ECL Finance Limited is an Indian company in the BFSI industry with 13 outstanding bonds (ISINs) recorded on this page. Stated coupons on its fixed-rate bonds range from 8.88% to 10.6% a year. Maturity dates run from 18 Mar 2027 to 31 Dec 2099. NSDL records 6 of the 13 whose terms it holds as secured. Latest credit rating on record: CRISIL A+ (Stable), action dated 14 Nov 2026. Verify current terms against the official documents linked on this page.
Data as of 13 Nov 2026 (snapshot 20261113-2049) · How this page is compiled
Issuer overview
- Legal name
- Ecl Finance Limited
- CIN
- U65990MH2005PLC154854
- LEI
- 335800E1LG6WITKCC984
- Company status
- Unlisted
- Industry
- BFSI
- Business
- Non-Banking Financial Company (NBFC)
- Ownership
- Non PSU
- ISIN issuer codes
- INE804I, INE528S
- Outstanding bonds (ISINs)
- 13 (plus 34 matured)
- Stated coupons (fixed rate)
- 8.88% – 10.6%
- Maturity dates
- 18 Mar 2027 – 31 Dec 2099
- Secured (NSDL)
- 6 of 13
- Combined issue size of outstanding bonds
- ₹1,096 crore
- Traded on
- BSE, NSE
Issue size is the amount each bond raised when it was issued, as recorded by NSDL. It is not the amount still outstanding today (bonds can be partly redeemed or bought back) and not the company's total debt.
ECL Finance bonds: ISIN, coupon and maturity
13 outstanding bonds, by maturity date.
| ISIN | Type | Coupon | Interest paid | Allotted | Maturity | Face value | Issue size (₹ cr) | Security | Guarantee | Traded on | Rating (NSDL) |
|---|---|---|---|---|---|---|---|---|---|---|---|
| INE528S08076 | NCD | 10.4% | Quarterly | 18 Mar 2024 | 18 Mar 2027 | ₹1,00,000 | 30.00 | Unsecured | None recorded | — | CRISIL A+ 7 Jun 2024 |
| INE528S08035 | NCD | 9.25% | Yearly | 31 Jul 2017 | 31 Jul 2027 | ₹10,00,000 | 24.00 | Unsecured | None recorded | — | CRISIL A+ 9 Jan 2025 |
| INE804I08833 | NCD | 9.25% | Yearly | 12 Sep 2017 | 15 Sep 2027 | ₹10,00,000 | 20.00 | Unsecured | None recorded | — | CRISIL A+ 9 Jan 2025 |
| INE528S08043 | NCD | 9.25% | Yearly | 6 Oct 2017 | 6 Oct 2027 | ₹10,00,000 | 100 | Unsecured | None recorded | — | CRISIL A+ 9 Jan 2025 |
| INE528S07110 | NCD | 8.88% | Monthly | 22 Mar 2018 | 22 Mar 2028 | ₹1,000 | 40.92 | Secured | None recorded | NSE | CRISIL A+ 9 Jan 2025 |
| INE528S07128 | NCD | 9.25% | Yearly | 22 Mar 2018 | 22 Mar 2028 | ₹1,000 | 48.35 | Secured | None recorded | NSE | CRISIL A+ 9 Jan 2025 |
| INE804I078Y8 | NCD | 9.43% | Monthly | 6 Aug 2018 | 6 Aug 2028 | ₹1,000 | 59.13 | Secured | None recorded | NSE | CRISIL A+ 9 Jan 2025 |
| INE804I079Y6 | NCD | 9.85% | Yearly | 6 Aug 2018 | 6 Aug 2028 | ₹1,000 | 272 | Secured | None recorded | BSE, NSE | CRISIL A+ 9 Jan 2025 |
| INE804IA7014 | NCD | 10.15% | Monthly | 4 Jan 2019 | 4 Jan 2029 | ₹1,000 | 111 | Secured | None recorded | NSE | CRISIL A+ 9 Jan 2025 |
| INE804IA7022 | NCD | 10.6% | Yearly | 4 Jan 2019 | 4 Jan 2029 | ₹1,000 | 195 | Secured | None recorded | NSE | CRISIL A+ 9 Jan 2025 |
| INE804I08734 | Perpetual debt | 10.25% | Yearly | 8 May 2017 | 31 Dec 2099 | ₹10,00,000 | 150 | Unsecured | None recorded | BSE | Brickwork A 3 Jun 2026 |
| INE528S08068 | Perpetual debt | 10% | Yearly | 7 Feb 2018 | 31 Dec 2099 | ₹10,00,000 | 25.00 | Unsecured | None recorded | — | Acuite A 19 Feb 2026 |
| INE528S08050 | Perpetual debt | 9.75% | Yearly | 26 Dec 2017 | 31 Dec 2099 | ₹10,00,000 | 20.00 | Unsecured | None recorded | — | Acuite A 19 Feb 2026 |
Notes on this table
- Outstanding means the maturity date has not passed, according to the depository record. It does not confirm that a bond has not been redeemed early, called or bought back.
- Type, coupon, interest frequency, allotment date, issue size, security and guarantee are as recorded by NSDL India Bond Info, the depository's record of each ISIN. Search an ISIN on NSDL India Bond Info to see its full record.
- "Secured" and "Guarantee" are NSDL's classification. What the security is, the asset cover and the terms of any guarantee or co-obligor are in the offer document and the debenture trust deed; this page does not infer them.
- Prices and yields are not shown. They change with every trade: see BSE and NSE.
- Terms used in this table: ISIN · Coupon rate · Yield to maturity (YTM) · Secured NCD · Unsecured NCD · Credit rating.
Public NCD issues
| Issuer | Opened | Coupon | Tenor | Rating | Issue size |
|---|---|---|---|---|---|
| ECL Finance | 13 Dec 2018 | — | — | — | — |
Private placements and disclosure documents
From BSE's list of privately placed debt. The documents are the issuer's own; the offer document and debenture trust deed are the authoritative source for each bond's terms.
Company details
- Date of incorporation
- 18 Jul 2005
- Class
- https://www.eclf.com/
- Listed / unlisted
- Unlisted
- Registered office
- 5th Floor, Tower 3, Wing B, Kohinoor City Mall, Kohinoor City, Kirol Road, Kurla(W) Mumbai Mumbai City - 400070 Maharashtra
- State
- Maharashtra
- Registrar of Companies
- Mumbai
- Authorised capital
- 724.00 cr.
- Paid-up capital
- 318.29 cr.
- Last AGM
- 4 Sep 2025
ECL Finance bonds: questions and answers
What bonds has ECL Finance Limited issued?
ECL Finance Limited has 13 outstanding bonds recorded on this page. By type, as described by NSDL: 10 NCDs, 3 perpetual debt. 34 further ISINs on record have passed their maturity dates and are not counted as outstanding.
What are the ISINs of ECL Finance Limited bonds?
Its 13 outstanding bonds each have their own ISIN, for example INE528S08076, INE528S08035, INE804I08833. All are listed in the bond table on this page. ISINs of this issuer begin with its issuer code, INE804I / INE528S.
What coupon rates do ECL Finance Limited bonds pay?
Stated coupons on its fixed-rate outstanding bonds range from 8.88% to 10.6% a year on face value. The bond table gives the coupon and interest frequency of each ISIN. The coupon is not the yield: the yield an investor earns depends on the price paid.
When do ECL Finance Limited bonds mature?
Its outstanding bonds have maturity dates from 18 Mar 2027 to 31 Dec 2099. The bond table lists the maturity date of each ISIN.
What is the latest credit rating of ECL Finance Limited bonds?
The latest rating entered on this page is CRISIL A+ (Stable), from the rating action dated 14 Nov 2026 (see the agency's press release linked on this page). A rating is the agency's opinion and can change at any time.
Are ECL Finance Limited bonds secured, unsecured or guaranteed?
NSDL records 6 of the 13 outstanding bonds whose terms it holds as secured and 7 as unsecured. None is recorded as guaranteed. What the security is, the asset cover and the terms of any guarantee or co-obligor are set out in the offer document and the debenture trust deed; this page does not infer them.
Where can investors find the original disclosure documents for ECL Finance Limited bonds?
Each ISIN's record, including its terms and rating history, is on NSDL India Bond Info (search the ISIN). The offer document (shelf prospectus, tranche prospectus or general information document and key information document) and the debenture trust deed set out the full terms; listed issuers publish them on BSE or NSE. For the private placements listed on this page, each row links to the disclosure documents on BSE.
How can investors check the current market price or yield of ECL Finance Limited bonds?
This page does not show prices or yields. Trades in these bonds are reported on BSE and NSE, which publish the price and yield of each trade, usually by the end of the trading day. Many corporate bonds trade rarely, so a recent price may not exist; an old trade is not a current price.
Sources and dates
- NSDL India Bond Info: bond terms, issuer identity and ratings by ISIN
- BSE and NSE: bonds that have traded, and their exchange listings
- BSE: privately placed debt securities
- Rating agency press release
- Methodology: how these pages are compiled and checked
Data as of 13 Nov 2026 (snapshot 20261113-2049). Facts on this page last changed on 29 Oct 2026. Rating dates above are the agencies' action dates, which can be much older than the data date. This page is for information only. It is not investment advice, a credit rating or a recommendation to buy, sell or hold any security. Facts are taken from the issuer's own documents and the sources linked on this page; check them with the source before investing.
