligations of the same company. Its Corporate Identification Number (CIN) is U65191TN1994PLC079235.
Where can investors find the original disclosure documents for SMFG India Credit Company Limited bonds?
Each ISIN's record, including its terms and rating history, is on NSDL India Bond Info (search the ISIN). The offer document (shelf prospectus, tranche prospectus or general information document and key information document) and the debenture trust deed set out the full terms; listed issuers publish them on BSE or NSE.
How can investors check the current market price or yield of SMFG India Credit Company Limited bonds?
This page does not show prices or yields. Trades in these bonds are reported on NSE, which publish the price and yield of each trade, usually by the end of the trading day. Many corporate bonds trade rarely, so a recent price may not exist; an old trade is not a current price.
Sources and dates
- NSDL India Bond Info: bond terms, issuer identity and ratings by ISIN
- BSE and NSE: bonds that have traded, and their exchange listings
- Methodology: how these pages are compiled and checked
Data as of 14 Nov 2026 (snapshot 20261114-2051). Facts on this page last changed on 27 Oct 2026. Rating dates above are the agencies' action dates, which can be much older than the data date. This page is for information only. It is not investment advice, a credit rating or a recommendation to buy, sell or hold any security. Facts are taken from the issuer's own documents and the sources linked on this page; check them with the source before investing.
