Unigold Finance Limited

Unigold Finance Limited is an Indian company in the BFSI industry (formerly Vijayasubham Finance Limited) with 4 outstanding bonds (ISINs) recorded on this page. Stated coupons on its fixed-rate bonds range from 11% to 11.25% a year. Maturity dates run from 11 Mar 2027 to 2 Apr 2028. NSDL records all 4 whose terms it holds as secured. Latest credit rating on record: CRISIL BBB (Stable) (action dated 19 Aug 2026). Verify current terms against the official documents linked on this page.

Data as of 14 Nov 2026 (snapshot 20261114-2051) · How this page is compiled

Issuer overview

Legal name
Unigold Finance Limited
Formerly
Vijayasubham Finance Limited
CIN
U64990TN1995PLC032810
LEI
335800IY22TICAS8ML81
Industry
BFSI
Business
Non-Banking Financial Company (NBFC)
Ownership
Non PSU
ISIN issuer code
INE0O7U
Outstanding bonds (ISINs)
4
Stated coupons (fixed rate)
11% – 11.25%
Maturity dates
11 Mar 2027 – 2 Apr 2028
Secured (NSDL)
4 of 4
Combined issue size of outstanding bonds
₹175 crore
Traded on
BSE

Issue size is the amount each bond raised when it was issued, as recorded by NSDL. It is not the amount still outstanding today (bonds can be partly redeemed or bought back) and not the company's total debt.

Unigold Finance bonds: ISIN, coupon and maturity

4 outstanding bonds, by maturity date.

ISIN Type Coupon Interest paid Allotted Maturity Face value Issue size (₹ cr) Security Guarantee Traded on Rating (NSDL)
INE0O7U07012 NCD 11.25% Yearly 11 Sep 2025 11 Mar 2027 ₹3,333.33 25.00 Secured None recorded — CRISIL BBB 25 Nov 2025
INE0O7U07020 NCD 11% Yearly 6 Feb 2026 6 Aug 2027 ₹10,000 50.00 Secured None recorded — CRISIL BBB 28 Jan 2026
INE0O7U07053 NCD 11% Quarterly 27 Aug 2026 27 Nov 2027 ₹10,000 50.00 Secured None recorded BSE CRISIL BBB 19 Aug 2026
INE0O7U07046 NCD 11% Yearly 2 Apr 2026 2 Apr 2028 ₹8,750 50.00 Secured None recorded BSE CRISIL BBB 24 Feb 2026
Notes on this table
  • Outstanding means the maturity date has not passed, according to the depository record. It does not confirm that a bond has not been redeemed early, called or bought back.
  • Type, coupon, interest frequency, allotment date, issue size, security and guarantee are as recorded by NSDL India Bond Info, the depository's record of each ISIN. Search an ISIN on NSDL India Bond Info to see its full record.
  • "Secured" and "Guarantee" are NSDL's classification. What the security is, the asset cover and the terms of any guarantee or co-obligor are in the offer document and the debenture trust deed; this page does not infer them.
  • Prices and yields are not shown. They change with every trade: see BSE and NSE.
  • Terms used in this table: ISIN · Coupon rate · Yield to maturity (YTM) · Secured NCD · Unsecured NCD · Credit rating.

Unigold Finance credit rating

Latest rating by agency on the outstanding bonds (NSDL India Bond Info)
Agency Rating Outlook Latest action Action date Bonds Status
CRISIL BBB Stable New 19 Aug 2026 4 Verified by NSDL · Checked 7 Nov 2026
Rating history
Date Agency Rating Outlook Action
19 Aug 2026 CRISIL BBB Stable New
24 Feb 2026 CRISIL BBB Stable New
28 Jan 2026 CRISIL BBB Stable New
25 Nov 2025 CRISIL BBB Stable Upgrade
22 Aug 2025 CRISIL BBB- Stable New

Rating actions on the issuer's bonds as recorded by NSDL, newest first. Earlier lines are history, not the current rating.

A credit rating is the agency's opinion and can change at any time. Check the agency's website for the latest action: CRISIL

Private placements and disclosure documents

Allotted ISIN Redemption Disclosure documents
27 Aug 2026 INE0O7U07053 27 Nov 2027 Placement memorandum on BSE
2 Apr 2026 INE0O7U07046 2 Apr 2028 Placement memorandum on BSE
6 Feb 2026 INE0O7U07020 6 Aug 2027 Placement memorandum on BSE
11 Sep 2025 INE0O7U07012 11 Mar 2027 Placement memorandum on BSE

From BSE's list of privately placed debt. The documents are the issuer's own; the offer document and debenture trust deed are the authoritative source for each bond's terms.

Unigold Finance bonds: questions and answers

What bonds has Unigold Finance Limited issued?

Unigold Finance Limited has 4 outstanding bonds recorded on this page. By type, as described by NSDL: 4 NCDs.

What are the ISINs of Unigold Finance Limited bonds?

Its 4 outstanding bonds each have their own ISIN, for example INE0O7U07012, INE0O7U07020, INE0O7U07053. All are listed in the bond table on this page. ISINs of this issuer begin with its issuer code, INE0O7U.

What coupon rates do Unigold Finance Limited bonds pay?

Stated coupons on its fixed-rate outstanding bonds range from 11% to 11.25% a year on face value. The bond table gives the coupon and interest frequency of each ISIN. The coupon is not the yield: the yield an investor earns depends on the price paid.

When do Unigold Finance Limited bonds mature?

Its outstanding bonds have maturity dates from 11 Mar 2027 to 2 Apr 2028. The bond table lists the maturity date of each ISIN.

What is the latest CRISIL credit rating of Unigold Finance Limited bonds?

NSDL India Bond Info records CRISIL BBB (Stable) (action dated 19 Aug 2026) on its outstanding bonds. Checked on NSDL on 7 Nov 2026. A rating is the agency's opinion and can change at any time.

Are Unigold Finance Limited bonds secured, unsecured or guaranteed?

NSDL records all 4 outstanding bonds whose terms it holds as secured. None is recorded as guaranteed. What the security is, the asset cover and the terms of any guarantee or co-obligor are set out in the offer document and the debenture trust deed; this page does not infer them.

Is Unigold Finance Limited the same company as Vijayasubham Finance Limited?

Yes. Unigold Finance Limited was formerly known as Vijayasubham Finance Limited; bonds issued under the earlier name are obligations of the same company. Its Corporate Identification Number (CIN) is U64990TN1995PLC032810.

Where can investors find the original disclosure documents for Unigold Finance Limited bonds?

Each ISIN's record, including its terms and rating history, is on NSDL India Bond Info (search the ISIN). The offer document (shelf prospectus, tranche prospectus or general information document and key information document) and the debenture trust deed set out the full terms; listed issuers publish them on BSE or NSE. For the private placements listed on this page, each row links to the disclosure documents on BSE.

How can investors check the current market price or yield of Unigold Finance Limited bonds?

This page does not show prices or yields. Trades in these bonds are reported on BSE, which publish the price and yield of each trade, usually by the end of the trading day. Many corporate bonds trade rarely, so a recent price may not exist; an old trade is not a current price.

Sources and dates

Data as of 14 Nov 2026 (snapshot 20261114-2051). Facts on this page last changed on 28 Oct 2026. Rating dates above are the agencies' action dates, which can be much older than the data date. This page is for information only. It is not investment advice, a credit rating or a recommendation to buy, sell or hold any security. Facts are taken from the issuer's own documents and the sources linked on this page; check them with the source before investing.

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Bond Interpretation is an information resource on Indian corporate bond issuers, published by Newsinterpretation. It covers the companies behind corporate bonds and non-convertible debentures (NCDs): their outstanding bonds with ISIN-level terms, credit ratings as recorded by the depository, private placements and public NCD issues. It brings together depository (NSDL India Bond Info), exchange (BSE and NSE) and company records, and shows the source and date of each fact. The pages are compiled automatically from those records. Bond Interpretation publishes no credit ratings, opinions or recommendations to buy, sell or hold of its own.

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