Jio Credit Limited

Jio Credit Limited is an Indian company in the BFSI industry (formerly Jio Finance Limited and Reliance Retail Finance Limited and Reliance Retail Ventures Limited) with 12 outstanding bonds (ISINs) recorded on this page. Stated coupons on its fixed-rate bonds range from 7.05% to 8.59% a year. One is a cumulative bond, which pays no periodic coupon; its contractual return is payable at maturity. Maturity dates run from 13 Oct 2027 to 5 Oct 2031. NSDL records all 12 whose terms it holds as secured. Latest credit ratings on record: CARE AAA (Stable) (action dated 30 Oct 2026); CRISIL AAA (Stable) (action dated 21 Aug 2026). Verify current terms against the official documents linked on this page.

Data as of 13 Nov 2026 (snapshot 20261113-2049) · How this page is compiled

Issuer overview

Legal name
Jio Credit Limited
Formerly
Jio Finance Limited; Reliance Retail Finance Limited; Reliance Retail Ventures Limited
CIN
U64990MH2000PLC123731
LEI
3358007FT58KIR5EWA20
Company status
Active
Industry
BFSI
Business
Non-Banking Financial Company (NBFC)
ISIN issuer code
INE282H
Outstanding bonds (ISINs)
12
Stated coupons (fixed rate)
7.05% – 8.59%
Maturity dates
13 Oct 2027 – 5 Oct 2031
Secured (NSDL)
12 of 12
Combined issue size of outstanding bonds
₹11,893 crore
Traded on
BSE, NSE

Issue size is the amount each bond raised when it was issued, as recorded by NSDL. It is not the amount still outstanding today (bonds can be partly redeemed or bought back) and not the company's total debt.

Jio Credit bonds: ISIN, coupon and maturity

12 outstanding bonds, by maturity date.

ISIN Type Coupon Interest paid Allotted Maturity Face value Issue size (₹ cr) Security Guarantee Traded on Rating (NSDL)
INE282H07034 NCD 7.05% Yearly 13 Oct 2025 13 Oct 2027 ₹1,00,000 500 Secured None recorded BSE, NSE CRISIL AAA 1 Jul 2025
INE282H07018 NCD 7.19% Yearly 15 May 2025 15 Mar 2028 ₹1,00,000 1,000 Secured None recorded BSE, NSE CRISIL AAA 2 Jul 2024
INE282H07026 NCD 7.08% Yearly 28 May 2025 26 May 2028 ₹1,00,000 1,030 Secured None recorded BSE, NSE CRISIL AAA 2 Jul 2024
INE282H07075 NCD 7.78% Yearly 7 Jul 2026 7 Jul 2029 ₹1,00,000 965 Secured None recorded BSE, NSE CRISIL AAA 30 Jun 2026
INE282H07091 NCD 7.95% Yearly 31 Jul 2026 23 Aug 2029 ₹1,00,000 525 Secured None recorded NSE CRISIL AAA 30 Jun 2026
INE282H07109 NCD 8.08% Yearly 31 Aug 2026 31 Aug 2029 ₹1,00,000 1,756 Secured None recorded NSE CRISIL AAA 21 Aug 2026
INE282H07117 NCD Cumulative At maturity 5 Oct 2026 4 Oct 2030 ₹1,00,000 850 Secured None recorded NSE CRISIL AAA 21 Aug 2026
INE282H07042 NCD 7.26% Yearly 18 Nov 2025 18 Nov 2030 ₹1,00,000 500 Secured None recorded NSE CRISIL AAA 1 Jul 2025
INE282H07059 NCD 7.66% Yearly 16 Mar 2026 16 Mar 2031 ₹1,00,000 1,000 Secured None recorded NSE CRISIL AAA 1 Jul 2025
INE282H07067 NCD 8.15% Yearly 16 Jun 2026 16 Jun 2031 ₹1,00,000 1,500 Secured None recorded BSE, NSE CRISIL AAA 1 Jul 2025
INE282H07083 NCD 8.05% Yearly 31 Jul 2026 31 Jul 2031 ₹1,00,000 500 Secured None recorded BSE, NSE CRISIL AAA 30 Jun 2026
INE282H07125 NCD 8.59% Yearly 5 Oct 2026 5 Oct 2031 ₹1,00,000 1,767 Secured None recorded BSE, NSE CRISIL AAA 21 Aug 2026
Notes on this table
  • Outstanding means the maturity date has not passed, according to the depository record. It does not confirm that a bond has not been redeemed early, called or bought back.
  • Type, coupon, interest frequency, allotment date, issue size, security and guarantee are as recorded by NSDL India Bond Info, the depository's record of each ISIN. Search an ISIN on NSDL India Bond Info to see its full record.
  • Cumulative bonds pay no periodic coupon; the contractual return is payable at maturity. The amount shown is that return per unit of face value, and the yearly rate is worked out from it and the allotment and maturity dates.
  • "Secured" and "Guarantee" are NSDL's classification. What the security is, the asset cover and the terms of any guarantee or co-obligor are in the offer document and the debenture trust deed; this page does not infer them.
  • Prices and yields are not shown. They change with every trade: see BSE and NSE.
  • Terms used in this table: ISIN · Coupon rate · Yield to maturity (YTM) · Secured NCD · Unsecured NCD · Cumulative NCD · Credit rating.

Jio Credit credit rating

Latest rating by agency on the outstanding bonds (NSDL India Bond Info)
Agency Rating Outlook Latest action Action date Bonds Status
CARE AAA Stable Reaffirm 30 Oct 2026 12 Checked 7 Nov 2026
CRISIL AAA Stable New 21 Aug 2026 12 Verified by NSDL · Checked 7 Nov 2026
Rating history
Date Agency Rating Outlook Action
30 Oct 2026 CARE AAA Stable Reaffirm
5 Oct 2026 CARE AAA Stable New
31 Aug 2026 CARE AAA Stable New
24 Aug 2026 CARE AAA Stable Reaffirm
21 Aug 2026 CRISIL AAA Stable New
31 Jul 2026 CARE AAA Stable New
7 Jul 2026 CARE AAA Stable New
6 Jul 2026 CARE AAA Stable Reaffirm
30 Jun 2026 CRISIL AAA Stable New
16 Jun 2026 CARE AAA Stable New
8 Jan 2026 CARE AAA Stable Reaffirm
1 Jul 2025 CRISIL AAA Stable New
24 Jun 2025 CARE AAA Stable New
2 Jul 2024 CRISIL AAA Stable New
29 Jun 2024 CARE AAA Stable New

Rating actions on the issuer's bonds as recorded by NSDL, newest first. Earlier lines are history, not the current rating.

A credit rating is the agency's opinion and can change at any time. Check the agency's website for the latest action: CRISIL, CARE

Private placements and disclosure documents

Allotted ISIN Redemption Disclosure documents
5 Oct 2026 INE282H07125 5 Oct 2031 Placement memorandum on BSE
5 Oct 2026 INE282H07117 4 Oct 2030 Placement memorandum on BSE
31 Aug 2026 INE282H07109 31 Aug 2029 Placement memorandum on BSE
31 Jul 2026 INE282H07083 31 Jul 2031 Placement memorandum on BSE
31 Jul 2026 INE282H07091 23 Aug 2029 Placement memorandum on BSE
7 Jul 2026 INE282H07075 7 Jul 2029 Placement memorandum on BSE
16 Jun 2026 INE282H07067 16 Jun 2031 Placement memorandum on BSE
16 Mar 2026 INE282H07059 16 Mar 2031 Placement memorandum on BSE
18 Nov 2025 INE282H07042 18 Nov 2030 Placement memorandum on BSE
13 Oct 2025 INE282H07034 13 Oct 2027 Placement memorandum on BSE
28 May 2025 INE282H07026 26 May 2028 Placement memorandum on BSE
15 May 2025 INE282H07018 15 Mar 2028 Placement memorandum on BSE

From BSE's list of privately placed debt. The documents are the issuer's own; the offer document and debenture trust deed are the authoritative source for each bond's terms.

Company details

Date of incorporation
19 Jan 2000
Class
https://www.jiocredit.in/
Listed / unlisted
Unlisted
Registered office
4NA, 1st Floor, Bandra Kurla Complex, Maker Maxity, Bandra East Mumbai, 400051
State
Maharashtra
Registrar of Companies
Mumbai
Authorised capital
5000000000
Paid-up capital
1190700000
Last AGM
4 Sep 2026

Jio Credit bonds: questions and answers

What bonds has Jio Credit Limited issued?

Jio Credit Limited has 12 outstanding bonds recorded on this page. By type, as described by NSDL: 12 NCDs.

What are the ISINs of Jio Credit Limited bonds?

Its 12 outstanding bonds each have their own ISIN, for example INE282H07034, INE282H07018, INE282H07026. All are listed in the bond table on this page. ISINs of this issuer begin with its issuer code, INE282H.

What coupon rates do Jio Credit Limited bonds pay?

Stated coupons on its fixed-rate outstanding bonds range from 7.05% to 8.59% a year on face value. One cumulative bond pays no periodic coupon; its contractual return is payable at maturity. The bond table gives the coupon and interest frequency of each ISIN. The coupon is not the yield: the yield an investor earns depends on the price paid.

When do Jio Credit Limited bonds mature?

Its outstanding bonds have maturity dates from 13 Oct 2027 to 5 Oct 2031. The bond table lists the maturity date of each ISIN.

What is the latest credit rating of Jio Credit Limited bonds?

NSDL India Bond Info records CARE AAA (Stable) (action dated 30 Oct 2026); CRISIL AAA (Stable) (action dated 21 Aug 2026) on its outstanding bonds. Checked on NSDL on 7 Nov 2026. A rating is the agency's opinion and can change at any time.

Are Jio Credit Limited bonds secured, unsecured or guaranteed?

NSDL records all 12 outstanding bonds whose terms it holds as secured. None is recorded as guaranteed. What the security is, the asset cover and the terms of any guarantee or co-obligor are set out in the offer document and the debenture trust deed; this page does not infer them.

Is Jio Credit Limited the same company as Jio Finance Limited?

Yes. Jio Credit Limited was formerly known as Jio Finance Limited and Reliance Retail Finance Limited and Reliance Retail Ventures Limited; bonds issued under the earlier name are obligations of the same company. Its Corporate Identification Number (CIN) is U64990MH2000PLC123731.

Where can investors find the original disclosure documents for Jio Credit Limited bonds?

Each ISIN's record, including its terms and rating history, is on NSDL India Bond Info (search the ISIN). The offer document (shelf prospectus, tranche prospectus or general information document and key information document) and the debenture trust deed set out the full terms; listed issuers publish them on BSE or NSE. For the private placements listed on this page, each row links to the disclosure documents on BSE.

How can investors check the current market price or yield of Jio Credit Limited bonds?

This page does not show prices or yields. Trades in these bonds are reported on BSE and NSE, which publish the price and yield of each trade, usually by the end of the trading day. Many corporate bonds trade rarely, so a recent price may not exist; an old trade is not a current price.

What is a cumulative bond?

A cumulative bond pays no periodic coupon. The contractual return builds up over its life and is payable with the face value at maturity, so this page shows the amount payable at maturity and the yearly rate it works out to, instead of a yearly coupon.

Sources and dates

Data as of 13 Nov 2026 (snapshot 20261113-2049). Facts on this page last changed on 8 Nov 2026. Rating dates above are the agencies' action dates, which can be much older than the data date. This page is for information only. It is not investment advice, a credit rating or a recommendation to buy, sell or hold any security. Facts are taken from the issuer's own documents and the sources linked on this page; check them with the source before investing.

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Bond Interpretation is an information resource on Indian corporate bond issuers, published by Newsinterpretation. It covers the companies behind corporate bonds and non-convertible debentures (NCDs): their outstanding bonds with ISIN-level terms, credit ratings as recorded by the depository, private placements and public NCD issues. It brings together depository (NSDL India Bond Info), exchange (BSE and NSE) and company records, and shows the source and date of each fact. The pages are compiled automatically from those records. Bond Interpretation publishes no credit ratings, opinions or recommendations to buy, sell or hold of its own.

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