United Bank of IndiaUnsecured

United Bank of IndiaUnsecured is an Indian company in the BFSI industry with 5 outstanding bonds (ISINs) recorded on this page. Stated coupons on its fixed-rate bonds range from 9% to 12% a year. Maturity dates run from 23 Aug 2027 to 31 Dec 2099. NSDL records 0 of the 5 whose terms it holds as secured. Latest credit rating on record: CRISIL AA+ (Stable) (action dated 1 Sep 2020). Verify current terms against the official documents linked on this page.

Data as of 5 Nov 2026 (snapshot 20261105-2032) · How this page is compiled

Issuer overview

Industry
BFSI
ISIN issuer code
INE695A
Outstanding bonds (ISINs)
5
Stated coupons (fixed rate)
9% – 12%
Maturity dates
23 Aug 2027 – 31 Dec 2099
Secured (NSDL)
0 of 5
Combined issue size of outstanding bonds
₹1,290 crore

Issue size is the amount each bond raised when it was issued, as recorded by NSDL. It is not the amount still outstanding today (bonds can be partly redeemed or bought back) and not the company's total debt.

United Bank of IndiaUnsecured bonds: ISIN, coupon and maturity

5 outstanding bonds, by maturity date.

ISIN Type Coupon Interest paid Allotted Maturity Face value Issue size (₹ cr) Security Guarantee Rating (NSDL)
INE695A08030 Bond (NCD) 9% Yearly 23 Aug 2017 23 Aug 2027 ₹10,00,000 500 Unsecured None recorded CRISIL AA+ 1 Sep 2020
INE695A08048 Bond (NCD) 10.5% Yearly 27 Sep 2017 27 Sep 2027 ₹10,00,000 150 Unsecured None recorded CRISIL AA+ 1 Sep 2020
INE695A08063 Bond (NCD) 9.05% Yearly 10 Nov 2017 10 Nov 2027 ₹10,00,000 340 Unsecured None recorded CRISIL AA+ 1 Sep 2020
INE695A08022 Perpetual debt 12% Yearly 29 Mar 2017 30 Dec 2099 ₹10,00,000 200 Unsecured None recorded Brickwork A- 1 Mar 2017
INE695A08071 Perpetual debt 11% Yearly 27 Dec 2017 31 Dec 2099 ₹10,00,000 100 Unsecured None recorded CRISIL BBB+ 12 Dec 2017
Notes on this table
  • Outstanding means the maturity date has not passed, according to the depository record. It does not confirm that a bond has not been redeemed early, called or bought back.
  • Type, coupon, interest frequency, allotment date, issue size, security and guarantee are as recorded by NSDL India Bond Info, the depository's record of each ISIN. Search an ISIN on NSDL India Bond Info to see its full record.
  • "Secured" and "Guarantee" are NSDL's classification. What the security is, the asset cover and the terms of any guarantee or co-obligor are in the offer document and the debenture trust deed; this page does not infer them.
  • Prices and yields are not shown. They change with every trade: see BSE and NSE.
  • Terms used in this table: ISIN · Coupon rate · Yield to maturity (YTM) · Secured NCD · Unsecured NCD · Credit rating.

United Bank of IndiaUnsecured credit rating

Latest rating by agency on the outstanding bonds (NSDL India Bond Info)
Agency Rating Outlook Latest action Action date Bonds Status
Brickwork WITHDRAWN No Outlook Withdrawn 17 Nov 2022 2 Verified by NSDL · Over 12 months old · Checked 5 Nov 2026
CRISIL AA+ Stable — 1 Sep 2020 4 Not verified by NSDL on some bonds · Over 12 months old · Checked 5 Nov 2026
Rating history
Date Agency Rating Outlook Action
17 Nov 2022 Brickwork WITHDRAWN No Outlook Withdrawn
1 Sep 2020 CRISIL AA+ Stable —
1 Sep 2020 CRISIL AA- Stable —
19 Dec 2019 CRISIL A+ — —
22 Feb 2019 CRISIL A+ Stable —
22 Nov 2018 CRISIL AA- — —
12 Dec 2017 CRISIL BBB+ — —
31 Oct 2017 CRISIL AA- — —
15 Sep 2017 CRISIL AA- — —
2 Aug 2017 CRISIL AA- — —
28 Jul 2017 Brickwork AA- — —
1 Mar 2017 Brickwork A- — —

Rating actions on the issuer's bonds as recorded by NSDL, newest first. Earlier lines are history, not the current rating.

A credit rating is the agency's opinion and can change at any time. Check the agency's website for the latest action: CRISIL, Brickwork

Private placements and disclosure documents

Allotted ISIN Redemption Disclosure documents
27 Dec 2017 INE695A08071 31 Dec 2099 Placement memorandum on BSE
10 Nov 2017 INE695A08063 10 Nov 2027 Placement memorandum on BSE
27 Sep 2017 INE695A08048 27 Sep 2027 Placement memorandum on BSE
23 Aug 2017 INE695A08030 23 Aug 2027 Placement memorandum on BSE
29 Mar 2017 INE695A08022 30 Dec 2099 Placement memorandum on BSE

From BSE's list of privately placed debt. The documents are the issuer's own; the offer document and debenture trust deed are the authoritative source for each bond's terms.

United Bank of IndiaUnsecured bonds: questions and answers

What bonds has United Bank of IndiaUnsecured issued?

United Bank of IndiaUnsecured has 5 outstanding bonds recorded on this page. By type, as described by NSDL: 3 bond (ncd), 2 perpetual debt.

What are the ISINs of United Bank of IndiaUnsecured bonds?

Its 5 outstanding bonds each have their own ISIN, for example INE695A08030, INE695A08048, INE695A08063. All are listed in the bond table on this page. ISINs of this issuer begin with its issuer code, INE695A.

What coupon rates do United Bank of IndiaUnsecured bonds pay?

Stated coupons on its fixed-rate outstanding bonds range from 9% to 12% a year on face value. The bond table gives the coupon and interest frequency of each ISIN. The coupon is not the yield: the yield an investor earns depends on the price paid.

When do United Bank of IndiaUnsecured bonds mature?

Its outstanding bonds have maturity dates from 23 Aug 2027 to 31 Dec 2099. The bond table lists the maturity date of each ISIN.

What is the latest CRISIL credit rating of United Bank of IndiaUnsecured bonds?

NSDL India Bond Info records CRISIL AA+ (Stable) (action dated 1 Sep 2020) on its outstanding bonds. Checked on NSDL on 5 Nov 2026. The latest action on record is more than 12 months old, so check the agency's website for a more recent rating. A rating is the agency's opinion and can change at any time.

Are United Bank of IndiaUnsecured bonds secured, unsecured or guaranteed?

NSDL records 0 of the 5 outstanding bonds whose terms it holds as secured and 5 as unsecured. None is recorded as guaranteed. What the security is, the asset cover and the terms of any guarantee or co-obligor are set out in the offer document and the debenture trust deed; this page does not infer them.

Where can investors find the original disclosure documents for United Bank of IndiaUnsecured bonds?

Each ISIN's record, including its terms and rating history, is on NSDL India Bond Info (search the ISIN). The offer document (shelf prospectus, tranche prospectus or general information document and key information document) and the debenture trust deed set out the full terms; listed issuers publish them on BSE or NSE. For the private placements listed on this page, each row links to the disclosure documents on BSE.

How can investors check the current market price or yield of United Bank of IndiaUnsecured bonds?

This page does not show prices or yields. Trades in these bonds are reported on BSE and NSE, which publish the price and yield of each trade, usually by the end of the trading day. Many corporate bonds trade rarely, so a recent price may not exist; an old trade is not a current price.

Sources and dates

Data as of 5 Nov 2026 (snapshot 20261105-2032). Facts on this page last changed on 3 Nov 2026. Rating dates above are the agencies' action dates, which can be much older than the data date. This page is for information only. It is not investment advice, a credit rating or a recommendation to buy, sell or hold any security. Facts are taken from the issuer's own documents and the sources linked on this page; check them with the source before investing.

Advertisement
Bond Interpretation
Bond Interpretation
Bond Interpretation is an information resource on Indian corporate bond issuers, published by Newsinterpretation. It covers the companies behind corporate bonds and non-convertible debentures (NCDs): their outstanding bonds with ISIN-level terms, credit ratings as recorded by the depository, private placements and public NCD issues. It brings together depository (NSDL India Bond Info), exchange (BSE and NSE) and company records, and shows the source and date of each fact. The pages are compiled automatically from those records. Bond Interpretation publishes no credit ratings, opinions or recommendations to buy, sell or hold of its own.

Popular Categories