Earlysalary Services Private Limited is an Indian company in the BFSI industry (formerly Ashish Securities Pvt Ltd) with 18 outstanding bonds (ISINs) recorded on this page. Stated coupons on its fixed-rate bonds range from 10.25% to 11.95% a year. Maturity dates run from 4 Dec 2026 to 7 Jun 2029. NSDL records all 18 whose terms it holds as secured. Latest credit ratings on record: CARE A (Stable) (action dated 3 Nov 2026); Acuite A+ (Stable) (action dated 30 Oct 2026); India Ratings A (Stable) (action dated 6 Oct 2026); CRISIL A (Stable) (action dated 6 Oct 2026). Verify current terms against the official documents linked on this page.
Data as of 13 Nov 2026 (snapshot 20261113-2049) · How this page is compiled
Issuer overview
- Legal name
- Earlysalary Services Private Limited
- Formerly
- Ashish Securities Pvt Ltd
- CIN
- U67120WB1994PTC064965
- LEI
- 335800E4LDN66P8EAR06
- Company status
- Unlisted
- Industry
- BFSI
- Business
- Non-Banking Financial Company (NBFC)
- Ownership
- Non PSU
- ISIN issuer code
- INE01YL
- Outstanding bonds (ISINs)
- 18 (plus 9 matured)
- Stated coupons (fixed rate)
- 10.25% – 11.95%
- Maturity dates
- 4 Dec 2026 – 7 Jun 2029
- Secured (NSDL)
- 18 of 18
- Combined issue size of outstanding bonds
- ₹2,137 crore
- Traded on
- BSE
Issue size is the amount each bond raised when it was issued, as recorded by NSDL. It is not the amount still outstanding today (bonds can be partly redeemed or bought back) and not the company's total debt.
Earlysalary Services bonds: ISIN, coupon and maturity
18 outstanding bonds, by maturity date.
| ISIN | Type | Coupon | Interest paid | Allotted | Maturity | Face value | Issue size (₹ cr) | Security | Guarantee | Traded on | Rating (NSDL) |
|---|---|---|---|---|---|---|---|---|---|---|---|
| INE01YL07334 | NCD | 10.9% | Yearly | 25 Feb 2025 | 4 Dec 2026 | ₹1,00,000 | 110 | Secured | Guaranteed | BSE | CARE A- 4 Nov 2025 |
| INE01YL07300 | NCD | 11.82% | Yearly | 25 Oct 2024 | 27 Dec 2026 | ₹66,666.67 | 32.00 | Secured | Guaranteed | — | India Ratings A 6 Oct 2026 |
| INE01YL07342 | NCD | 10.9% | Yearly | 25 Mar 2025 | 4 Jan 2027 | ₹1,00,000 | 80.00 | Secured | Guaranteed | BSE | CARE A 3 Nov 2026 |
| INE01YL07383 | NCD | 10.7% | Yearly | 30 Jul 2025 | 5 Mar 2027 | ₹1,00,000 | 175 | Secured | Guaranteed | BSE | CARE A 3 Nov 2026 |
| INE01YL07359 | NCD | 11.2% | Yearly | 30 Apr 2025 | 5 Apr 2027 | ₹1,00,000 | 55.00 | Secured | Guaranteed | — | CARE A 3 Nov 2026 |
| INE01YL07375 | NCD | 11.2% | Yearly | 23 Jul 2025 | 7 Jul 2027 | ₹1,00,000 | 50.00 | Secured | Guaranteed | BSE | CARE A 3 Nov 2026 |
| INE01YL07391 | NCD | 10.7% | Yearly | 29 Aug 2025 | 6 Aug 2027 | ₹1,00,000 | 100 | Secured | Guaranteed | BSE | CARE A- 28 Sep 2024 |
| INE01YL07409 | NCD | 10.7% | Yearly | 30 Oct 2025 | 8 Jan 2028 | ₹1,00,000 | 200 | Secured | Guaranteed | BSE | CARE A 3 Nov 2026 |
| INE01YL07425 | NCD | 10.5% | Quarterly | 23 Jan 2026 | 28 Jan 2028 | ₹1,00,000 | 35.00 | Secured | Guaranteed | — | CARE A 3 Nov 2026 |
| INE01YL07417 | NCD | 10.5% | Yearly | 31 Dec 2025 | 9 Mar 2028 | ₹1,00,000 | 125 | Secured | Guaranteed | BSE | CARE A- 28 Sep 2024 |
| INE01YL07433 | NCD | 10.5% | Quarterly | 27 Feb 2026 | 9 Jun 2028 | ₹1,00,000 | 200 | Secured | Guaranteed | BSE | CARE A 3 Nov 2026 |
| INE01YL07441 | NCD | 10.5% | Quarterly | 25 Mar 2026 | 4 Jul 2028 | ₹1,00,000 | 250 | Secured | Guaranteed | BSE | CARE A 3 Nov 2026 |
| INE01YL07458 | NCD | 10.5% | Yearly | 29 May 2026 | 9 Aug 2028 | ₹1,00,000 | 125 | Secured | Guaranteed | BSE | CARE A 3 Nov 2026 |
| INE01YL07474 | NCD | 10.5% | Yearly | 30 Jul 2026 | 4 Oct 2028 | ₹1,00,000 | 180 | Secured | Guaranteed | BSE | CARE A 3 Nov 2026 |
| INE01YL07490 | NCD | 10.25% | Yearly | 29 Oct 2026 | 5 Dec 2028 | ₹1,00,000 | 150 | Secured | Guaranteed | — | CRISIL A 6 Oct 2026 |
| INE01YL07482 | NCD | 10.5% | Quarterly | 12 Oct 2026 | 8 Jan 2029 | ₹1,00,000 | 150 | Secured | Guaranteed | — | CRISIL A 6 Oct 2026 |
| INE01YL07367 | NCD | 11.95% | Yearly | 3 Jul 2025 | 17 Apr 2029 | ₹1,00,000 | 20.00 | Secured | Guaranteed | — | CARE A 3 Nov 2026 |
| INE01YL07466 | NCD | 10.3% | Yearly | 25 Jun 2026 | 7 Jun 2029 | ₹1,00,000 | 100 | Secured | Guaranteed | BSE | Acuite A+ 30 Oct 2026 |
Notes on this table
- Outstanding means the maturity date has not passed, according to the depository record. It does not confirm that a bond has not been redeemed early, called or bought back.
- Type, coupon, interest frequency, allotment date, issue size, security and guarantee are as recorded by NSDL India Bond Info, the depository's record of each ISIN. Search an ISIN on NSDL India Bond Info to see its full record.
- "Secured" and "Guarantee" are NSDL's classification. What the security is, the asset cover and the terms of any guarantee or co-obligor are in the offer document and the debenture trust deed; this page does not infer them.
- Prices and yields are not shown. They change with every trade: see BSE and NSE.
- Terms used in this table: ISIN · Coupon rate · Yield to maturity (YTM) · Secured NCD · Unsecured NCD · Credit rating.
Private placements and disclosure documents
From BSE's list of privately placed debt. The documents are the issuer's own; the offer document and debenture trust deed are the authoritative source for each bond's terms.
Company details
- Date of incorporation
- 6 Sep 1994
- Class
- https://www.earlysalary.in
- Listed / unlisted
- Unlisted
- Registered office
- UNIT NO. 404, THE CHAMBERS VIMAN NAGAR PUNE Pune - 411014 Maharashtra
- State
- Maharashtra
- Registrar of Companies
- Pune
- Authorised capital
- 265.00 cr.
- Paid-up capital
- 229.03 cr.
- Last AGM
- 10 Aug 2026
Earlysalary Services bonds: questions and answers
What bonds has Earlysalary Services Private Limited issued?
Earlysalary Services Private Limited has 18 outstanding bonds recorded on this page. By type, as described by NSDL: 18 NCDs. 9 further ISINs on record have passed their maturity dates and are not counted as outstanding.
What are the ISINs of Earlysalary Services Private Limited bonds?
Its 18 outstanding bonds each have their own ISIN, for example INE01YL07334, INE01YL07300, INE01YL07342. All are listed in the bond table on this page. ISINs of this issuer begin with its issuer code, INE01YL.
What coupon rates do Earlysalary Services Private Limited bonds pay?
Stated coupons on its fixed-rate outstanding bonds range from 10.25% to 11.95% a year on face value. The bond table gives the coupon and interest frequency of each ISIN. The coupon is not the yield: the yield an investor earns depends on the price paid.
When do Earlysalary Services Private Limited bonds mature?
Its outstanding bonds have maturity dates from 4 Dec 2026 to 7 Jun 2029. The bond table lists the maturity date of each ISIN.
What is the latest credit rating of Earlysalary Services Private Limited bonds?
NSDL India Bond Info records CARE A (Stable) (action dated 3 Nov 2026); Acuite A+ (Stable) (action dated 30 Oct 2026); India Ratings A (Stable) (action dated 6 Oct 2026); CRISIL A (Stable) (action dated 6 Oct 2026) on its outstanding bonds. Checked on NSDL on 7 Nov 2026. A rating is the agency's opinion and can change at any time.
Are Earlysalary Services Private Limited bonds secured, unsecured or guaranteed?
NSDL records all 18 outstanding bonds whose terms it holds as secured. 18 are recorded as guaranteed. What the security is, the asset cover and the terms of any guarantee or co-obligor are set out in the offer document and the debenture trust deed; this page does not infer them.
Is Earlysalary Services Private Limited the same company as Ashish Securities Pvt Ltd?
Yes. Earlysalary Services Private Limited was formerly known as Ashish Securities Pvt Ltd; bonds issued under the earlier name are obligations of the same company. Its Corporate Identification Number (CIN) is U67120WB1994PTC064965.
Where can investors find the original disclosure documents for Earlysalary Services Private Limited bonds?
Each ISIN's record, including its terms and rating history, is on NSDL India Bond Info (search the ISIN). The offer document (shelf prospectus, tranche prospectus or general information document and key information document) and the debenture trust deed set out the full terms; listed issuers publish them on BSE or NSE. For the private placements listed on this page, each row links to the disclosure documents on BSE.
How can investors check the current market price or yield of Earlysalary Services Private Limited bonds?
This page does not show prices or yields. Trades in these bonds are reported on BSE, which publish the price and yield of each trade, usually by the end of the trading day. Many corporate bonds trade rarely, so a recent price may not exist; an old trade is not a current price.
Sources and dates
- NSDL India Bond Info: bond terms, issuer identity and ratings by ISIN
- BSE and NSE: bonds that have traded, and their exchange listings
- BSE: privately placed debt securities
- Methodology: how these pages are compiled and checked
Data as of 13 Nov 2026 (snapshot 20261113-2049). Facts on this page last changed on 8 Nov 2026. Rating dates above are the agencies' action dates, which can be much older than the data date. This page is for information only. It is not investment advice, a credit rating or a recommendation to buy, sell or hold any security. Facts are taken from the issuer's own documents and the sources linked on this page; check them with the source before investing.
